Refinancing your loan | Mortgage Broker Lapstone & Penrith
Life changes quickly, and your home loan should keep up! Refinancing is an important part of having a home loan, ensuring you have the right loan and aren't paying too much. Let me help.
As your local Mortgage Broker in Lapstone & Penrith, reviewing and refinancing your home loan is a big part of my service to you. In this environment of rising rates, it's even more important to ensure your bank is working to keep you rather than just accepting whatever they offer you.
Reviewing your home loan
The first step in checking the health of your home loan is reviewing your loan. It's important to consider what you want from your home loan and then checking other available loans on the market. I can do it for you! I offer a free Home Loan Health Check, to compare your current loan to thousands of others to see if I can find you a better deal.
Here are some things I will consider:
- Could you get a lower interest rate with another lender?
- Do you have access to better features or a cashback deal?
- Do you want to access equity or consolidate your debt?
- In the longrun, what will leave you better off?
Refinancing your home loan
If there is a better deal to be found, I will take you through the pros and cons of switching, including any lender-imposed costs for refinancing. It's important that we look at the whole picture and not just the immediate savings. If you would like to go ahead, I will organise the discharge from your current lender and the application paperwork.
When is the right time to refinance?
Contact Kurt Halley - your local Penrith Mortgage Broker
I'm passionate finding a home loan that will suit you. Call me today for a no-obligation discussion about your next purchase.
Call Kurt Halley on 0427 987 853 or book an appointment below.
Call: 0427 987 853 Book an appointment
