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Gayle Campbell


Average client rating
4.9/5 From 148 Reviews

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Gayle is a credit to your business and she will always be a our first choice when looking for advice and help

16 April 2023  


Gayle has consistently, over the years, provided sound advice based on her expert knowledge of the market. Once again, her thoughtful approach has allowed us to refinance and restructure our personal finances to save us money and give us access to new technologies. The whole process was painless, well-communicated and expertly executed. We will continue leveraging Smartline's services into the future and recommending them to others.

23 December 2022  


I have been working with Gayle for almost 10 years and I wouldn’t use anyone else. I trust her completely and I am always satisfied with the service I receive from her. She’s always there to answer any questions I have. She always makes the process so easy for me- even though I know its not and that she is doing so much hard work behind the scenes! Forever grateful for her help and support!

12 February 2022  


Gayle was Awsome. I cannot thank her enough for all she did.

27 December 2021  


Gayle is fantastic! She made the whole process so easy and saved us so much money :) highly recommend her!!

29 October 2021  


27 October 2021  


It was fantastic

05 September 2021  


05 September 2021  


Gayle delivered on a solution for us despite having a short turn around time between our initial contact and the end of our contract’s finance clause, and a number of other constraints.

31 August 2021  


18 May 2021  


We have used Gayle with buying and refinancing and she is so reliable and comprehensive in her advice. We are so grateful

15 April 2021  


Excellent service provided by Gayle. Thank you very mush for making our dream home a reality!

16 February 2021  


25 September 2020  


Gayle has assisted me a number of times over the last ten years and every time I have been extremely happy with the products that she has showed me and the way she has handled the transfer and settlement of the mortgage and kept me informed all along

16 September 2020  


Gayle is fantastic. She helped us buy our first home, upgrade to our current family home, and regularly refinance our mortgage. We trust her implictly. She makes the process easy & answers all our questions. We would recommend Gayle to anyone.

08 September 2020  


10 August 2020  


Excellent service offering great advice which makes everything so easy. Always contactable & keeps us up to date.

09 July 2020  


05 July 2020  


Gayle did a great job during Covid-19 thank you

24 June 2020  


Gayle makes the process simple and easy - with no stress. She’s also clear and personable when it comes to choosing options. Would highly recommend!

05 June 2020  


04 June 2020  


31 May 2020  


Gayle was excellent, went above amd beyond to secure me a home loan. Thanks Gayle. Definitely use Gayle again

07 January 2020  


Gayle was awesome easy to deal with and quick.

01 November 2019  


16 August 2019  


It was simple and easy. Thanks Gayle....

15 July 2019  


Gayle was so wonderful and in a difficult situation made sure in the end we finally got what we needed. We are so happy with her commitment to us and her job!

03 July 2019  


I have nothing but praise and thanks towards Gayle and Carolyn.
The process was a little daunting at times but I felt supported through the whole process, with Gayle’s face to face meetings and Carolyn’s regular updates via email.
It was so helpful to have their guidance. I could not imagine having the confidence to have changed banks without their help. Nothing seemed to be any trouble going though the process with Gayle and Carolyn.thanks again for all your help.

17 June 2019  


07 May 2019  


Gayle Campbell helped us to re-finance our home loan. From start to finish, she kept us informed, and really went above and beyond to take the stress out of the process. I could not recommend her highly enough!!

06 May 2019  


Couldn’t recommend her enough. Amazing help the whole time. Easy to contact

16 April 2019  


Gayle was wonderful very informative and got us a great home loan

16 April 2019  


15 April 2019  


Gayle was sensational. I don’t think she could
Improve. I’ve used other brokers in the past but Gayle is the quickest and best at getting a good deal.

20 March 2019  


Brilliant service and the 2nd time we have used this advisor.

25 January 2019  


06 January 2019  


26 December 2018  


Gail was always quick to reply and put a lot of time and energy into getting my loan approval even when the bank was driving me completely insane.

18 September 2018  


07 September 2018  


Gayle is amazing. Her knowledge of the industry is nothing short of excellent. She is professional, courteous and has an amazing understanding of my demanding my goals. By engaging Gayle's services at Smartline it has made the task of obtaining the best loan possible, a pain free exercise. Without hesitation I have recommended Gayle to my friends and family, who have all be very pleased with the results too. I wish her well in the business.

02 August 2018  


Gayle was very helpful and had great communication. It was her confidence and knowledge of the products that was a standout for us.

16 July 2018  


Gayle was patient, informative and reliable. We've taken advantage of her expertise in the past, and were pleased to see Gayle still holds herself to exceptionally high standards. Thanks for all your help!

08 July 2018  


22 June 2018  


09 April 2018  


09 April 2018  


05 April 2018  


23 March 2018  


15 March 2018  


05 February 2018  


03 February 2018  


24 January 2018  


19 January 2018  


Smartline's Gayle Campbell was extremely helpful and patient. Made everything so much easier for me to understand.

12 January 2018  


Gayle has gone above and beyond to help us with our home loan. As a first home buyer she has made the experience easy by answering all of our questions and concerns. She also met with us a number of times to discuss options which made it less stressful. She has a wealth of knowledge and many years of experience which shines through in her work.

Moving forward, we will be using Gayle\'s services again to help set up out investment properly.

27 September 2017  


Gayle has been my financial advisor for a number of years now, we have developed a great rapport & her dedicated hard work always finding the best deal for me is deeply appreciated. I cannot thank her enough.

09 September 2017  


14 August 2017  


Gayle provided information for me to be able to make an informed choice of lender, she then took care of all the negotiations and paperwork and saw it all through to the end. Now, a few months on, I am extremely happy with my new mortgage and how everything is set up. I could not be happier!

11 August 2017  


Gayle was fantastic. This was a difficult refinance as we have so many complex business structures. I knew it would be difficult for the bank to understand however given Gayle\'s accounting background, she was able to explain it to the bank. She kept on top of it and got it through for us. I would highly recommend her.

18 July 2017  


Excellent service provided by Gayle. Extremely helpful. Great at her job. Extensive knowledge in her ability to offer brokerage assistance.
Cannot thank Gayle enough for all her help.

11 March 2017  


Gayle once again has gone above and beyond! Day and night Gayle worked extremely hard to have our loan approved with the lowest possible interest rate and fees! I highly reccomend Gayle to everyone! 6 years of fantastic service!

07 March 2017  


Gayle was friendly and informative from the very beginning of the loan process. It seemed like a long wait to gain confirmation from the lender but Gayle remained confident and steadfast and made the whole experience less stressful.

01 February 2017  


Gayle is amazing she knows the market and the crazy bank processes to get things done.

01 January 2017  


Gayle was with us every step of the way, it took us over three years to purchase our first home and Gayle did not give up on us. Buying our first home was not a smooth process there were lots of ups and downs but Gayle always reassured us she will get it sorted and always made us feel a lot more positive about our buying experience in the end. Gayle was very personable and made us feel very comfortable, Gayle did not pressure or push us into anything and Gayle also gave us lots of options. Gayle explained lots of new terms to us that we did not understand. I would highly recommend Gayle to anyone looking to purchase their first home.

13 December 2016  


I am a first time property investor. Gayle offered me a great service. She found me a great product which suited my situation and explained the process as we went through it. What I really liked the most is the fact that she is setting the strategy for future investments right from the beginning. Thanks Gayle.

27 October 2016  


Using Smartline and in particular, Gayle to help me purchase an investment property was a great decision.
Right from meeting her I had a good feeling. Gayle was nothing short of excellent. Whether it was her professionalism, insight into the market, skills in advising, her approach was exceptional.
She inspired confidence in me with her knowledge and expertise and her emphasis on getting the right product for my situation, even setting the loan up with forward thinking towards my next investment. I was assured at all times that she knew her stuff, which allowed me a stress-free experience.
I believe Gayle’s skill and experience, particularly in investment loans, meant I achieved the best result within a very short period of time. She stayed in touch and kept me up to date with feedback. I appreciated that she was completely honest and straight forward at all times.
I am very grateful for Gayle’s endeavours and now I have bought my rental property I can relax and look to my next adventure. Without hesitation I would recommend Gayle and Smartline to anyone looking to buy a property. She is truly gifted professional.

18 October 2016  


12 October 2016  


Our service was amazing there we\'re hiccups that Gayke supported and worked around the clock to fix my daughters loan
Amazing amazing amazing so so happy

09 June 2016  


Gayle Campbell gave us the most friendly and professional service. We believe that Gayle went well beyond our expectations in helping us with our loan. We have used difference brokers in the past and have never had this excellent service and will recommend her at all times.
If we need a broker in the future we will definitely use Gayle\'s services again.

01 June 2016  


Since re-financing our loan with Gayle we have managed to save $150 a week on our minimum repayment, clear all of our personal debt and are currently in the market to purchase our first investment property. Gayle guided us through the entire re-financing process and was always available to answer our questions at anytime. Gayle explained everything to us in a clear, professional manner and I would highly recommend her to anyone looking to purchase a home or re-finance a current loan. We look forward to continuing our work with Gayle as we purchase our investment property. Hopefully this is one of many now that Gayle has unlocked our financial potential.

22 February 2016  


Due to my financial circumstances being a bit tight, I sure gave Gayle a challenge and like the first time, she came through for me! She was always available for me to ask any questions and always answered them at my level of knowledge on the topic. She was a huge help and i\'m now settled in my lovely new home.

17 February 2016  


30 January 2016  


18 January 2016  


There is absolutely nothing I can say that could do justice to the hard work Gayle has put in to get a favourable outcome for me. The service has been fantastic from the start, and nothing was every too much effort for Gayle. I would not hesitate to recommend her to anyone who is looking at buying a property.

16 December 2015  


Gayle Campbell went above and beyond, and far exceeded expectations. From the very beginning of the enquiry Gayle was very thorough and attentive. We were able to secure the loan we needed and the process was made very easy for us.

08 December 2015  


I felt confident in choosing Gayle Campbell of Smartline as my broker because of her great reviews, and I have to agree with others that her service was exemplary. She was extremely supportive and helpful, chasing things up for me beyond the call of duty, and I would have no hesitation in recommending her to anyone.

17 November 2015  


We have been working with Smartline for many years now and Gayle continues to uphold the highest standards we have come to expect. Gayle\'s friendly, can-do attitude and assistance navigating the labyrinth of options in the lending market, and tenaciously advocating for us to lenders made the whole process painless and efficient. We\'re very pleased with the package we have and looking forward to working with Smartline in the future.

26 October 2015  


Process was easy and Gayle always followed up any questions we had. Thank you.

23 October 2015  


Gayle just helped me purchase my second home. Gayle went above and beyond the call of duty and helped explain the processes to me. I could focus on picking my new home knowing Gayle would take care of the rest.

22 October 2015  


21 October 2015  


Gayle was very professional, efficient and kept me well informed throughout the whole process. Very impressed.

17 September 2015  


Gayle is amazing. We originally used her buy our first home and have used her a couple of times since for different things.
We highly recommend Gayle to anyone we come across who is looking for a broker.
Without Gayle we would probably still be renting.

10 September 2015  


Gayle was absolutely amazing and I have already recommended her to others. I'm so grateful that I was introduced to her.

21 August 2015  


Gayle was fantastic as always! Regardless of the time or day Gayle is always available to answer any questions! Gayle goes above and beyond her duties and I highly reccomend her to all!

19 August 2015  


06 August 2015  


It was such a stress free process all the work was done for us so we could continue our normal routine without the worry of constant phone calls. We would highly recommend Smartline to others and have already got our children dealing with Smartline and our lovely wonderful Smartline advisor.

08 July 2015  


Gayle went above and beyond to help us secure the loan for our new farm. I have recommended her to many friends and family. We have used Gayle many times before and will use her again no question. 10/10

13 May 2015  


Very helpful , an highly skilled , Gayle made the whole process smooth an easy going , no matter what came up she had it fixed in no time ! I will be using Gayle an Smartline again .thanks

08 May 2015  


29 March 2015  


Great communication, available anytime and makes it easy to understand the tricky bits.

13 March 2015  


Gayle Campbell was an amazing adviser. Spent a lot of time and effort to make sure we got the perfect loan for us. Would highly recommend to any one looking to refinance their homeloan.

23 February 2015  


Gayle Campbell was an amazing adviser. Spent a lot of time and effort to make sure we got the perfect loan for us. Would highly recommend to any one looking to refinance their homeloan.

23 February 2015  


The service was wonderful. Easiest home loan I have ever done. Strongly recommend Gayle's expertise.

14 January 2015  


27 November 2014  


Gayle was very helpful and as I said to her without her help I doubt we would have gone thru with the mortgage as it seemed complicated to us so thanks again

19 November 2014  


Gayle Campbell was an exceptional Advisor, always contactable and more than willing to answer any questions we had. I would strongly recommend to anyone who is in need of a mortage advisor to contact Gayle straight away. I have already shared her details with family who are now in contact with her too.

16 August 2014  


Gayle campbell , Made my investment property a worth while Experience and piece of mind ! Gayle was there from start to finish and had a answer for all my questions , she is very talented and Smartline is lucky to have her working for them, and I will use Gayle again . Thanks matt

12 July 2014  


19 June 2014  


We couldn't have bought our home without Gayle. We truly appreciate everything she has done for us. She was always a phone call away to explain anything we didn't understand and just a reassurance everything was going smoothly. Buying our first home at 22 I thought it would be stressful as we had no experience with banks, mortgages or real estate, but Gayle helped us though step by step. I have happily recommended her to my friends and family.

03 June 2014  


25 May 2014  


Gayle is truly excellent. I have recommended Gayle to a range of friends and family members and I know most of them are now satisfied clients.

22 May 2014  


Gayle is thorough and provides me with a good selection of options enabling me to make an informed decision about any of the financial products i have required. Then she carries out the option promptly, chasing up any delays and keeping me informed. We are thrilled with the service provided by Gayle and have recommended her on a number of occasions. We look forward to her assistance whenever we need to consider any changes to our financial situation.

18 May 2014  


Gayle has been fantastic!!! We have really appreciated her patience in dealing with us as we juggled hectic schedules recently, often making herself available outside normal business hours. She has been extremely supportive & understanding.

23 April 2014  


Gayle was most helpful, assisted me every step of the way. Her knowledge was outstanding, I have already recommend her to friends and family. An asset to her company.

11 February 2014  


Gayle, is great, easy to talk to, and understands our needs, I wouldn't use anyone else.

17 January 2014  


I would just like to say after purchasing many properties in the past and dealing with finance companies myself, I can honestly say that Gayle was so helpful, pro-active and alway's kept me in the loop with what was happening, and the process was so easy to deal with knowing that Gayle was handling and negotiating with the banks. From the Heath Family, a big thankyou Gayle until we speak again for another loan soon.

19 December 2013  


Gayle was absolutely amazing - there for us every step of the way! She was tenacious, thorough, helpful, attentive, understanding, friendly and she took a genuine interest in our situation. She was an absolute pleasure to deal with.

08 November 2013  


15 July 2013  


Gayle was recommended to me by a friend, and she lived up to their high praise. Gayle was happy to come to me at times that were most suitable to me. No question was too much trouble and Gayle was both friendly and professional. Gayle definately earned my trust and respect.

10 May 2013  


Gayle was friendly,helpful,switched on and really easy to deal with,was a pleasure.

25 February 2013  


Gayle was very relaxed and helpful. I have already recommended her to others

08 February 2013  


ANZ did not make the process easy for us, december was a busy period and our application kept being put on the backburner. Gayle went out of her way to make sure we were pleased and that the process went as smoothly and efficently as possible. very happy customers.

15 January 2013  



12 January 2013  


12 January 2013  


13 December 2012  


Gale went above and beyond for us and carnt thank her enof for her hard work and commitment

12 October 2012  


02 October 2012  


EXcellent service as always from Gayle Thanks so much

26 September 2012  


Gayle is a pleasure to deal with and always makes the process as simple as possible. After using Gayle for our home loan, the thought of going somewhere else for our personal loan did not even cross our minds..... Thanks AGAIN Gayle.

02 August 2012  


01 August 2012  


25 July 2012  


Gayle was very professional with her advise and recommendations on what sort of a loan would suit and was prompt with all responses to any questions I may have had and was in constant contact and also made herself available when needed. I'm glad that Gayle was recommended to me and Smartline will be recommended by me to others seeking financial assistance. Thank you Gayle and Smartline

25 July 2012  


08 July 2012  


08 July 2012  


Gayle helped to make the whole scary experience of buying our first home a relaxed and enjoyable one. We can't thank Gayle enough for her proffessional and friendly support and guidance.

05 June 2012  


Gayle is the epitome of the term "professional". She clearly explained our options and listened to our needs which resulted in a wonderfully well tailored package for our situation. With advisors like Gayle, Smartline has a very bright and successful future ahead!

07 May 2012  


Gayle was excellent through process & advise, will highly recommend to friends

01 May 2012  


Gayle was amazing. She was always happy to help, and never made me feel like I was annoying (even when I rang 8 tames a day). Gayle is the reason we now own our first home, we wouldn't have been able to do it without her. We can't thank her enough!

16 January 2012  


09 January 2012  


Gayle was very approachable, friendly and willing to take up any line of inquiry we presented so we were very happy with her.

28 November 2011  


Gayle our Smart Line advisor went above and beyond expectations. As first home buyers my wife and I were very nervous and had lots of questions. No matter what time of the day it was Gayle was always there to help when ever needed!

16 November 2011  


Gayle made our dreams come true.

05 October 2011  


Gayle was exactly what we wanted and expected. Very proffesional

27 September 2011  


22 September 2011  


We never expected to acheive a great result from our adviser (Gayle). We can now look forward to living a long awaited dream, in the country. It was a real surprise that we where able to refinance. Everything has finally fallen into place. Thank you Gayle.

18 July 2011  


14 July 2011  


Gayle was great, always ther for us, even once the work was done and we had moved in to our new house she called to see how we were going. It wasn't always work, she also took an interest in us as a family, learning who were are and whatwe liked/ wanted. I would definately recommed her to friends and use her again if the need arises.

12 July 2011  


24 May 2011  


I would like to say Gayle Campbell was exceptional through the whole process, I would highly recomend Gayle to anybody for future reference.

28 April 2011  


we liked that Gayle came to us and explained everything so we understood how it all worked

24 April 2011  


20 April 2011  


24 March 2011  


what i like most is that if you have a problem you can ring or email the adviser and they are back to you straight away with the right advise..

16 February 2011  


I would like to thank Gayle and smartline for the help and advice provided to me when
changing my mortgage to interest only ,thanks again.

11 February 2011  


I was very impressed with Gayle she is very helpful and enthusiastic. I would certainly recommend her services.

07 December 2010  


gayle was very helpful and professional at the advise she gave me , no matter what questions i had she answer them and put my mind at ease making the whole building the house enjoyable thanks..

20 October 2010  


17 June 2010  


Gayle was a very professional person to deal with. She was enthusiastic, prompt and great to deal with. I have already passed on two further clients to her, One has already signed up with Gayle.

11 May 2010  


29 January 2010  

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