Refinancing | Mortgage Brokers Townsville, North Ward & Castle Hill

After no less than thirteen cash rate rises over the last two years, interest rates have increased dramatically. There are lots of homeowners struggling with higher repayments, which is why refinancing is so popular at the moment. It's a fantastic way to lower your interest rate or re-structure your loan to save money on repayments.

Refinance your home loan with Mortgage Choice

We're passionate about refinancing because we love seeing our clients keep more money in their pocket - money that would have otherwise gone to the bank. While interest is often unavoidable, minimising interest definitely works in our favour. Here's how:

• We can look for a lower interest rate either with your current lender or a different lender altogether. As Mortgage Choice Brokers, we have over 35 lenders available and the competition between the banks gives us a great opportunity to see if we can save you money. 
• We can release equity in your current home for you to use on other things: like investing in property or renovating your existing property. 
• We can negotiate with your current lender to lower your interest rate, provide a cashback or update the structure of your loan. We negotiate on your behalf with the lender, so you never even have to pick up the phone to call them.
• We can use consolidate your debt into your home loan, and refinance the entire amount to a lower rate. 
• and more!

Our Loan Calculators

Our free home loan review

It all starts with our free home loan review! We'll compare your current loan to thousands of other available options, to see if there is an opportunity to save money. We then talk you through your options, the costs of switching and manage the entire process for you. It's important to talk to us if:

• You are about to come off a fixed interest rate
• You haven't review your home loan in the last 12 months
• You need to consolidate some smaller debts into your loan
• You are looking to invest or renovate

 

 

Your local Townsville Mortgage Broker

Hi, I'm Peter! My mission as your local Townsville Mortgage Broker is to make sure you're not paying more for your loan than you should be. I'll be the expert in your corner, providing proactive service and support.

Find out more about our team

 

Let's get going on your refinance

We love seeing our clients save money on their home loan and keep a bit more money in their pocket. Let's review your home loan to see if there's an opportunity to save money! Book a free Home Loan review with us below. To make it easy, we can chat by phone or video, or we can meet in-person across Townsville including North Ward, Castle Hill, Jensen and surrounding areas.

Give us a call on 0489 998 848 or book an appointment below. 

Call: 0489 998 848  Book an appointment