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Chintan Modi

Refinancing | Mortgage Broker Hills and Surrounding Area

With interest rates rising, there’s no better time to consider refinancing. Switching home loans could help you save money and ensure you still have a competitive home loan with a great interest rate & features. Let me take the guesswork out of whether or not your home loan is still right for you.

Many Australians are opting for a review of their home loan to see if there's a better loan out there that's more suitable for them; one that might save them money. But there are lots of reasons to refinance:

  • A lower interest rate will reduce your mortgage repayments.
  • Refinancing allows you to fix part or all of your home loan for a period of time, giving you peace of mind that your repayments will stay the same. 
  • Refinancing allows you to add features that your current loan lacks, such as an offset account. 
  • If you’ve built up equity in your property, refinancing allows you to unlock this to buy another home or pay for renovations.  
  • If you have multiple debts, such as credit cards or personal loans, you can consolidate them into your mortgage. 

See our Mortgage Calculators

Taking the guesswork out of refinancing

Don't spend anymore time wondering if your home loan is still a good deal. I can let you know quickly if you could save by moving to a new lender.

Book a free Home Loan Health Check with me, and I'll compare your current loan with thousands of other home loans from our panel of over 30 lenders. I'll let you know what's out there: lower interest rates, better features or even a more flexible lender. I will take you through any costs that may come with refinancing from the lender and assess if it's still a great move.

If there is a better deal available, I will do all the heavy lifting when it comes to the paperwork and admin. I will keep you up to date at each step and will resolve any issues if they arise. 

I don't believe in refinancing for the sake of it - I will make sure that any move we make with your home loan will benefit you in the long run. 

When is the right time to refinance?

Expert advice at no cost to you 

My job is to support you with expert advice to see if refinancing is for you. Book your free Home Loan Health Check with me today and I'll get started comparing your loan. 

I know how busy life can be, so I can meet you in person or virtually at a time and place that works for your schedule. 

Book a free Home Loan Health Check with Chintan Modi from Mortgage Choice on 0416 639 883 or request a call back below.

Call: 0416 639 883  Request a call back

 

As your local Mortgage Broker in Stanhope Gardens, I service the areas of Carlingford, West Pennant Hills, North Parramatta, Northmead, Stanhope Gardens, Baulkham Hills, Castle Hill, Kellyville, The Ponds & surrounding areas across NSW.


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