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Charlotte Gray

Your local award-winning Mortgage Brokers. We understand our customers as we're locals too.

From Cross Road to Blackwood, Belair to Aberfoyle Park and up to Meadows - we've got you covered. Mortgage Choice in Mitcham & Happy Valley are your local home loan and financial experts. Talk to our team of home loan experts today to get a better deal.
  • Call Us Mortgage Choice Morphett Vale
  • Office - 08 8186 6999
  • Open Hours Mortgage Choice Morphett Vale
  • 9.00am to 5.00pm Monday to Friday
    Closed on Public Holidays
    We will be closed from Friday 22nd December 2023 and reopen on Monday 8th January 2024
  • Free Appointment
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At Mortgage Choice in Mitcham & Happy Valley, we understand our local community, because we're part of it.

Our team of home loan experts love nothing more than helping our local community with all their home loan, car loan, and business financial needs.

We've helped hundreds of local Mitcham & Happy Valley and surrounding area residents. Our friendly team to help make your dreams come true.  

Why choose Mortgage Choice in Mitcham & Happy Valley?

Our focus in on you, our client. We do all we can to help make applying for finance easy, right from the start, and we do what is best for you, not what is best for the bank. We listen to your situation and needs and then offer you various solutions that suit your requirements.

  • Right loan for you. At Mortgage Choice in Mitcham & Happy Valley, the only thing that matters to us is the home loan that’s right for you. 
  • Wide choice. We can compare hundreds of highly competitive home loan options from a wide choice of lenders, including the big banks.
  • Less stress. We make it easier for you by preparing the paperwork, lodging the application and following up with the lender for you as your loan progresses to settlement.
  • No charge. There is no charge to you for our home loan service because the lender pays us after your loan settles.
  • Range of products. We can also help you with commercial loans, car loans, personal loans, asset finance, general insurance and credit cards.

It is all about choice!

At Mortgage Choice in Mitcham & Happy Valley, we build lifelong relationships with our valued customers in our local community. We service all the City of Mitcham suburbs, along with the suburbs surrounding Flinders, including Aberfoyle Park, Blackwood, Flagstaff Hill and through to Meadows.

Our team of award-winning brokers have access to hundreds of home loan options from over 35 leading banks and lenders and offer you a no charge to you home loan service.

We offer professional advice for a wide range of requirements, such as: 

  • First home buyer finance;
  • New home finance;
  • Property investment loans;
  • Home loan refinancing;
  • Fixed, variable and interest only home loan packages;
  • Debt consolidation;
  • Commercial finance;
  • Personal and car loans;
  • Personal insurance;
  • Wealth services;
  • Estate planning.

"We always use and recommend Mortgage Choice Blackwood, to everyone. Whether it is a mortgage review or additional funding for something special, we look straight to Mortgage Choice. All our questions are fully answered, they have no 'hidden agenda' and they make the process so easy. Always fantastic service, from the initial appointment, right through to the ongoing follow ups. Thank you for being reliable and trustworthy, why would we go anywhere else!"

Edmund & Carol (Property Investor) Flagstaff Hill, SA

We're here to help!

So whether you're a first home buyer, upgrading to your next home, getting into property investment, or wanting to refinance your existing loan, the team of local Mitcham & Happy Valley home loan experts can help you make the right move. We'll be here for you at every stage of the process.

Contact our team today on (08) 8186 6999 to make a free appointment.

Meet the award-winning team at Mortgage Choice in Mitcham & Happy Valley

What do I have to do when applying for a home loan?


The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

I have been dealing with Scott and his team for many years and nothing is too much trouble. Always get great professional advice in a timely manner, my family from interstate even arranged a loan through Scott and it was seamless.
Would highly recommend to anyone.

19 June 2024  

I was recently assisted by Ebony from Mortgage Choice Morphett Vale to purchase my first home and it could not have been a more seamless, professional experience. Her knowledge was comprehensive, attention to detail was exemplary, she took the time taken to explain and was always available to assist throughout the process, including one day she stayed behind after closing time to fit in with my schedule. Highly recommend 65 Thanks so much Ebony -

05 June 2024  

Charlotte and Tanya were absolutely incredible. As a young couple we were unsure of what the first steps were to enter the property market. Charlotte guided us with her expert knowledge, she was always available to answer any question or query that we had along the way. We felt very valued and supported, thanks to Charlotte, Tanya and the team at Mortgage Choice we were able to purchase our first home with ease

30 April 2024  

I have been using Mortgage Choice - Morphett Vale as my broker of choice for 20 years. The service they offer is second to none. The most recent interaction has shown that Scott and his team are willing to work alongside their clients to get the job done no matter what. I cannot speak highly enough of the team at Mortgage Choice Morphett Vale. If you are seeking assistance with your mortgage whether... read more

19 April 2024  

The team at Mortgage Choice Morphett Vale were absolutely amazing. I worked with Charlotte and the team recently to buy my first home and they were always organised, super prompt, and kept me in communication about how my applications were progressing. Couldnt have asked for a better broker. Highly recommend

12 April 2024  

Great service, made refinancing our home loan extremely easy

21 March 2024  

Scott and his amazing team. They have worked tirelessly over the last 15 years helping us with countless loans- investment-cars-cars-caravan then our beloved motor home. He helped us when we were new in our business to extend our home.
You really can not go wrong with Scott and his team. Going above and beyond to make it work

01 March 2024  

Absolutely pleased with the service provided by the team at Mortgage Choice Morphett Vale. Punctual, communicative and approachable - couldnt ask for anything more. Thank you for assisting us with the sale of our home and the purchase of our new one. Youve made the process far less overwhelming for us. Thank you

26 February 2024  

Thank you to Charlotte, Cathy, Tanya, Bec and the rest of the team at Mortgage Choice.
Recently helped us secure a loan for purchase of our first home and were great and helpful every step of the way. From multiple meetings before hand to get deposit and finance estimates and sort through our best options to regular follow up and assistance with paper work and questions every step of the way.

01 February 2024  

Worked with Charlotte Gray would reccommend to all. Charlotte is a great broker that provides realistic advice with quality FHB knowledge. She managed to get myself into the property market within 6 months of working together. Charlotte helps make the whole process a lot less stressful for yourself too thanks again

31 January 2024  

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Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.

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