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Ben Phillips

Reviews

Average client rating
4.9/5 From 69 Reviews

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We have worked with the Mortgage Choice Team twice now. Most recently we refinanced a loan I honestly cannot fault the service. Justin Grace went above beyond to get the best result for us. They were patient persistent, guiding us through the requirements to ensure a really positive outcome. They kept us up to date with the progress of the application were quite simply a dream team to work with. I will have no hesitations engaging them again when required. Highly recommended

Annette
21 October 2023  

 

The team at Mortgage Choice are so amazing, they will confidently guide you through the process of a loan with ease. The professional standards Ben and the team have are outstanding. The right choice is with Mortgage Choice.

Belinda
13 October 2023  

 

Kathryn
05 February 2023  

 

Awsome service on the ball with keeping us up to date with our application progress. I would use Justin Shoer as my broker in the future.

Chris
07 November 2022  

 

Courtney
03 November 2022  

 

Ben our broker is very knowledgeable, quick with numbers and doesnt beat around the bush
Kate - was so helpful and understanding getting our paperwork sorted

Shauni
20 September 2022  

 

Second time dealing with Mortgagechoice Mackay and exceeded my expectations again. Wonderful people to deal with and cant recommend them enough. Thankyou.

Timothy
04 July 2022  

 

Nele
18 March 2022  

 

Luke
16 February 2022  

 

Amy
16 September 2021  

 

John
16 September 2021  

 

 

We cannot thank Tiffany and Fiona enough. This is the second time they have helped us with a home loan. Even though we live and purchased in Cairns they made the process so easy and quick.

We built our first home and now have bought a renovator's dream. We can’t wait to start this new Journey and can't thank the team enough. We highly recommend Tiffany and Fiona to anyone looking for home loan advice.

J & C. Vitols
17 August 2021  

 

 

Your professionalism, knowledge, customer service is second to none and your teamwork is awesome!
Nothing seemed to be an issue for the both of you and we would really like to thank-you for your wonderful customer service. You always kept us in the loop and up to date. Thank-you both once again in helping us make a dream a reality!

T. Hobley & J. Burridge
17 August 2021  

 

Ben and Brigette were amazing and went above and beyond to help us purchase our dream home .
Thank you so much

Rebecca
18 July 2021  

 

Tiffany explained everything in an easy to understand way. Having banking terminology broken right down for us was very important and Tiffany is great at it. We walked away confident we understood what was happening with our loans. Happy to recommend her and give 5 stars Special shout out to Fiona for reassuring us through the process.

Jodie
18 July 2021  

 

Craig
18 July 2021  

 

Tiffany is a unique mortgage broker...she personally gets to know her customer's individual circumstances and her communication and knowledge is second to none. When she says she will contact or follow up things, she does so 100. Just refreshing to take the heat and stress out of sorting through the minefield of mortgages. Thanks is not enough...

Amanda
18 July 2021  

 

First time home owners here we could not have done it without the help of Tiffany and Fiona. Not only was the whole journey stress free, the girls made it so enjoyable especially because we had no idea where to begin or what we were doing. I would highly recommend having a chat with them if your thinking about buying. Such a welcoming atmosphere. If we some how win the lotto, we will definitely be back to help us with our second home.

Daniel.Amuda
18 July 2021  

 

Ally
18 July 2021  

 

Was our first time purchasing a property and Tiffany, Fiona and Finley were absolutely amazing We had no idea where to start but after our first appointment everything went very smoothly and was very stress free, it was such a pleasure to deal with them. I cant recommend them highly enough, 5 Stars just inn't enough.

Nicole
18 July 2021  

 

First Home Buyers
We cant thank Tiff Fiona enough for their service.
We saw Tiff when we were thinking of buying but didnt have any kind of goals or plan in place, we left with a solid plan and a set goal to reach.
Once we reached our savings goal and found our home we went back to Tiff for her to organise our finance.
She talked us through every single detail and made sure we understood the whole process. She really put our minds at ease in what is a very daunting time.
Fiona was also amazing with updating us when our application was submitted, we knew exactly what was happening the whole way.
I highly recommend Tiffany Blanch and the team at Gardian Finance for all of your financial needs.
I would also encourage anyone that wants to buy but dont think they are ready to have a chat to Tiff as it really is so beneficial to know what steps you need to take to become a homeowner.

Anastasia
18 July 2021  

 

I would like to thank the team at Mortgage Choice for the seamless effort at obtaining home finance for me recently.

Peter
18 July 2021  

 

belinda
18 July 2021  

 

Mortgage Choice were fantastic. They helped us with our first home loan and insurance. Ben and his team were great and a special thanks to Hamish for going above and beyond. Thanks guys Highly recommend

mark
18 July 2021  

 

First home buyer - Just wanted to give a massive shout out to the team and especially Tiff and Kate. throughout the whole process they answered all my silly questions and kept me informed at every single step of the way.
thanks for making buying my first house so easy and enjoyable

mathew
18 July 2021  

 

 

Tiffany explained everything in an easy to understand way. Having banking terminology broken right down for us was very important and Tiffany is great at it. We walked away confident we understood what was happening with our loans. Happy to recommend her and give 5 stars! Special shout out to Fiona for reassuring us through the process.

J. Holmes
19 May 2021  

 

 

Mortgage Choice were fantastic. They helped us with our first home loan and insurance. Ben and his team were great and a special thanks to Hamish for going above and beyond. Thanks guys:) Highly recommend

M. Warren
01 May 2021  

 

 

Tiffany is a unique mortgage broker...she personally gets to know her customer's individual circumstances and her communication and knowledge is second to none. When she says she will contact or follow up things, she does so 100%. Just refreshing to take the heat and stress out of sorting through the minefield of mortgages. Thanks is not enough...

A. Brown
01 May 2021  

 

 

Just wanted to give a massive shout out to the team and especially Tiff and Kate. Throughout the whole process they answered all my silly questions and kept me informed at every single step of the way. Thanks for making buying my first house so easy and enjoyable :)

M. Fowler
26 March 2021  

 

 

Just wanted to say thank you very much for all of the help and work you guys have done helping me get a house. I hope you have a wonderful day and thank you once again.

J.Malasique
18 March 2021  

 

 

We can’t think Tiff & Fiona enough for their service.

We saw Tiff when we were thinking of buying but didn’t have any kind of goals or plan in place, we left with a solid plan and a set goal to reach.

Once we reached our savings goal and found our home we went back to Tiff for her to organise our finance.

She talked us through every single detail and made sure we understood the whole process. She really put our minds at ease in what is a very daunting time.

Fiona was also amazing with updating us when our application was submitted, we knew exactly what was happening the whole way.

I highly recommend Tiffany Blanch and the team at Gardian Finance for all of your financial needs.

I would also encourage anyone that wants to buy but don’t think they are ready to have a chat to Tiff as it really is so beneficial to know what steps you need to take to become a homeowner.

A.Thornhill & T. Gracey (2)
18 March 2021  

 

Tiffany at Mortgage Choice was great to deal with. She really helped us out by giving us advice on getting into the property market, and the best way for us to move forward with purchasing our first home. She answered all of our questions and was responsive whenever we needed help or there were any issues to sort out.

Dyane
18 July 2020  

 

Ben was outstanding and we cannot recommend him highly enough to anyone purchasing a home. He is a man that thinks outside the square and personalises all his options to best suit your scenario. Even if youre happy with your current lender be sure to visit Ben and his friendly team as Im sure they will be able to help you as much as they helped us

Sharon
18 July 2020  

 

I have bought two properties through Mortgage Choice in Mackay and the process has been easy and stress free both times. I have recommended Ben and the Mortgage Choice team several times to friends, family and work colleagues that are interested in purchasing property.

Breanna
18 July 2020  

 

Spoke to Ben and Tiffany at Phillips Mortgage Choice who reviewed my current loans and they were able to get rate reductions across all loans saving me . Would strongly recommend the Phillips Mortgage Choice team to all

Jack
18 July 2020  

 

Bec
18 July 2020  

 

Highly recommend Tiffany from Mortgage Choice. Tiffany was super helpful and explained everything extremely well

Kate
18 July 2020  

 

Professional, welcoming and easy to deal with team. Recommended

Katyna
18 July 2020  

 

I've never used a broker for a loan before and cannot believe how much easier, quicker and smoother the whole process was. I also saved a ton on interest - thank you so much Tiff, you are an absolute star

Jade
18 July 2020  

 

Nicole and her team at Phillips Mortgage Choice are professional, reliable and highly trained in financial planning. Very helpful and great service. Would recommend to anyone.

Kate
18 July 2020  

 

Highly recommend the team at Phillips Mortgage Choice They were able to help with our mortgage and interest rates.

Rentals
18 July 2020  

 

Mason
18 July 2020  

 

 

Fin from Phillips Mortgage Choice was fantastic, from securing pre-approval to settlement. I found the car I wanted on a Tuesday and was settled in time to drive away in my new car that weekend. Nothing was too much trouble and everything was looked after.

T.Gracey
03 June 2019  

 

 

Tiffany and Justin have been so helpful and without their assistance I would of been so confused and stumbled throughout the process. Knowing that I can put my trust in Tiffany and Justin and the Phillips Mortgage Choice Team to guide me through this process from start to end is such a relief. Could not recommend them enough!

C.Hackney
03 June 2019  

 

 

When I first went to Phillips Mortgage Choice Mackay one afternoon to ask about setting up a meeting I was pleasantly surprised when they took me in to meet with Tiffany straight away. To be honest I was sure I would not be eligible for any type of home loan but I was wrong. Tiffany was able to tell me what I was eligible for and although I was not financially in the position at the time to proceed she gave me some great advice in what I needed to do to get financially ready. Fast forward to 6 months later, having taken on her advice, I went back and have now been successfully approved for my first home loan.

Tiffany & Justin have been so helpful and without their assistance I would of been so confused and stumbled throughout the process. Knowing I can put my trust in Tiffany and Justin and the Phillips Mortgage Choice Team to guide me through this process from start to end is such a relief. Without their help the building of my first home, that is due to start in 2 weeks, would not of been possible. Could not recommend them enough.

Anonymous
25 March 2019  

 

 

Amazing customer service from start to finish, they made our home buying experience seamless! 5 stars!

Lisa. B
25 March 2019  

 

 

In times of trouble they will do their best to sort everything out to achieve the best outcome.

B.Norman
19 December 2018  

 

 

Great service and did all the work for me

D.Omecke
19 December 2018  

 

 

Very friendly, accommodating and helpful

B.Ross
19 December 2018  

 

 

Tiffany, Justin and the team at Mortgage Choice were second to none in the services they provided us with whilst purchasing our land. They really made us feel looked after and genuinely cared about - a person not a commission check! I highly recommend the team to anyone who asks!

Gabbie & Raph
22 August 2018  

 

 

The team at Mortgage Choice in Mackay we very professional, easy to talk with, and took care of everything I needed to buy my first property. Thanks team for all your help!

Paige
22 August 2018  

 

 

The team at Ben Phillips' Mortgage Choice were great, the result was better than I could have imagined and I was kept informed throughout the entirety of the process

Jacob
22 August 2018  

 

 

The team at Mortgage Choice has been extremely helpful to my partner and I when applying for our first home loan, especially Tiffany!
We officially began our loan journey through a bigger bank, but had experienced problem after problem, and the service was extremely poor. We were then referred onto the team at Mortgage Choice, and contacting them was the best decision we had made. We were reaching deadlines for settlement, and the stress levels began to rise as I didn’t think it was possible to begin the entire process again, and get approval within a week. Tiffany was definitely a god sent to us, and made the process as smooth as possible. She worked within the hours that were accommodating for us, and was only a phone call away. She explained the process step by step, and clarified each question, finding the best bank and loan that suited our requirements. I highly recommend Tiffany and the team at Mortgage Choice, and will definitely return with future home loans. We cannot thank Tiffany enough for her hard work and friendly customer service!

Nathan & Kate
22 August 2018  

 

 

Not being from Mackay we were nervous about constructing our first home using a non local to Cairns broker. Tiffany and Finley were incredible to deal with. They kept us up to date from the first interview, as our loan progressed and they clearly explained the features and benefits of our selected loan product. They also ensured that our building process ran smoothly with the builder by arranging for the invoices to be funded. Jake and I would not hesitate to refer Phillips Mortgage Choice to EVERYONE local to Mackay or not

Jake & Courtney
06 June 2018  

 

 

" If you are looking at buying your first home I would highly recommend using Ben Phillips from Phillips Mortgage Choice, He went above and beyond in helping me and girlfriend by seeing us outside of office hours and has a great knowledge of what we needed to do and helped us in every step of the process. The whole team where more than welcoming to answer all questions we had along the way and keep in contact with us to see how our house hunt was going. Once we found the perfect home they took care of everything and made it a very smooth and enjoyable experience.
I would not hesitate to use them again and will be recommending them to all my friends and family "

Zane & Sandra
06 June 2018  

 

 

Straight to the point, great detail about what's available and what costs you are up for.

Peter & Josephine
15 March 2018  

 

 

Friendly staff that helped us overcome our issues with the bank we were dealing with. We were offered options and hope so now we can continue to work towards our dream.

Cherie
15 March 2018  

 

 


Tiffany and the team at Mortgage Choice made the finance process for my new car so simple and stress-free. I was very impressed with the quick turnaround on approval and the regular communication and updates throughout the process. I would strongly recommend using Mortgage Choice to anyone looking at purchasing a new car.

Rebecca
16 December 2017  

 

 

I would like to say that I am extremely impressed with the service, the professionalism and the friendliness of Ben and Tiffany.

I don’t know if you were aware but before I came to you guys I was trying to do this myself and was getting knocked back by every bank I went to and of course I was getting very disheartened and was made to feel like a “peasant”. I really didn’t think that you guys would be able to get my refinance through either to tell you the truth. So you can just imagine my surprise when Ben said all good it’s going to go through.

Actually to say that I am extremely impressed with what you do is an understatement.

Wendy
16 December 2017  

 

 

Let me say Tiffany, this has been the easiest build, from the start to finish, and this includes you and the staff at mortgage choice, so professional, excellent follow through, these are rare traits in organisations today, regardless of how much they want to tell us their customer service is number 1.
Thank you for making this process a delight and sooooooo easy. I have certainly recommended mortgage choice to a few of my colleagues.
Good luck with your move as well.

Monica
16 December 2017  

 

 

Mortgage Choice have been fabulous, I cannot recommend the service highly enough. They had a thorough knowledge of every mortgage available and worked tirelessly to find us the best deal. The after care was also excellent, their attention to detail didn't end with exchange of contracts, every aspect of the process before and after settlement was initiated by them and followed through. Thank you so much for looking after us so well

Alison
16 December 2017  

 

 

Professional service from happy and friendly people, a pleasure to deal with.

Kim
16 December 2017  

 

 

Very happy with the service from the beginning to the end. The team were so patient and efficient in getting me organised with all of my paperwork.

Emma
16 December 2017  

 

 

We were very happy with the service we received. All our questions were answered. We wish we'd used you years ago. Thank you.

Phillip & Leanne
16 December 2017  

 

 

Ben has been excellent to deal with, he kept us updated with how the loan was progressing at all times. He was very efficient and the loan was approved in a very short time frame. He was easy to contact and always replied to my calls or emails in a very timely manner. I would have no hesitation in recommending Ben to anyone who requires assistance with any type of loan. Mortgage Choice as a business was also great to deal with as they have insurance and a financial adviser to help out if required. Thanks Ben and the Team!

Graham & Rhonda
16 December 2017  

 

 

The team at Mortgage Choice were exceptional in getting my finance approved. I definitely would not have secured the property with out their experience and their hard work and their timely execution of the fine details that I needed in my particular case.

Robert
16 December 2017  

 

 

Made refinancing our loan hassle free. We were given a list of things to bring and didn't have to spend time doing the legwork to get what we wanted.

Michael & Hayley
16 December 2017  

 

 

Before we purchased our first house my wife & I did a lot of research about the best way to buy a house, however, it was all too confusing & time consuming. The team at Mortgage Choice Mackay made it all too easy in getting us a loan that was right for us, their full product knowledge is something they should be very proud of. WE WILL CONFIDENTLY RECOMMEND THEIR SERVICES .

Cunningham & Catherine
16 December 2017  

 

 

This was the best loan experience we have ever had. This was so smooth and took the hassle out of dealing with the whole bank situation. We wont be going anywhere else for loans and advice. Very much appreciated.

Blair & Jodie
16 December 2017  

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