302 Charman Road
CHELTENHAM VIC 3192
Tel: 03 9585 7779
Fax: 03 8610 0365

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Mortgage Choice | Mortgage Brokers | Melbourne | Victoria | Australia | Home Loans | First Home Buyers | Home Equity Loans | Refinancing | Property Investment

5 Good Reasons To Use A Mortgage Choice Mortgage Broker For Your Next Home Loan

Our Mortgage Brokers in Victoria can provide you with:

1. WIDE CHOICE OF HOME LOANS:

When you use Mortgage Choice to help you find your new loan it's like having 31 of Australia's leading banks and lenders all competing for your business (which means you'll get a great deal!). We can help you analyse and compare hundreds of different loans and then pinpoint the one that is most compatible to you. Of course we will be there to assist you throughout the entire process of securing your home loan.

2. CONVENIENCE

We'll meet at the time and place that best suits you to establish your Home Loan needs and preferences. Then we do all the research and running around to manage every step of the application process for you. This saves you shopping around - we can do it all on your behalf.

3. SAVE YOU MONEY

Mortgage Choice uses exclusive loan qualifier software which helps us to pinpoint the most suitable home loan for you. Typically this can help to cut the current interest rate you are paying as well as reduce your fees and monthly repayments. Using a mortgage broker like us is also a great way to maximise your borrowing power.

4. PROFESSIONAL HOME LOAN ADVICE

At Mortgage Choice we are fully trained, and accredited with every lender we represent. We are full members of the Mortgage & Finance Association Of Australia and we have many years of experience in Australia's ever changing Home Loan marketplace. We also have a number of consumer protection initiatives in place to protect you - our valued clients.

5. MORTGAGE CHOICE DOES NOT CHARGE YOU FOR THIS SERVICE

Our head office pays us the same commission from each of the 31 lenders on our panel. This means all we are concerned with is pinpointing the most suitable loan for you from our panel - regardless of who is offering it.

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We Can Help You To Track Down Any Type Of Home Loan In Australia Including:

  • Home Equity Loans
  • First Home Buyer Loans
  • Home Loan Refinancing
  • Debt Consolidation Loans
  • Reverse Mortgages (Seniors Loans)
  • Home Construction Loans
  • Low Documentation Loans
  • Property Investment Finance
  • No Deposit Home Loans
  • Second Home Loans
  • Bridging Loans
  • Mortgages For The Self Employed
  • No Doc Home Loans
  • Variable Home Loans

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    Free Property Investment Seminars

    Anyone with an interest in property investment is welcome to come along to our free seminars. The seminars are held quarterly with the next one being in early November 2008 in Moorabbin.

    Each seminar is conducted in a friendly atmosphere and is jam packed with valuable property investment information, including:

  • Client case studies.

  • Identifying property "Hot Spots" - Australia wide.

  • Loan structuring tips for investment property.

  • Special guest speakers which include leading industry professionals including real estate agents, accountants, lawyers and buyers advocates.

    If you have any questions or would like to reserve your free seat/s please call Kirsty on 1300 302 668

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    First Home Buyers In Victoria

    At Mortgage Choice we get great satisfaction out of helping first home buyers navigate the property buying process.

    We understand first home buyers have many questions they need addressed - and we're happy to answer them. Our Mortgage Brokers can help to clarify the following common queries:

  • Do I qualify for the first home buyer grant in Victoria?

  • Which first home buyer loan best suits me?

  • How much can I afford to borrow?

  • What can I use as my home loan deposit?

  • Can you help with preparing and submitting my application forms?

    Please contact us with any questions or to arrange your no obligation appointment on 039585 7779 (Melbourne) or through kirsty.williamson@mortgagechoice.com.au - and remember Mortgage Choice does not charge you for this service.

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    Some Recent Client Testimonials

    To Gary and The Mortgage Choice Team

    Just want to take this opportunity to thank each and everyone of you who have made the purchase of my and my partners home possible.

    People who have been involved in this process will know that it has been a long and tiring process that at some stages looked like it wasn't going to happen, but thanks to Gary, Kirsty and Kate who have always managed to stay positive and helped us enormously throughout the process. Without the help, support and extraordinary customer service that we received this process would have been more than what we could cope with.

    I know that you have all done more than usual work on this case and I thank you all for the effort and work you have put in and I have no hesitation in recommending anyone to experience the professionalism, customer service and expertise that the Mortgage Choice Team offers.

    Regards,

    Simo and Nikola (Melbourne)

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    Dear Anthony,

    Just a short note to thank you for your help with our mortgage which has enabled us to buy our first home.

    This was a new experience for both John and myself and you were always patient and happy to help us with our many queries!

    We shall not hesitate in recommending you and Mortgage Choice to others in the future.

    Kind regards,

    John and Leesa Price (Mordialloc, Victoria)

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    Mortgage Choice are an excellent company.

    They provided an outstanding service. I was particularly impressed with their customer care, attention to detail and integrity. Mark Boulton our agent was a pleasure to deal with.

    Doug and Melissa Holtam (Aspendale Gardens)

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    Dear Gary

    We made it!

    Thank-you so much to you and your staff (especially Kirsty) for all your help in finally getting settlement through successfully. I managed to move into Greene Street yesterday although at the moment the place looks like a cross between a refugee camp and a bomb site - not to worry, it will come together and the place feels 'right'.

    I appreciate all your assistance and support over the last 5-6 weeks - your service is excellent and I would be happy to provide that feedback to anyone looking for a loan.

    With warm regards,

    John McKew (Yarraville, Melbourne)

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    *Australian Banking and Finance Magazine Awards, May 2007.

    Mortgage Brokers - The Way Of The Future. Mortgage Choice is Australia's leading mortgage broker, writing around 1 in every 20 Australian home loans. So if you're looking for a home loan in Victoria why not give us a call?

    • Spring clean your mortgage with these tips

    Giving your mortgage a spring clean for the year ahead can often end in a pleasing result. A good de-clutter never goes astray and often uncovers financial aspects of your life that need some reassessment or to be changed altogether. A simple adjustment could save you thousands of dollars.

    For example, say you have a mortgage of $250,000 at 9.47% p.a., adjusting your budget to include $20 extra per week in your mortgage will save you over $105,000 in interest on the total loan amount plus reduces the loan term by over five years.

    The spring season is a great time to get all your paperwork reorganised for the sunny months ahead so why not do this while you're giving your home a 'spring clean'. Then your home really is thoroughly cleared out and all set to enjoy with peace of mind".

    1. Look at your past year’s budget and expenditure to see what aspects of your spending you can move around so you can perhaps add extra dollars to your mortgage. Every little bit goes a long way to saving interest payments and time off the loan term.
    2. Get to know your mortgage. Recent research showed more than half of Australia’s mortgage holders do not know their mortgage interest rate. It is one of the biggest financial commitments a person can make so get to know all about it!
    3. Consider the mortgage features you use. Does your loan have a range of features you don’t use? You might be able to switch to a ‘cheaper’ loan with fewer options. Or, you may benefit from a loan with more features, such as an offset account.
    4. Look into debt consolidation if you are struggling with a range of debt repayments. By rolling your other debts into your mortgage you will pay less each repayment period and gain some peace of mind. However, remember that those debts will be stretched over a longer period i.e. your entire home loan term.
    5. Get a free home loan health check from a reputable mortgage broker. There is no obligation so no reason to not check you’re still doing the best thing by your mortgage.

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