First Home Owner Grant (FHOG) NT

First home buyers in the Northern Territory can tap into a range of grants including the FHOG Northern Territory, which is worth $10,000. A wide variety of other grants and concessions can also be available depending on whether you buy a new or established home.
First Home Owner Grant (FHOG) NT

NT First home buyer grants

If you're ready to buy your first home or just doing a bit of research, it's important to understand what Government support is available when it comes to grants and incentives and how much you could save!

In our Mortgage Minute video, Emma provides a comprehensive overview of state-based offers and grants available to first home buyers in NT.

Interest Rates on home loans are at an all time low, so now is a great time to take advantage of First Home Buyer Grants in NT, act now!

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Frequently asked questions about FHOG NT

How much is the First Home Owners Grant in the NT?

Prior to 7 May 2019, the FHOG NT was worth $26,000 for new homes. However, if you buy or build a new home after 7 May 2019, the First Home Owner Grant NT reduces to $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

What is a BuildBonus grant?

April 2021 Update: Applications for BuildBonus grant are now closed.

Along with the FHOG NT you may also be eligible for the BuildBonus grant.

The BuildBonus grant was launched in February 2019, and it is available if you are buying or building a new home in the Northern Territory – you will need to have signed a contract to build or buy a home, or have started construction as an owner builder on or after 8 February 2019 to be eligible.

The grant is worth $20,000 for all contracts signed before the 31st of December 2020 and $12,000 for contracts signed between 1 January and 31 March 2021.

What is the Household Goods Grant scheme?

November 2020 Update: Applications for Household Goods Grant are now closed

First home buyers in the Northern Territory who buy or build a new home can also take advantage of the Household Goods Grant scheme. When you buy a new property as your first home, the grant can be worth up to $2,000 to help you buy household goods such as a fridge, kitchen appliances, furniture or general items such as towels, sheets and kitchenware.

​What is the Home Renovation grant?​

April 2021 Update: Applications for Home Renovation grant are now closed.

Although the FHOG NT is only available for new homes, if you choose to buy an established home you may be able to claim a $10,000 Home Renovation grant.

This grant is only available if you purchased your first home after 1 September 2016, and the funds can be used to renovate or improve your home. Applications for the Home Renovation grant close on 30 November 2020.

Am I eligible for a First Home Owners Grant in NT?

There are a few rules to be eligible for the First Home Owner Grant in NT, these conditions are:

  • You must be applying for the FHOG (anywhere in Australia) for the first time.
  • You need to be aged 18 or over and be a natural person (not a company or trust)
  • You’ll need to live in your first home for at least six months within 12 months of purchase.
  • You must not have owned residential property in Australia before 1 July 2000.
  • You must not have owned residential property on or after 1 July 2000, which you have lived in.

How to apply for First Home Owner Grant NT

Applying for the First Home Owner Grant in the Northern Territory is easy, and your Mortgage Choice broker can guide you through the paperwork. Here’s a form you can fill out to start the application process. Simply fill out the form below and a local expert will be in contact with you shortly

Are first home buyers in the NT exempt from stamp duty?

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.  

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

What is HomeBuild Access?

The NT Government also funds a home loan package called HomeBuild Access. This scheme helps low to middle income earners achieve the security of home ownership, and offers two loan products targeted at the construction of new dwellings. The following purchase price limits apply to both Homebuild Access loan products:


1-2 Bedrooms

3 or more bedrooms

Purchase price limit



How do you Buy Your First Home?

There are many different ways you can go about buying your first home. The best way is to get in touch with a Mortgage Broker, who can show you the State Grants that you're eligible for and can help with your home loan application. Check out our Steps to Buying your First Home for more information on how to buy your first home.

5% deposit home loans for first home buyers in FY 2022-23

April 2022 Update 

Pay only a 5% Deposit on your Home Loan with the Government's First Home Guarantee Scheme. ​Announced in the  2022-23 Federal Budget, from 1 July 2022 – 30 June 2025 there will be 50,000 spots per year for eligible home buyers to take advantage of the First Home Guarantee and it’s expansions. Of these 50,000 places, 35,000 will be allocated for the First Home Guarantee, while the other 15,000 will be allocated to the Family Home Guarantee (5,000), and the Regional Home Guarantee (10,000).

Download our eGuide below to learn about all the Government grants and schemes available to you and how you could save!​


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