Your First Home Loan | Mortgage Broker Hope Island & Helensvale
Are you dreaming of owning your first home, but feel overwhelmed by the home loan part of the process? Don't worry, I'm here to help! As your local Mortgage Broker in Hope Island and Helensvale, my job is to guide you through the process and help you make a good decision on your home loan.
Choosing your first home loan is a big decision
Your home loan is going to have a big impact on your finances, which is why it's so valuable to have an expert in your corner. Not only will I guide you through the process, but I will handpick a few options for your home loan and help you understand how to make a good decision.
Here's why many first home buyers use a Mortgage Broker:
- I can figure out what you need: Home loans vary widely and choosing the wrong one can sting in the long run. I look over your current finances, lifestyle and goals, and work out the 'type' of home loan that will give you what you want.
- I do all the shopping around and negotiation for you: No need to spend hours scrolling through home loan options! Once I understand what you need, I search through thousands of home loans to find one that works for you.
- I have access to over 30 lenders: When you go to your bank, you will only have access to a limited range of loans from that particular lender. As a Mortgage Choice Broker, I have access to 30+ lenders, all suited to different types of properties and borrowers.
- I manage the paperwork and application: It means that you can get back to dreaming and searching for your first home, while I deal with the paperwork and any questions from the lender.
- I work out if you're eligible for incentives: There are so many great incentives and grants available to first home buyers. I will work out which ones you're eligible for and help you apply.
The best part is: my Home Loan Service is free!
As a Mortgage Broker, I'm paid a commission by your chosen lender when your home loan settles with them. It means that anyone can ask for expert advice about their first home, without worrying about the cost.
What is a Guarantor Loan?
Saving a 20 percent deposit can be so difficult with property prices where they are today. More and more first home buyers are choosing a Guarantor Loan to get them into their first home faster.
A Guarantor Loan is when a family member (usually your parent) provides security for your loan with their own assets - like their home. It means you can be approved for your home loan with a smaller deposit.
However, if you default on repayments, the Guarantor will be responsible for paying back the loan, so it's important that everyone receives independent advice. I will talk you through the options for your Guarantor Loan.
Start your first property journey
As your local Hope Island Mortgage Broker, I give honest, expert advice about your first home loan options and help choose the one that's right for you. I provide a mobile service, which means I can come to you across Hope Island, Helensvale, Oxenford and anywhere else on the Gold Coast.
Call Kelley Gent to chat about your next property goal! Call 0431 384 402 or request a call back below.
Call: 0431 384 402 Request a call
