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Alf Neubauer


Average client rating
4.9/5 From 106 Reviews

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Alf did an exceptional job and I would recommend him without hesitation. His communication throughout the process was fantastic, and he went above and beyond to help us resolve follow up issues with the lender. A true legend of the mortgage industry.

09 March 2023  


We have used Alf Neubauer (Smartline) as our mortgage advisor three times now. Each time, and at every step Alf has made it clear that we are a priority. He is organised, professional and very easy to work with, and I will have no hesitation in calling on him again. I fully recommend him.

05 October 2022  


Alf was consistent and persistent in getting the job done. He consistently followed up with the provider and was prompt in communicating every step. Would definitely recommend his service. Thanks again Alf.

01 October 2022  


We have been working with Alf for over 6 years now, he always provides exceptional service and advice.

24 July 2022  


We have worked with our advisor on a number of mortgages and will continue to do so.

11 June 2022  


07 March 2022  


Alf at Smartline dealt with my complex refinancing. Very professional, great advice and service. Highly recommended!

29 September 2021  


Alf was a pleasure to work with and nothing was ever too much trouble.

27 July 2021  


Alf is brilliant and I would never deal with anyone else. Simple as that!

21 July 2021  


Alf assisted me right throughout the loan application process up until settlement, keeping me informed and up to date with all matters. A seamless transaction, handled with true professionalism. Thank you Alf!

05 July 2021  


Alf helped us through every step of the process and went above and beyond. Thank you!

14 June 2021  


My broker bent over backwards to inform me of the information he required for the lender. In all the detail to make it easier for me.

05 April 2021  


17 February 2021  


From start to finish Alf was amazing making the whole process easy, simple and hassle free. Extremely professional and efficient.

12 October 2020  


Alf was exceptional, and I have already recommended him to a friend. He did a great job.

26 August 2019  


19 January 2019  


Any questions I had were made clear and understandable, exceptional service

25 October 2018  


18 October 2018  


02 July 2018  


31 May 2018  


13 April 2018  


Alf is extremely approachable and always ready to offer guidance and advice. He doesn\'t make any questions too small to ask and will always use his knowledge and contacts to get the best results.

And importantly he is very patient, allowing the customer to move at their own pace rather than feeling rushed in to a decision.

Highly recommended.

10 August 2017  


Alf\'s commitment to us as before, during and after the loan process was outstanding. I always knew I could ask him anything, anytime and he would always answer every single one of my requests. Working with Alf took an enormous load off my mind because I knew I was in very capable hands. I couldn\'t recommend him highly enough

22 July 2017  


22 May 2017  


Alf has consistently offered me great financial advice and on occasion, recommendations for other financial professionals in areas not related to the service he offers. I trust his advice and value any observations or feedback that he is able to give in his capacity as my financial adviser. A very important dynamic of Alf\'s service is that he understands the significant personal stress that is often associated with making financial decisions. This insight enables Alf to present considerate and sensitive options and solutions, that take into account the psychological impact of money decisions and is very adept as assisting in the process of making sound and sensible strategies for positive financial outcomes. I would not hesitate to recommend him to my friends and networks.

05 January 2017  


Alf was absolutely brilliant and provided exceptional service to us over the last 2 years.
We couldn\'t recommend him enough to our friends and family, as the customer service he offered is rare today. He really went above and beyond and we can\'t thank him enough.

16 December 2016  


Thanks again for your help Alf. This is the second home loan Alf has helped us with and we would highly recommend Alf to others.

06 November 2016  


02 September 2016  


Alf continues to impress. Not just his knowledge. Not just his professionalism. It\'s the fact that buying properties, he is simply on my side. I trust his words of wisdom and every time I speak with Alf it just amazes me how easy he makes the whole process! I will never ever go elsewhere for my loans and never is a long time!

18 July 2016  


Alf is a seriously good Finance Broker - and I already recommend him all the time.

09 May 2016  


24 April 2016  


Alf is quite simply amazing. Very, very helpful and friendly; really gets to understand our needs, offers exceptional advice. Cant thank him enough.

Suggestion for improvement: Barrack for Carlton.

13 February 2016  


20 January 2016  


Alf was outstanding, he knew his stuff, was prompt and helpful. Perfect outcome!

14 January 2016  


Very knowledgable, patient, professional mortgage broker. Excellent communication skills. Very refreshing to receive such brilliant customer service. Thank you

11 December 2015  


11 November 2015  


I am in the process of purchasing a family home. This will be the 3rd time I have engaged with Alf for a home loan (1st flat, 1st marital home and now 2nd marital home).
The reason I\'ve kept returning to Alf is that he makes the complicated, easy.
We\'ve always discussed all home loan options (included his recommendation) before proceeding and he spent the time to explain everything to me.
Therefore, I always understood all of my responsibilities and obligations.
He kept me abreast of how my application was progressing and remained in contact after settlement.
I would highly recommend him to all of my family and friends.

11 October 2015  


Alf helped us find a much better loan at a much better rate than our current Bank had us on. He was always able to answer all our questions so we felt well informed and comfortable with the whole process. He and his Client Care Manager Jodie constantly monitored our loan application so the whole refinance went through smoothly and without any stress. I will be recommending Alf to all my family and friends.

15 July 2015  


Alf is simply the best and I would never ever go to anyone else for my mortgage needs. This is the 4th time Alf has helped me and he continues to only get better each time!! He is the best in the industry as far as I am concerned, nothing and I mean nothing was an issue.

13 July 2015  


There were times at critical stages that we were not informed for over 48 hours of the procedural updates which made the process quite stressful.

30 May 2015  


Alf was absolutely fantastic. He was very easy to work with, had a great understanding of our requirements, and his work to help the process through was exceptional. I could not recommend him enough to anyone needing personal mortgage advice.

21 February 2015  


08 February 2015  


Alf delivered above expectations

29 December 2014  


09 December 2014  


Alf was amazing. He was there for us every step of the way and helped to make the dream of owning our own home a reality. In particular, his professionalism, advice and humour helped to lessen the stress of the house-hunting process. We will not hesitate to recommend his services to our friends and family.

30 September 2014  


Alf was extremely helpful in changing our mortgage provider and refinancing our loan. Living overseas Alf went far beyond our expectations in making the process extremely simple for us.

31 July 2014  


I can not recommend Alf's service highly enough. He really put the personal touch in to the whole experience and was extremely approachable, which made the whole process a much easier and even an enjoyable experience. Alf never pushed us along a path that we weren't comfortable with and was always on hand to answer any questions I may have and to provide advice. A+ service.

30 July 2014  


Engaging Alf (Smartline) to find the appropriate loan solution for us took the financial stress out of the process of buying a house. It also meant we got a better deal by considering more options than we would have otherwise found ourselves.

25 July 2014  


17 July 2014  


Alf was not only helpful locating a suitable loan for me but my situation was difficult and Alf showed a lot of compassion and empathy. I have already recommended Alf to my friends and family. Annette Linacre

27 September 2013  


This is the second time we have dealt with Alf and Jodie. Like the first time, they were more than happy to help and answer all the questions we had, at every stage throughout the process. We had a relatively short settlement time frame to work with but once again nothing was too much trouble. Both Erica and myself have no problems recommending Alf to all of our family and friends and will continue to use Smartline for all of our future purchases and mortgage needs. Once again, thank you Alf and Jodie for all of your hard work. Des and Erica Philips.

16 September 2013  


Although off to a rocky start, once Alf and I started working together he proved to be a wealth of knowledge and was able to get the right fit for me which aligns with my long term goals. Throughout the process as any questions arose, related to the application or not Alf was always there to help and point me in the right direction. Will definitely be using Alf again for the next property.

30 August 2013  


13 May 2013  


Just a great, professional, and no issue experience. At all times Alf was available with advice on the process and he went out of his way to make sure i was sorted. There were many many phone calls, emails etc and not once was I ever made to feel as if i was a pain. Alf is a credit to your organisation!

14 September 2012  


Alf displayed a high level of professionalism and customer service. He took all the stress out of the transaction. Thanks

30 August 2012  


Alf provided a brilliant service. He contacted me every time he received any kind of information that he thought I needed to know. He has helped me get loans for 2 of my properties and i have recommended your company to all my family and friends because of his help. You have fantastic staff and Alf is such an asset to your company. I cannot speak highly enough of Alf or your company. You truly go above and beyond and you turn what seems to be a daunting experience into a smooth and easy experience. Thankyou so much.

18 June 2012  


Alf was brilliant. We had to make a fast move on our remortgage and Alf made it a fast, simple, and a stress-free experience. I sing his praises as an excellent Financial advisor and highly recommend dealing with Alf. There was no pressure from Alf and his communication with us was outstanding. We're so pleased we found you Alf and look forward to dealing with you again in the future.

07 May 2012  


14 March 2012  


07 March 2012  


Our Adviser was great in setting up the loan that suited our needs it took away alot of stress that occurs when filling out loan applications that you are not comfortable with. Unfortunately most problems occurred after the loan was completed with the Commonwealth Bank calculating the wrong amount of stamp duty and taking so long to correct. They should take an example from Alf in getting things done properly.

17 November 2011  


Alf has been fantastic! We have now used him twice with purchasing our homes and he has always made things easy to understand and no question is too much trouble. takes the confusion out of everything for us! Would use him again and recommend him as well!

04 November 2011  


Alf was well informed of the products on offer and answered all of our questions with ease. He explained everything in a very clear, concise and unpretentious manner. He made the whole process easy and stress free. I would definitely recommend Alf and Smartline to others.

27 October 2011  


Smartline and particularly Alf, provided a wonderful service that made, what could have been a tedious process, to one that was simple and straight forward. The consistant communication only added to the great customer service provided throughout the process.

25 October 2011  


Alf is very accessible and provided us with a financing solution that we hadn't even considered, that saved us thousands in bridging finance costs.

06 October 2011  


13 September 2011  


Billy and I are very greatful for Alf Neubauer's help with home loans and financial advice, we know we can always count on his services.

30 June 2011  


25 June 2011  


20 June 2011  


What I liked most about Smartline was the impartial advice offered on the refinance offers available.

17 June 2011  


Alf provided great service and showed genuine interest in the whole process.

03 June 2011  


28 May 2011  


20 May 2011  


13 May 2011  


We were feeling totally overwhelmed by the choice of mortgage products available. Alf made this process simple and straightforward. He kept us well informed at all stages and provided fantastic advice.

23 March 2011  


Alf was very accessible and provided much useful support and information throughout the process.

23 February 2011  


Was very helpful and pleased with the service provided and would happily refer.

27 December 2010  


11 November 2010  


26 October 2010  


12 October 2010  


I would just like to say that Alf went outside the square with his assistance to us. I woul recommend him to any/everyone i speak to. Jus sensational service

27 July 2010  


11 March 2010  


We found Alf to be professional, courteous and thorough at all times

18 December 2009  


04 November 2009  


Alf was fantastic from day one. He made everything very clear to us and made us feel that no question was too stupid or insignificant. Very happy with his service and he has even followed up after our loan settled to make sure we are happy. I have already

10 August 2009  


25 July 2009  


06 July 2009  


08 June 2009  



02 June 2009  


What I liked most was the ability to ask a person questions. This being a first home purchase, there were a few "what happens now" type questions. It is great to have someone on your side through the process. Value add may be some form of online tracking,

06 February 2009  


Alf is very professional, knows his products and was able to put together a suitable package to meet my requirements. At all times I found him to be courteous, and if I had to leave a message for him, he returned my call as soon as he was available. I hav

16 December 2008  


16 December 2008  


19 November 2008  


Alf was absolutely sensational through the whole process. I have already recommended him to fridens and they are going through the process right now.

17 November 2008  


Alf was great - attention to detail and went out of his way to assist us in everyway

06 November 2008  


Alf is a credit to your organisation. We cannot tell you how much we exteem his services and advice. If there is a way to nominate a consultant of the year, we would like to nominate him. There is nothing you can do to improve your services; we shall be r

03 September 2008  


18 May 2008  


16 May 2008  


we thought alf was very helpful with everthing we needed to know..

18 March 2008  



16 November 2007  


16 October 2007  


16 September 2007  


realy liked the way our consultant was very helpfull in very way possible we would really like to thank him.

16 July 2007  


17 June 2007  


Easily accessable, very approachable, explained everything so I was able to uderstand (being a first home owner)

16 June 2007  


Easily accessable, very approachable, explained everything so I was able to uderstand (being a first home owner)

16 June 2007  


25 March 2007  

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