First Home Owner Grant (FHOG) Eligibility Questionnaire

Fill out this form on the eligibility criteria of the FHOG in your state and one of our brokers will be in contact to discuss your eligibility

As each state has its own set of rules for the First Home Owner Grant eligibility, it is important to understand the guidelines that apply for your area.

This questionnaire will cover all the relevant eligibility criteria for your state and a broker will be able to use this to advise on your eligibility and assist you with applying for the FHOG.

1. Tell us about yourself
2. Current situation
3. Contact Details

Please select the state in which you intend to purchase property:

FHOG Eligibility

This questionnaire will cover all the relevant eligibility criteria for your state and a broker will be able to use this to advise on your eligibility and assist you with applying for the FHOG.

There are different rules depending on the State that you are in, but the basic First Home Owner Grant conditions are:

  • You must be a permanent resident or an Australian citizen. If you’re co-buying with someone else, at least one of you must be a permanent resident or Australian citizen
  • You must not previously have owned or co-owned a home in Australia or have received an Australian First Home Owner Grant in the past.
  • You must be buying a home to live in – not as an investment property
  • You need to live in the home for at least six months after purchase,
  • You must be a natural person (not a company or a trust), and
  • You need to be aged over 18.

Other conditions may apply depending on your state/territory. In many states, the First Home Owner Grant is only available if you buy or build a new home. In some states, you may not be eligible for the FHOG if you pay over a certain value for your first home.

As each state has its own set of rules for the First Home Owner Grant, it is important to understand the guidelines that apply for your area.

FHOG Eligibility

This questionnaire will cover all the relevant eligibility criteria for your state and a broker will be able to use this to advise on your eligibility and assist you with applying for the FHOG.

There are different rules depending on the State that you are in, but the basic First Home Owner Grant conditions are:

  • You must be a permanent resident or an Australian citizen. If you’re co-buying with someone else, at least one of you must be a permanent resident or Australian citizen
  • You must not previously have owned or co-owned a home in Australia or have received an Australian First Home Owner Grant in the past.
  • You must be buying a home to live in – not as an investment property
  • You need to live in the home for at least six months after purchase,
  • You must be a natural person (not a company or a trust), and
  • You need to be aged over 18.

Other conditions may apply depending on your state/territory. In many states, the First Home Owner Grant is only available if you buy or build a new home. In some states, you may not be eligible for the FHOG if you pay over a certain value for your first home.

As each state has its own set of rules for the First Home Owner Grant, it is important to understand the guidelines that apply for your area.

Previously received FHOG?

Will this be the first time each applicant and their spouse/de facto receives a grant under the First Home Owner Grant Act 2000 in any State or Territory of Australia?

FHOG Eligibility

This questionnaire will cover all the relevant eligibility criteria for your state and a broker will be able to use this to advise on your eligibility and assist you with applying for the FHOG.

There are different rules depending on the State that you are in, but the basic First Home Owner Grant conditions are:

  • You must be a permanent resident or an Australian citizen. If you’re co-buying with someone else, at least one of you must be a permanent resident or Australian citizen
  • You must not previously have owned or co-owned a home in Australia or have received an Australian First Home Owner Grant in the past.
  • You must be buying a home to live in – not as an investment property
  • You need to live in the home for at least six months after purchase,
  • You must be a natural person (not a company or a trust), and
  • You need to be aged over 18.

Other conditions may apply depending on your state/territory. In many states, the First Home Owner Grant is only available if you buy or build a new home. In some states, you may not be eligible for the FHOG if you pay over a certain value for your first home.

As each state has its own set of rules for the First Home Owner Grant, it is important to understand the guidelines that apply for your area.

Previously owned property?

Has each applicant and their spouse/de facto ever owned or owned and occupied a residential property, either jointly, separately or with some other person, in any State or Territory of Australia before 1 July 2000?*

FHOG Eligibility

This questionnaire will cover all the relevant eligibility criteria for your state and a broker will be able to use this to advise on your eligibility and assist you with applying for the FHOG.

There are different rules depending on the State that you are in, but the basic First Home Owner Grant conditions are:

  • You must be a permanent resident or an Australian citizen. If you’re co-buying with someone else, at least one of you must be a permanent resident or Australian citizen
  • You must not previously have owned or co-owned a home in Australia or have received an Australian First Home Owner Grant in the past.
  • You must be buying a home to live in – not as an investment property
  • You need to live in the home for at least six months after purchase,
  • You must be a natural person (not a company or a trust), and
  • You need to be aged over 18.

Other conditions may apply depending on your state/territory. In many states, the First Home Owner Grant is only available if you buy or build a new home. In some states, you may not be eligible for the FHOG if you pay over a certain value for your first home.

As each state has its own set of rules for the First Home Owner Grant, it is important to understand the guidelines that apply for your area.

Is each of the applicant(s) a natural person? (ie. not a company)?

FHOG Eligibility

This questionnaire will cover all the relevant eligibility criteria for your state and a broker will be able to use this to advise on your eligibility and assist you with applying for the FHOG.

There are different rules depending on the State that you are in, but the basic First Home Owner Grant conditions are:

  • You must be a permanent resident or an Australian citizen. If you’re co-buying with someone else, at least one of you must be a permanent resident or Australian citizen
  • You must not previously have owned or co-owned a home in Australia or have received an Australian First Home Owner Grant in the past.
  • You must be buying a home to live in – not as an investment property
  • You need to live in the home for at least six months after purchase,
  • You must be a natural person (not a company or a trust), and
  • You need to be aged over 18.

Other conditions may apply depending on your state/territory. In many states, the First Home Owner Grant is only available if you buy or build a new home. In some states, you may not be eligible for the FHOG if you pay over a certain value for your first home.

As each state has its own set of rules for the First Home Owner Grant, it is important to understand the guidelines that apply for your area.

Is at least one applicant a permanent resident or citizen of Australia?

FHOG Eligibility

This questionnaire will cover all the relevant eligibility criteria for your state and a broker will be able to use this to advise on your eligibility and assist you with applying for the FHOG.

There are different rules depending on the State that you are in, but the basic First Home Owner Grant conditions are:

  • You must be a permanent resident or an Australian citizen. If you’re co-buying with someone else, at least one of you must be a permanent resident or Australian citizen
  • You must not previously have owned or co-owned a home in Australia or have received an Australian First Home Owner Grant in the past.
  • You must be buying a home to live in – not as an investment property
  • You need to live in the home for at least six months after purchase,
  • You must be a natural person (not a company or a trust), and
  • You need to be aged over 18.

Other conditions may apply depending on your state/territory. In many states, the First Home Owner Grant is only available if you buy or build a new home. In some states, you may not be eligible for the FHOG if you pay over a certain value for your first home.

As each state has its own set of rules for the First Home Owner Grant, it is important to understand the guidelines that apply for your area.

Principal place of residence

Will at least one of the applicant(s) be occupying the home as their principal place of residence within 12 months of either settlement or completion of construction?

FHOG Eligibility

This questionnaire will cover all the relevant eligibility criteria for your state and a broker will be able to use this to advise on your eligibility and assist you with applying for the FHOG.

There are different rules depending on the State that you are in, but the basic First Home Owner Grant conditions are:

  • You must be a permanent resident or an Australian citizen. If you’re co-buying with someone else, at least one of you must be a permanent resident or Australian citizen
  • You must not previously have owned or co-owned a home in Australia or have received an Australian First Home Owner Grant in the past.
  • You must be buying a home to live in – not as an investment property
  • You need to live in the home for at least six months after purchase,
  • You must be a natural person (not a company or a trust), and
  • You need to be aged over 18.

Other conditions may apply depending on your state/territory. In many states, the First Home Owner Grant is only available if you buy or build a new home. In some states, you may not be eligible for the FHOG if you pay over a certain value for your first home.

As each state has its own set of rules for the First Home Owner Grant, it is important to understand the guidelines that apply for your area.

Has each applicant on or after 1 July 2000:

Entered into a Contract of Sale or Agreement for the purchase of a home?



Signed a contract to have a home built on their vacant land?



In cases of an owner-builder, commenced laying of foundations of a home on their vacant land?

FHOG Eligibility

This questionnaire will cover all the relevant eligibility criteria for your state and a broker will be able to use this to advise on your eligibility and assist you with applying for the FHOG.

There are different rules depending on the State that you are in, but the basic First Home Owner Grant conditions are:

  • You must be a permanent resident or an Australian citizen. If you’re co-buying with someone else, at least one of you must be a permanent resident or Australian citizen
  • You must not previously have owned or co-owned a home in Australia or have received an Australian First Home Owner Grant in the past.
  • You must be buying a home to live in – not as an investment property
  • You need to live in the home for at least six months after purchase,
  • You must be a natural person (not a company or a trust), and
  • You need to be aged over 18.

Other conditions may apply depending on your state/territory. In many states, the First Home Owner Grant is only available if you buy or build a new home. In some states, you may not be eligible for the FHOG if you pay over a certain value for your first home.

As each state has its own set of rules for the First Home Owner Grant, it is important to understand the guidelines that apply for your area.

Your Contact Details:

Please provide your contact details

We will contact you to discuss your results and explain potential loan options.

We will find a broker in this area.