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Christopher Lowes

Christopher Lowes Mortgage Broker in Cremorne

Christopher is a seasoned property investor with a wide variety of industry experience who aims to make property ownership a reality for his clients.

“My word is my bond – if I commit to doing something I will move heaven and earth to achieve it,” says Christopher. “My high approval rate and strong client referral history bears testament to this fact.”

Christopher is based in Cremorne and is fully mobile.
  • Call Us Mortgage Choice Cremorne
  • Office - 0412 032 340
  • Open Hours Mortgage Choice Cremorne
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment


With his broad scope of expertise and experience, Christopher can successfully manage all lending scenarios, from first-home owners, investors, owners looking to refinance or self-employed or credit-impaired borrowers wanting to purchase property.

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)
  • SMSF loans
  • Loan protection insurance
  • Building/construction loans

Other areas I service

Great finance solutions delivered with a focus on clear communication and client care every step of the way. Christopher is fully mobile and services the areas surrounding Cremorne. He is also happy visit you outside of working hours in the comfort of your own home. 

  • Melbourne CBD
  • Cremorne
  • Richmond
  • Toorak
  • Prahran 

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

This is the second time Christopher has handled our home loan. He is an excellent operator - patient and thorough! I would gladly recommend him to any of my friends or family.

17 October 2022  

We would like to sincerely thank Christopher Lowes for all his help in refinancing and helping us with the new loan. Chris has been with us since 2004 when we first got our mortgage and we value his expertise and experience every time. Thank You Christopher

06 September 2022  

Christopher was fantastic to deal with and by far the best mortgage broker I have ever worked with. He explained everything thoroughly and provided great support throughout the entire process from start to finish.

18 August 2022  

Christopher is an absolute professional and very helpful. We have been very pleased with his advice and excellent service over the past 10 or so years! Highly recommend

12 January 2022  

I was very happy with the service that I received from my adviser and would definitely use Smartline again. He kept me constantly informed and the refinance loan went through without a hitch.

21 December 2021  

Christopher is a highly skilled and emotionally intelligent man. He solved my problem, understood my needs, was supportive and empathetic, and a top communicator. You are lucky to have him, Best regards, Gordon

06 October 2021  

Christopher was always available for any queries I had. He was thorough, pleasant to deal with and a strong, clear communicator. I won't hesitate to call him again.

31 August 2021  

Chris was recommended to us by my parents when we were wanting to go for our first home loan. He went above and beyond and helped us as much as possible. He was very prompt in submitting paperwork and was always very contactable. We will definitely be recommending him to all our family and friends

05 August 2021  

Overall I had a great experience refinancing through my adviser. My only suggestion is that the client be given a complete list of all paperwork he or she may need to acquire at the start of the process. Nevertheless great experience.

18 June 2021  

Christopher Lowes has been our long-term broker and we would never use anyone else! Christopher is extremely knowledgeable, he provides accurate and clear information/advice and his customer service is centred around genuinity, kindness & calmness .

17 May 2021  

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