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David McManus


Average client rating
4.9/5 From 213 Reviews

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Thank you David for providing sound advice for my situation without thought of immediate financial return. Much appreciated.

04 October 2023  


Extremely happy with the service and knowledge that Mortgage Choice provided. I am happy to recommend.

29 August 2023  


We are grateful to David and his team for their excellent service to secure a home loan for us. Our experience with them was great and highly recommended.

18 April 2023  


My loan application was not straight forward and my adviser did a lot of negotiation on our behalf to secure the loan. We were very pleased with the result.

12 October 2022  


22 August 2022  


I had anther great experience again. My adviser navigated me through all the steps and options available to me and sorted out the roads blocks as they come up. I felt like I was in a team that could sort anything out. Really happy.

21 April 2022  


I had anther great experience again. My adviser navigated me through all the steps and options available to me and sorted out the roads blocks as they come up. I felt like I was in a team that could sort anything out. Really happy.

21 April 2022  


08 March 2022  


07 February 2022  


David has performed above and beyond in every aspect of securing finance for our recent home extension - not only has he been highly professional but also efficient, responsive and very accommodating. We often recommend David's mortgage brokering services to friends and family.

18 January 2022  


Wow can I just say how Happy we are with the Service we received from Urszula Helac.20/10!!! Urszula was always happy to help and went above and beyond our expectations.

Thank you Urszula and we will definitely be using your services again

09 January 2022  


David McManus was completely incredible from start to finish. As first home buyers, we had many many questions and David explained everything to us in such a clear, digestible way. We feel incredibly happy with the product that we have ended up with following the information and recommendations that David gave us. Michaela from his team was also a brilliant communicator and kept us up to date with the whole process. I’d absolutely recommend David & look forward to reviewing our product with him later down the track!

14 December 2021  


Good service would recommend

17 October 2021  


Loved how easy it was working with Smartline staff Dave & Michaela, they made everything so simple. Would 100% recommend Smartline to all my friends!

12 October 2021  


29 September 2021  


13 September 2021  


My wife and I have dealt with Smartline for over 15 years, and we have always been very happy with the service.

12 September 2021  


04 August 2021  


14 July 2021  


30 June 2021  


21 June 2021  


Thanks to David and the team at Smartline, they have once again made the complex, simple. We really appreciate the time and effort that the team put into our re-financing application.

15 June 2021  


David was always available, supportive and responsive to any queries or concerns I had.

19 May 2021  


David was always available, supportive and responsive to any queries or concerns I had.

19 May 2021  


08 April 2021  


25 January 2021  


01 December 2020  


David has always provided an excellent and prompt service. I appreciate his unobtrusive no-fuss style.

30 November 2020  


David and his team were fantastic to deal with. They were very patient and ensured we fully understood things throughout the process

05 November 2020  


28 October 2020  


28 September 2020  


27 September 2020  


05 September 2020  


Can’t thank David, Michaela and Sharon enough for all of their assistance in our refinance. Not only were the rates they obtained for us amazing, their support and customer service was very much appreciated. Would highly recommend to others!

31 August 2020  


15 June 2020  


Always very efficient and always keep in touch with what is going on. They always respond very quickly to any questions or issues.

21 May 2020  


19 April 2020  


Great easy experience

13 March 2020  


Exceptional service and attention to detail from the team working on my mortgage review. I first used Smartline three years ago and had no hesitation in returning to use their services again now.

08 March 2020  


David provided excellent service. He was always on top of the situation and kept us informed. It took all the pain out of the process.

05 January 2020  


David and his team were fantastic. Made the whole process very easy and great result.

09 November 2019  


Many thanks Sharon & Dave for your excellent service

24 October 2019  


Smartline provided a great service. David was unfailingly prompt and responsive to our needs.

10 September 2019  


Fantastic service! Many thanks to David and Sharon.

07 August 2019  


David M was easily contactable. He was able to work to a set timetable to achieve settlement. He offered a few package options that were competitive with information available online from other service providers and banks. Follow up service has been offered and is happy to continue to review products during the term of the loan to achieve savings for myself and an ongoing income for himself through commissions or through whatever structure a broker earns income.
Overall a good service

04 August 2019  


30 July 2019  


25 June 2019  


All good

23 June 2019  


David, Sharon and Michaela are fantastic. They are responsive to both online and phone enquiries, with a fast turn around. This helps to alleviate some of the stress felt when trying to secure a loan or refinance.

17 June 2019  


David and the other staff at Wembley's Smartline were very helpful in getting me into my first home.

02 May 2019  


Nothing was to much trouble. We felt David really cared about us. He went well and truely above and beyond for us.

01 May 2019  


05 December 2018  


The personal information given making the things happen was %100 professional

29 November 2018  


I wouldn't go any where else and have recommend David and his team to all my friends. The process was so easy and everyone was very helpful

03 October 2018  


He is very efficient and good. I found him as
1. He is pro active
2. Explain financial jargon in common language without distorting the original fact
3.Explain well the limitation and opportunity for a given choice
4. Post settlement follow up
5. Readily contactable

21 September 2018  


25 May 2018  


I was very happy with David's service ! he was informative & helpful.

23 May 2018  


David did a great job, always responded quickly and to the point.
Would highly recommend

06 April 2018  


David did a great job, always responded quickly and to the point.
Would highly recommend

06 April 2018  


12 March 2018  


21 January 2018  


David McManus and Sharon Suckling and the whole Smartline team assisted us with the set up of new loans and changing banks. They came up with the best solution and worked to try and make quite a daunting and long winded process simpler and relatively hassle free for us. We were also kept informed of the process every step of the way. Thanks a million. I would certainly recommend you guys and in fact we already have.

18 December 2017  


24 October 2017  


03 October 2017  


28 September 2017  


David was punctual, friendly and professional, he made recommendations that exceeded our expectations and secured what we needed in a very timely manner. We are very happy with Smartline\'s services.
Julian & Nicky Croudace

17 September 2017  


We\'ve used Smartline for all of our housing loans since we purchased our first house over 15 years ago. Three houses later we continue to use Smartline for our housing loans as their service continues to be reliable and their staff are so friendly and accommodating. We will continue to strongly recommend Smartline to all of our family and friends. Keep up the great work work! Kind regards. Melissa and Jamie Morphett.

25 August 2017  


David was excellent. Very helpful, kept us informed at all stages and got us a great deal. Couldn\'t be more happier.

06 August 2017  


19 July 2017  


David and his team worked very hard to achieve settlement within a very tight schedule and were instrumental in escalating my situation with the bank with urgency. They also followed up with the bank after settlement to get a better interest rate locked in for the loan.
Thanks Smartline.
Paul B

16 July 2017  


David and the team at SmartLine have always been very helpful and make the whole process of purchasing a property much easier. We\'ve used them a number of times in the past and will continue to use them in the future.

26 May 2017  


We have been extremely pleased with the professional and timely service that David and his team of experts provides us for our home loan solutions. We have been using David\'s services for over 10 years now and believe that there is no one more knowledgeable in the area. Thanks once again David, I look forward to working with you again in the future on our various loan needs.

05 May 2017  


We liked that David made it so simple and explained everything to us. Ours was quite a complicated situation and I don\'t think we could have found a lender ourselves.

Going forward I hope Smartline stays in touch and advises on good homeloan deals and whether it\'s a good time to change or not.

06 April 2017  


David, once again, provided a quick, hassle free process to getting approval, and then got a deal that couldn\'t be beaten! We couldn\'t have been happier with the outcome in securing our dream home. Thanks David!

03 April 2017  


We would like to thank both Sharon and David for all their help. Sharon was fantastic, she made the process easy and was always available to assist where need. Would highly recommend them to friends and family.

03 February 2017  


David was prompt, professional and unbiased in his advice to us. His staff were punctual and this timely approach has secured a refinancing arrangement (over the Christmas period) that has made significant long term benefits to us whilst maintaining flexibility for future development. We would gladly recommend Smartline to others.

01 February 2017  


David and his team were consummate professionals in the attitude, knowledge and expertise. I was impressed with david\'s industy knowledge and his capacity for identifying potential issues and smoothing the process in advance. David\'s guidance and support was invaluable and I have no hesitation in recommending him to anyone looking to finance either residential or investment property. Thank you David!

17 January 2017  


21 October 2016  


David and his team, were very helpful, knowledgeable and responsive to any questions that I had. I would most definitely recommend Smartline and particularly David as a mortgage adviser.

05 October 2016  


Great work from the team kept me informed and updated through out the whole process happy to recommend any friends or family

30 September 2016  


My wife & I have been dealing with Adam for several years now, and have always found Adam to very easy to deal with, has put our interest first in choosing the correct product for our requirements. We continue to recommend Adam to friends & family, and also to clients of our construction business.

17 September 2016  


David is very helpful, upfront and a straight shooter!

15 September 2016  


12 September 2016  


19 August 2016  


I was very happy with the service :)

08 July 2016  


David and his team were fantastic and made the whole process very easy. Thank you Smartline

26 June 2016  


David and the team were extremely approachable , friendly , exceeded all of our expectations and definitely went the extra mile to get finance for a difficult loan . A big thanks for all the help and a very smooth settlement . Regards Brandan Holland and Karen Sampson , brilliant .

15 June 2016  


25 May 2016  


12 May 2016  


I have never purchased a house before, and so have only ever heard of others\' tales of how it is one of the most stressful things you\'ll do in your life.

However when I finally did take the leap, and used David McManus, I found it the polar opposite - I never had any problems, the transition was seamless, and there were never any surprises or \"OS\" moments. He even took the time out to make his way to my house, to cater for our timetables!

David and his team did a superb job, and I couldn\'t be happier! Thanks for all the hard work!

04 May 2016  


04 May 2016  


Adam was extremely helpful and I have recommended him to one of our friends.

04 May 2016  


The service I received from both David and Sharon Suckling his assistant was second to none. My loan was approved in record time, any phone calls or enquirers were answered promptly and efficiently. I would highly recommend their services to all my friend, family and customers. It\'s good to see old fashion customer service is still present in businesses in australia. 10/10

13 April 2016  


06 April 2016  


We have used smartline a couple of times now., and I must say they have been excellent
to deal with.
A big thank you to Adam Kay for doing such a great job, keeping us informed from start to finish..
Many thanks

26 March 2016  


Very happy with the service. Thank you David and team for everything, much appreciated

25 March 2016  


David was great to deal with. From the initial meeting right through to settlement David was understanding and informative and always happy to answer any questions. We ended up with a great deal and are very happy with the service.

17 March 2016  


We have had several dealings with Adam & Smartline, all have had good outcomes.

04 March 2016  


David provided seamless service with great efficiency

04 February 2016  


Many thank to David, Sharon and Michaela for their assistance in securing our third loan through them. David and his team have always been so helpful to us from initial enquiry to settlement and beyond. They definitely take the stress out of purchasing property!

19 January 2016  


David was very thorough and patient in explaining all the inquiries that we had. He is very professional and we would strongly recommend him to our friends and family.
Sharon and Michaela had also been supporting us and communicating with us efficiently throughout the whole process. Great team work!

01 January 2016  


We have dealt with David for some time now and he is such a pleasure to deal with :) We would not hesitate in recommending David to anyone as he is knowledgeable, friendly, talks on your level and always has time for you. He has always done the right thing by us in everyway.

12 December 2015  


David and his team were a great help

29 October 2015  


David ( and his exceptionally capable assistant Sharon Suckling), provided us with outstanding dedication and service, both on our own personal financing options, but also with a referral to one of my staff , who ended up having some very difficult loans to finalise. It was never an issue to either speak to either of them personally, or if needed to have them visit at home or at work.
Cannot recommend them highly enough.

27 October 2015  


I dealt with David\'s assistant in Michaela Jackson and she was absolutely wonderful in her manner and in promptly dealing with the request of a new home loan. Very professional and very helpful. I would totally recommend to family and friends the service that I received.

14 September 2015  


24 August 2015  


26 July 2015  


11 July 2015  


Adam was completely thorough and forthcoming with answers to my questions and queries, it was noted that many of his responses were after hours or weekends. Great service, will be using smartline again for my 3rd mortgage shortly. Many thanks.

27 June 2015  


23 April 2015  


I was persuaded by an employee of a big four bank to let them try to compete for my business. I advised that I was very happy with my broker, but I would afford them the opportunity. What a mistake and one that I won't make again! Dealing with the banks direct is really not worth it, time consuming, frustrating and ultimately they were unable to deliver on any of the promises made. I have and will continue to recommend David's services to anyone who needs a true professional to assist them. Lesson learnt!

10 April 2015  


11 March 2015  


David McManus of Wembley Smartline gave us the confidence we needed to take the calculated leap in buying our new home. David was recommended by his recently retired collegue, and family friend of ours Neil Pinner. David met us at our convenience and his attention and logic won us over to continue getting our home loan through him at smartline. Throughout the process he anticipated every step and every potential issue. He was brilliant on our tight deadlines for settlement and tricky bank loan timelines. I could not have asked for more care and attention and we are so happy we chose to go with a mortgage broker.

28 January 2015  


David was very easy going which made my wife & I feel at ease with him. We found David very professional and discussed a number of option to discus and choose a solution which meet our need. My Wife and i would both recommend David to our family, friends and people we work with.

23 January 2015  


I love smartline service. My Morgage broker did very amazing job. He always gives a good advice to choose our loan. He is very reliable person. I would strongly recommend smartline to my friends and family.

20 January 2015  


great service once again, well done team

16 January 2015  


17 December 2014  


04 December 2014  


02 December 2014  


Adam always responds promptly to emails/phone messages and is extremely helpful in relation to all queries about my mortgage. After the loan was approved Adam has continued to provide assistance when we have any questions about it. I would recommend Smartline to others.

23 November 2014  


David has given a very excellent service to us during our first home loan process. As a professional, he was very helpful in advising the best home loan option and keeping us updated in regards of home loan requirements. Excellent job, David!

20 November 2014  


This is the third time I have dealt with David and his team and he has always been completely professional and I would recommend Smartline, and Davd in particular, to anyone wanting a expert in the finance area.

25 October 2014  


I am very happy with the smartline services. From my first meeting with my smartline adviser, who I believe worked out the best loan option for my situation, through to getting a suitable loan extension I was looked after very well. My smartline adviser always responds to me immediately and keeps me updated with what needs to be done, timelines, etc. So far there has not been a question my smartline adviser couldn't answer. But the best thing is that I feel my smartline adviser works in MY best interest and not in the interest of a preferred financial institution like some others. I am completely satisfied with the smartline service and will happily recommend smartline to anyone I know. Thanks for all your assistance and keep up the good work.

16 October 2014  


This is the second loan we have had through Janelle Moodie and we are very happy with the service she provided, would also like to thank Sharon Suckling for her assistance while Janelle was on leave.

10 October 2014  


30 September 2014  


Thanks David for being very professional and making this first home process much easier than expected.

19 August 2014  


David was helpful and professional. I have already recommended his team to two of my colleagues. Thank you. Kind regards, Joo Choi

03 July 2014  


Thankyou David McManus for all your help and expert advice. You went over and above the call of duty, I am very appreciative. Thankyou again. Nadine Walker

28 May 2014  


16 May 2014  


16 May 2014  


Thank you to both David and Michaela for alway being so helpfully and friendly

16 May 2014  


18 April 2014  


29 March 2014  


David and Michaela provided my wife and I with exceptional service which gained a succesful outcome to get us back into the property market. I must say that even if we were not succesful David definitely went above and beyond what I would reasonably expect that a broker would. Thank you David.

26 March 2014  


04 February 2014  


David was always available to talk us through the options and provide us with the information we were seeking.

22 December 2013  


02 December 2013  


David was amazing from the start! Nothing was ever too much trouble, which at times unavoidably included after hours contact plus weekend texts or calls. He was very knowledgable with the financial products presented, always able to ascertain the best choices for us, delivering it in an easy to understand and controlled manner. A true professional, solid family man, and all round good bloke. Look after him Smartline. Regards,
Andrew Longwill & Katrina McKinley

12 November 2013  


Dave and his assisstant Michaela went above and beyond to get our loan and settlement over the mine in the tight timeframe required by our sale and purchase process. I would recommend Dave any day of the week.

07 November 2013  


31 October 2013  


24 October 2013  


25 September 2013  


Happy through & through with the service we received & continue to receive. Will definitely use David again.

16 September 2013  


Always helpful, friendly, informative and prompt service.

29 July 2013  


24 July 2013  


Once again, I greatly appreciated the efficiency of Dave and his team!

15 July 2013  


09 July 2013  


DAvid was very professional and helpful. I couldn't have asked for better service.

05 July 2013  


23 May 2013  


David was able to determing the most effective and timely course of action to meet my requirements.

21 March 2013  



21 March 2013  


I think David went beyond the call of duty. When we were stuck for funds due to the premature freezing of our accounts, David was able to sort things out.

15 March 2013  


03 February 2013  


I have recommended David to all my friends and family. As a first home buyer, most the loan process was foreign to me. David explained everything clearly, kept me updated on the progress and went above and beyond to make sure everything ran smoothly. I will certainly be using his services again. Thank you

25 January 2013  


We had been banging our heads against the wall with our bank and bank manager, getting nowhere with a building loan application. Dave understood our circumstances right away, came up with a solution and helped facilitate the process through til our loan was granted. WE couldn't be happier with his service and would happily recommend him to anyone in a similar situation.

23 January 2013  


David did a wonderful job for me

21 December 2012  


The service from Dave and Mikaela exceeded my expectations. Thank you very much you have alleviated a great deal of stress.

01 December 2012  


We received the very best service from both David and Michaela. They gave a professional service and helped make the whole experience as stress free as possible. will recommend to all.

31 October 2012  


We were very happy with the great service provided by David McManus and Michaela Jackson and would happily recommend.

02 October 2012  


Thanks David and Michela. Absolutey stress free. Very professional, friendly team. All the best.

08 September 2012  


David and Michaela were extremely helpful with the loan application process. Their knowledge of the process and ability to smooth over the issues that arose gave me a high level of confidence in my decision to engage Smartline. I would recommend them to anyone, I have already.

28 August 2012  


18 August 2012  


All went smoothly and I had no need to worry about anything. If I had a query I either spoke to David or his assistant Michaela Jackson. They knew exactly what was going on. If I sent an email I received a prompt response. Very happy customer.

15 August 2012  


David was great, very friendly and professional, a very sincere human being. David helped us to make financial changes that will benefit our and our children's future without the hassle of dealing directly with a bank. We thank him. Bron and Scott

24 July 2012  


17 July 2012  


05 July 2012  


12 June 2012  


21 May 2012  


David was great in letting me know of a great rate and getting me switched over with a minimum of fuss

01 May 2012  


Michaela was very helpful and efficient also.

09 April 2012  


20 March 2012  


This is the third time I have used David's services and have been very happy on each occasion with the quality and professionalism of David's work. I have referred him to friends and colleagues and will continue to do so. Thanks again.

13 March 2012  


13 March 2012  


21 February 2012  


Excellent and proactive service. Made the whole process very simple and saved us a lot of money.

02 February 2012  


09 January 2012  


05 January 2012  


David was a fabulous help in having our new home loan sorted,he was friendly and very personable.He has made the process of buying and moving house an easy and stress free exercise. Thanks David

14 December 2011  


I am very happy with the service. I do not think you can actually put a value on the benefits of having a capable broker assist with the whole process. Being a first home buyer the process was naturally daunting, to say the least. With David's assistance we found a suitable product and managed to lock in a fantastic rate as well.

22 November 2011  


This is the third property we have purchased with David's help - all of which were done remotely from Malaysia, India and the United States. Right from the very first contact several years ago, David has been professional, helpful, knowledgable about his industry and is always available to clarify concerns and issues. This purchase was a little more complex than the others yet was still managed well every step of the way. David's assistant Michaela was also extremely professional and their teamwork is admirable. Their key strengths are maintaining strong relationships whilst providing timely, comprehensive yet understandable information. Many thanks again for your help.

02 November 2011  


David and Michaela provided us with absolutely fantastic assitance. We have used them before and would not hesitate to use them for a third time (or more!). Many thanks to the two of you for your unwavering efforts on weekends, evenings, and even on your days off. Your help is very much appreciated and Amanda and I would recommend using you in every instance to our friends. Thanks!

21 September 2011  



20 September 2011  


20 September 2011  


Very happy with service.would be happy to recommend this prompt and professional service. Thanks to David & Michaela

27 July 2011  


28 June 2011  


18 June 2011  


10 June 2011  


30 May 2011  


19 March 2011  


15 March 2011  


Dave was fantastic (and so was michaela)! I couldn't have asked for anything more. Thanks guys!

02 February 2011  


27 January 2011  


I have used the scale where 10 is the best and 1 is the worst. David (and Michaela Jackson) has always provided us with fantastic service and I have no hesitation in recommending David and Michaela

24 December 2010  


great bloke

29 November 2010  


David's assistant Michaela Jackson also provided exceptional service and was a pleaseure to deal with - very proactive and accessible.

10 September 2010  


12 July 2010  


Both David and Michaela provided great service to me during the whole process. Would definitely use their service again.

10 June 2010  


Why wouldn't people use such a great service???

08 June 2010  


My Adviser was flexible and understanding of my needs.

12 May 2010  


03 May 2010  


27 April 2010  


23 April 2010  


16 March 2010  


David was very informative and honest - I would definately refer him to others.

16 March 2010  


Lack of communication re bank expectations and fees
due to being a third party,David was at all times professional and available

03 March 2010  


Meeting David after hours and in my home made the experience very convenient. I also felt confident in David's ability to identify a loan that would satisfy my needs and be competitive in the market, which saved me time and effort.

15 February 2010  


David was very helpful and made setting up my first mortgage easy to understand.

04 February 2010  


Service is exceptional.

04 February 2010  


14 January 2010  


Perhaps the banks themselves should ensure that they engage from a more personal standpoint. One moves from one-to-one customer care from the broker to faceless large corporation with no 'go to' relationship.

08 December 2009  


24 November 2009  


21 September 2009  


We appreciated David's help and advice and thought he was extremely knowledgable on the different loan options with various institutions and the one that would be right for us. His expertise in checking the final loan documentation was invaluable and made

17 September 2009  

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