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Fazlul Karim

First home loans | Mortgage Broker St Marys, Werrington & Penrith

As a first home buyer, you will probably have lots of questions: from choosing the right lender to knowing what grants and incentives are available to you. As your local Mortgage Broker in St Marys and Werrington, my job is to take the pressure off so you can focus on what matters - finding a great first home.

Your first home expert in St Marys

As someone who has bought their first home in Australia, I know how stressful the first home buyer process in NSW can be. That's why I love taking the pressure off you by providing the advice you need to make a wise choice about your first home loan.

Here's how I can help:

  • I'll be your guide: It's important to me that you understand your home loan and the choices you're making. I'll be your guide, answering any questions you have and unpacking the different costs involved in your first home.
  • I'll do the research: You may already know just how many lenders and options are available. Everyone promises something different. As your Mortgage Choice Broker, I'm accredited with over 35 lenders and understand which lenders provide what you need as a first home buyer.
  • I'll be your advocate: The most important thing yo know about a mortgage broker is that I advocate on your behalf with the banks. I don't work for them - I work for you! And as part of a huge network of brokers, it means I have some sway when it comes to negotiating for the best deal. 
  • I'll do all the admin: That includes putting together the application, making the phone calls to the bank and ensuing that your loan is moving through the process smoothly. It leaves you with time to go to those all-important property opens and find a property you want to buy.

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What do I need to know as a first home buyer?

There is so much conflicting information out there for first home buyers, but there are a few things you need to focus on first! We'll start with your numbers (deposit, repayments, budget), explore guarantor loans and pre-approval, and look through the first home buyer grants and incentives, which could help you buy with a 5% deposit. 

One of the most important things to know if that my home loan service is free! It gives you the advantage of personalised, expert advice at no cost. Instead, mortgage brokers are paid a commission by the bank once your loan settles.



Advice from an expert

Hi, I'm Fazlul - your local home loan expert in St Marys and Werrington. I provide my clients with valuable, up-to-date advice on their loan options, so they can buy their first home confidently. I'm here every step of the way on your home loan journey.

Find out more about Fazlul



I'm here to help with your first loan

I'm a passionate St Marys Mortgage Broker who would love to take the pressure off your first property by doing all the work for you. Based in St Marys, I service surrounding areas like Penrith and Werrington and across Sydney.

We can meet in-person or by phone/video at a time that suits you best. I am proud to serve my clients in both English and Bengali. 

Get in touch with Fazlul Karim at Mortgage Choice on 0469 650 087 or click the button below to request a call back.

Call: 0469 650 087  Request a call

The right home loan for your first home

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

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Contact your existing broker?

contact-us-broker-1Smoother experience as they have all your information.

contact-us-broker-2Better understanding of your financials to provide tailored advice.

contact-us-broker-3Faster response compared to being matched with a new broker.

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