First Home Buyers | Newcastle & Lake Macquarie

Local First Home Buyers Home Loan Experts Newcastle & Lake Macquarie.

Our free Home Loan service for first home buyers gives you access to our expertise and could save you time and money on your first home.

There's lots of information available online for first home buyers, but there's nothing like having your own expert home loan team to back you up. Our free Home Loan service for first home buyers gives you access to our expertise and could save you time and money on your first home.

Are you looking at buying your first home? There is often never a better time than the present. Plus, there are plenty of incentives from the government to get you into your first home sooner and start your journey on the property ladder.

Getting your first home is an amazing time in your life! However, it can also leave you confused and stressed. Our team of experienced mortgage brokers and credit analysts at Mortgage Choice Newcastle, Lake Macquarie and surrounds are here to help.

To help make this journey a little easier for you, we offer a First Home Buying guide for absolutely free. Download your copy today.

• We have dedicated staff available to first home buyers.
• We know the first home buyer incentives inside & out, and can direct you to which ones you would be eligible for.
• We can explore ways to stretch your deposit; such as guarantor loans and Lenders Mortgage Insurance.
• We look at possible repayment rates and lenders to fit your needs from our panel of lenders.
• We then complete the application on your behalf and go into bat for you.

Our Mortgage Broker Newcastle services are free!

That's right! All our advice, experience and expertise is available to you for free. This is possible because the lender you choose will pay us a commission after your home loan settles. And no, that doesn't influence the services and advice we offer to you at all. 

 

Hear from one of our customers:

"A huge thank you to Peter (and the team) for helping me get my first home loan, they were very quick and efficient with my application and got me a better rate than I could find myself." - Cody

 What Government help is available to you?

Getting your first home can happen quicker than you think with a range of incentives and discounts on offer for First Home Buyers such as yourself. You may qualify for: The Regional First Home Buyer Guarantee, First Home Buyer Assistance Scheme (stamp duty concessions), First Home Owner Grant, and more.

If trying to work out what incentives you qualify for is a bit confusing and daunting, don't worry. At Mortgage Choice, we will work all that out for you.

• Download our free e-guide for first home buyers.
• Use our borrowing power calculator to find out how much you can borrow. 

Using a Security Guarantor

A guarantor is someone who provides extra security for your home loan. They don't pay any money towards the mortgage, but they help the lender feel more secure in case you fall behind on payments.

Usually, lenders prefer a close relative like a parent, grandparent, or sibling to be your guarantor. This can help reduce the deposit you need to put down and can also help you avoid Lenders Mortgage Insurance (LMI), which means you can buy your first home faster.

Not sure if you want to use a guarantor for your home loan? Download our free e-guide for understanding gurantor loans for more information. Or alternatively, give us a call on (02) 4001 0421 to talk to one of our team.

 

Chat to a local First Home Buyer Mortgage Specialist today!

Even if you’re just starting on your first home buying journey, contact us today for a no-obligation appointment to discuss how much you can borrow and what repayments you are able to afford. Our team in Newcastle and Lake Macquarie is committed to giving you home loan advice that puts you first.

We service the areas of Newcastle, Stockton, Teralba, Toronto, Lake Macquarie, Speers Point, Redhead, Swansea, Caves Beach and surrounds.

 

To choose the RIGHT home loan you need to choose the RIGHT home loan broker.

Call your Local First Home Buyer Mortgage Broker now!

(02) 4001 0421

Our team of home loan brokers can come to you or meet you online.

Our Newcastle & Lake Macquarie office is at Suite V2 Level 2/384 Hunter St, Newcastle NSW 2300.