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Sanjay Singh


Average client rating
4.9/5 From 65 Reviews

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The service mortgage choice provided was beyond my expectations, Sanjay assisted me every step of the way. With answering my questions at absurd hours to helping me as the house progressed. Without his expertise guiding the way throughout this process I really would have been in the dark. Instead he made the process of me buying my first home stress free. Thankyou to both Sanjay and Vineeta for your help. I could not recommend you more

20 April 2024  


Exceptional Service and Expertise
As a first-time home buyer, navigating the complex world of mortgages was a daunting task. Thankfully, I had the pleasure of working with Sanjay Singh. From the moment I reached out to him, I knew I was in capable hands.

06 February 2024  


I would like to extend a big thank you for Sanjay for his assistance. He was very empathic and pleasant to deal with and I am happy with the outcome.

01 October 2023  


Sanjay was amazing We just came across him through google and the reviews and it did not fail us. Our case was abit complex but yet he made it so easy and helped us secure our first property

04 April 2023  


Recommended mortgage broker. Always comes up with a great solution to every situation. Professional broker and gives the best advice.

20 December 2022  


Great broker. Always comes up with a great solutions.

20 December 2022  


Sanjay is a fantastic mortgage broker He made the stressful process of buying a house so much easier and reassuring We met with him and he spoke to us clearly and simply about our options. He was always available for a chat and made the processes as transparent as possible. Would highly recommend Sanjay Highly professional

19 May 2022  


Great experience buying our first home with Sanjay.
Cannot thank him enough for taking the time to make sure we understood and were comfortable with everything we were doing. Sanjay went above and beyond for us and looked after us like we were family.
Sanjay turned the daunting experience of applying for mortgages and grants into a seamless and easy experience.
Would highly recommend to anyone looking to buy a home

17 September 2021  


Sanjay Singh is the best broker and adviser I ever met.Whenever you have any kind of doubts, simply call him,he will be there for your help.We are very grateful to have him and recommend everyone.

18 August 2021  


Sanjay, A really professional guy...Very Genuine person with genuine advice.Responsive to enquires as much as you ask without any attitude.Thanks Sanjay bhai for providing all the support in Sydney as well as in Melbourne....

18 July 2021  


We are so thankful to have you as our broker
Thank you for being so patient with us and taking us through all the bank procedures .
We very much appreciated your help in getting the mortgage in place and rest assured we will recommend you to anyone we know that is looking for a mortgage broker. We found your services to be very professional, which was a relief giving the many less than professional brokers in the business.

18 July 2021  


Positive Professional and transparent
Sanjay had been our mortgage broker for our new home. We came to Sanjay at the very last moment after giving the token of a house we liked. We had already home loan with pre approved with higher interest rates with different bank. When we met Sanjay things changed for better, in our favour with the exact match of things we were looking for. It sounded too good to be true as the bank lenders gave different story while we went for approval. Sanjay kept the whole process transparent and kept giving updates on the progress of our loans and did everything for us to keep us in no hustle. We got our home loan with unconditional approval in 2 weeks time. All the too good to be true actually turned TRUE We are moving in tomorrow to our new home and Sanjay is the first person we would like to thank for keeping it professional, transparent and smooth process for us. He is highly recommended. Sanjay, your help is much appreciated. Thanks a lot

18 July 2021  


Just want to share a bit of our experience with Sanjay as a mortgage broker.As a first home buyer it is very nerve wrecking especially when u encounter some hiccups along the process.He was very thorough with his explanations even from the start. There were some circumstances when I would get frustrated with the process and with Sanjay though.Yes with Sanjay,I had some issues with him unable to respond in timely manner.I realised he is that kind of broker who does NOT sugar coat things just to make u feel better or just for u to hear what u want to hear.He is very factual but he can be very busy too. One time I have to go to the bank myself to get an update from them when it was taking too long for a decision and one of the employee said that Sanjay is definitely one of the great broker but he can get very busy as he has heaps heaps of clients.All I am saying is if he doesnt respond,yes maybe due to him being very busy or just plainly the bank does not have a respond for you.Sanjay does not like to talk to you without accurate information. He is very professional,well mannered and very patient with me and our case. It was unbelievably tideous process to a point the assessor questioned the ins and outs of our money on a specific time frame 1-2 years ago But he did fight for us,figuratively and literally in order for us to get our righful result. We got our land and now we are ready for the construction of our first home here in Australia. I may have some issues with his responsiveness but surely I have to give him his well deserved credit for being a great broker.

18 July 2021  


18 July 2021  


We can not recommend Sanjay enough From the moment we met Sanjay we just knew we were in great hands. Sanjays professionalism and expertise in this industry gave us our first step in the real estate market which had been quite difficult in the past with just the bank so we are sooo greatful and can not Thankyou enough It was all done with such ease and Sanjay was worked really hard to get us the best we could get We couldnt have asked for better Can definitely recommend using Sanjay and we will be for any future finances Thanks again Sanjay Mortgage Choice Parramatta

19 July 2020  


18 July 2020  


My experience with Sanjay was great. His approach was very professional yet very friendly. He helped me to get the right loan which suits my situation and in very short time. He had personally dealt with my application from beginning to the end which was very much assuring and reliable to be. Moreover, he was available via phone anytime including after hours He definitely deserves a very good recommendation.

18 July 2020  


Sanjay was just incredible. He helped us so much in understanding everything to do with buying our first home. A truly kind and lovely person to work with, always happy to help beyond business hours and answers all of your questions and gives you his time. We would definitely recommend him to everyone.

18 July 2020  


A thorough gentleman to work with. High quality service, contactable all the times. I have used Sanjay's services for my first home loan and he ensured process goes smooth. He is a patient listener will answer all your queires. He even suggested few areas I can look properties within my budget. He will do the right thing for you, will be available until the settlement date and even after. I'll use his servies again and will be happy to recommend his services to my friends

18 July 2020  


We had used Sanjay's services in getting our first home loan. He really helped us with guidance on the loan and also went the extra mile to help us evaluate houses as well in terms of values. Good service and a gentleman to work with.

18 July 2020  


Sanjay is very helpful and kind person. He is very knowledgeable and provided guidance to me. I would highly recommend him to everyone requiring guidance relating to mortgages and financial advice. Thanks Sanjay because of you I have become a proud owner of a property and you have helped me to achieve my dream.

19 July 2019  


Given Sanjay's immensely long and diverse background in Finance industry, he has accumulated massive expertise in the field of lending. We recently got our home loan done through him and I am very very happy to have chosen him. I highly recommend him. Sanjay is very trustworthy and honest person. Thanks again Sanjay Hope to work with you again in near future

19 July 2019  


Always helpful and nothing was too much trouble. Very caring and genuine person. Would highly recommend.

19 July 2019  


High quality service and a gentleman to work with. Pushed the extra yard to get things over the line. Will hope to use Sanjay in the future

19 July 2019  


Sanjay Singh is a very helpful person, I was not knowing abc about home loans and even property market in Sydney. He explained everything in depth and gave me lot of options available. He even does not hesitates, when i asked him with any simple or basic questions. And even looked after me, in whole process for settlement. As the solicitor which i hired was a slack in his job. He looks after his clients as a friend and not like a customer. Highly recommended.....

19 July 2019  


Highly recommended. We approached Sanjay without knowing where to start or how to get into the property market. Sanjay and Kena gave us the confidence and information to start looking for a property for our own. They both were available to help and support us during our property search and guided us through each step of buying our first home without any hassle.

19 July 2019  


I highly recommend Sanjay Singh of Mortgage Choice . He is very patient to understand the situation and explain the different options. He go beyond and recommend the different steps you need to take to get the property. best services.

19 July 2019  


Sanjay really went above and beyond for us. Fantastic service, expert knowledge and support. I have recommended him to friends and I will continue to do so Thanks Sanjay

19 July 2019  


Highly recommended , Sanjay is always calm under pressure and delivers results.

19 July 2018  


Dipping my toes into the challenging and frustrating Sydney house market for the first time, dealing with jargon I didn't understand and trying to maintain an air of self control would not have been possible without Sanjay and Kena. Sanjay was so calm, he explained the journey to me in words I understood and stood by my side guiding me throughout the whole process. He made himself available to me whenever I needed it, made sure he understood my complete circumstances and was able to secure a fantastic mortgage deal for me. Both Sanjay and Kena kept me updated on progress the whole way and I never felt alone.
Thank you both so much - I am delighted that I chose you guys to walk this road with me.

19 July 2018  


Very good experience with both Sanjay and Kena. Extremely helpful through out the whole process and even after that. Highly recommended.

19 July 2018  


LIFECHANGING. Searching Google has led us to the best broker in the neighbourhood. Ours was a complex case, and Sanjay and Kena took us on board. We are grateful to have been guided by genuinely helpful people like them. Thank you for your support

19 July 2018  


My partner and I were looking to buy our first home and we could'nt be happier with the service provided by Sanjay and Kena. The entire process was explained to us in detail and we were able to clarify anything we were unsure about.
Sanjay always proved to put in the effort to ensure he was giving us the best service possible even if it meant late calls or updates on our loan approval. He has a great work ethic and is professional yet he is friendly and easy to worth with.
Kena was also very helpful by following up and informing us about various stages of the process. We highly recommend Sanjay and Kena and we have let our family and friends know that they should go to them when needed.

19 July 2018  


We highly recommend Sanjay Singh of Mortgage Choice . Our each and every step of the planning and application of the home loan was handled by them extremely well. Our first meeting with Sanjay was an eye opener for us for buying a place of our own. Special mention to Kena also who has supported through this process. Excellent Service by the whole team.

19 July 2018  


Definitely the best in town service. Sanjay is very friendly and understanding broker, helped me to make an informed decision. Kena, his assistant was also marvelous in communication and follow up, keeping the pace throughout. Absolutely, would recommend their service to everyone

19 July 2018  


Sanjay was really helpful to get us a good loan package and supported us through out the whole process even in difficult situation from the pre approval to the settlement. Really happy to have him as our mortgage broker and will highly recommend him to our friends

19 July 2018  


Great experience from a professional team.

19 July 2018  



I happened to meet Sanjay on a Sunday afternoon when I was about to make a offer on a property the next day. I am glad I did that, as he told me a few things about banks and mortgage, that I would have not known had I not met him. The amount of deposit required to buy a property is quite different from what a selling agent tells us and I would recommend all to go through a mortgage broker before taking big decisions. Sanjay was patient in explaining the details, did several options for us and in the end led us to make a more informed decision. Sanjay built the trust in us and was hand holding us to buy our first Australian property. Being an immigrant into this country I had several reservations and questions on the entire process, Sanjay would always very patiently answer all our queries. We then got introduced to Kena, who is equally competent , professional and very assuring. My loan process went through several hiccups inspite of being a clean case - and I am thankful to both Sanjay and Kena who kept their efforts in the background and kept assuring me of the best outcome. Both Sanjay and Kena were available to us out of office hours on several occasions - which was comforting.
We finally bought our first property through them and are already discussing about our next with them.I would highly recommend their services.They know their stuff.

Mr Mayank
07 June 2018  



Any one looking to buy first home would expect Mortgage Broker to assist them and be with them through out the process. It's normal. But to find a broker like that, it's hard and that's my experience. Thanks to Sanjay as he was with us through the process, made it easy and simple doing the hard work in the background. Getting the loan approved by a broker it's not a big thing, but a broker supporting you through the process and carry the load on his shoulders working for client is commendable and I strongly recommend Sanjay for the above reason.

Mr. Ennam James
16 December 2017  



It was a great relief to have Mr Sanjay Singh at the time of my need of a home loan. He made the process easy doing all the hard work with utmost effort. He is a very approachable person, does not mind to answer questions and explains clearly all the pitfalls. I wish him success.

Dr Rusell
16 December 2017  



Thank you Sanjay. It was a smooth and easy transaction because of your assistance. We would highly recommend you to our friends and we look forward to future transaction with your office.

Mr. & Mrs. Montoya
16 December 2017  



We should have refinanced earlier if we had known that one appointment would save us thousands of dollars on our home loan every year!! Our broker, Sanjay Singh was on the ball right from the start, he got us the best rate possible and kept us informed the whole way through.

Thanks Mortgage Choice in Parramatta.

Mr. & Mrs. Alevras
16 December 2017  



Going through a difficult separation, Sanjay was able to assist in providing competitive market comparisons with lenders that had not only saved me thousands of dollars but was able to make this a smooth transition.
Sanjay provided exceptional service and was very helpful in all aspects of my loan.
Thank you Sanjay for supporting me through this period and I highly recommend Mortgage Choice Parramatta to anyone looking for a new home or to refinance.

Thank you for all your assistance it was greatly appreciated.

Ms. Singh
16 December 2017  



Completely calm, utterly polite and thorough. Sanjay you were so patient with us and had excellent communication throughout- we knew we were in the best hands. Many thanks for all your help.

Mr. & Mrs. Byrne
16 December 2017  



Sanjay Singh is a combination of professional broker and a friend. He has been like a friend and helped me out in every stage of buying a property. I had no experience about buying a property, as it is my first property. I don't have any family in Australia to seek advice but he has been like a friend and advising me in every stage. He doesn't get annoyed with your questions as I had alot of them.

The good thing was he was always available via phone or email, it is a very big decision for us and we could get him any time of the day, he even helped me when he was overseas on holiday (that's something you wont get with anyone else). He is CONCERNED, you are not just a customer for him.
I'll recommend him to everyone.

Mr Gilotra
16 December 2017  



It's been a few months since we have moved in and settled into our dream home. My partner and I would like to say thank you to Sanjay & Kena for their patience with our 1 million questions, you were both very patient with us and explained processes in an easy to understand manner at all times of the day. We will certainly be letting our friends know of your services. Thank you again.

Mr. McVean & Miss. Kuo
16 December 2017  


In this competitive and booming realestate field buying home for first time in Sydney without any much knowledge looks like unpredictable. In market there are ample of companies and brokers providing home loans who do provide the service, but there are few who stands throughout the process. I am lucky to meet Mr Sanjay Singh who was there during the process of buying the house and he stood as backbone to support me untill I purchased the home. There were so many ups and down during the processing period. In some situations I was almost going to lose the property...but Sanjay encouraged me and supported me to not to lose the hope and he made it easy all the way along.
We heartly thanks Mr. Sanjay for helping and guiding us in buying our first dream home. He made our dream of buying the property come true.
I recommend and encourage all my friends and others to meet Mr. Sanjay Singh for any home loan and banking services.
I wish him for his prosperous and bright futue.
With regards
Muneer Ahmed
Chester hill

19 July 2017  


It was amazing experience starting from first appointment till the property was settled. Sanjay was very honest and set the expectations and explained the whole process. He had good relationship with the banks which helped to get the approval quickly and with a better deal.
I will definitely recommend to my friends, I was very happy with Sanjay and Mortgage Choice with my mortgage.

19 July 2017  


Buying your first home with no previous experience in the property and financing market is a challenge. We were lucky to have contacted Sanjay for our financing options. Both Sanjay and Kena have been always helpful in answering our queries, following up with lenders and also in finding out the best deals in the market. We had some challenges in getting our finance approved by the lender because of our situation and the reputation of the builder, but Sanjay had been absolutely instrumental to find us the right alternatives on time and to provide us with the best deals possible. I liked their personal approach in dealing with clients and their level of patience in explaining things to the clients who are very new and lack experience in both buying and financing. Thank you Sanjay and Kena. I will always recommend you to my friends.

19 July 2017  


Sanjay was a great help during the process to buying our first home. He provided me with lots of information at different stages of the process, including on financing at the beginning, assisting on weekends while I was at open homes, and after contracts were exchanged right through to settlement.
It made my life easier having the assistance of Sanjay and Kena to answer all my questions, contact the lender and keep me up to date.

19 July 2017  


Could not be any happier with the service we received. Kena made the whole process simple and smooth and was patient with all of our questions being first home buyers. I would highly recommend Sanjay and Kena.

19 July 2017  


We first got in touch with Sanjay to help us refinance our home. He explained the process in details and helped us choose a mortgage loan refinancing deal that matched our needs. We were very happy with our refinancing and with this good experience, we sought Sanjay again to assist us in finding the best deal for our first investment property. Sanjay is always pleasant and patient with all our questions. Kena's effort is also appreciated. She provided quick email replies and regular update. They have both helped and assisted throughout the entire process. Thank you very much. We highly recommend you to our family and friends.

19 July 2017  


Sanjay Singh is a combination of professional broker and a friend. He has been like a friend and helped me out in every stage of buying a property. I had no experience about buying a property, as it is my first property. I dont have any family in Australia to seek advice but he has been like a friend and advising me in every stage. He doesn't get annoyed with your questions as I had alot of them.
The good thing was he was always available via phone or email, it is a very big decision for us and we could get him any time of the day, he even helped me when he was overseas on holiday that's something you wont get with anyone else. He is CONCERNED, you are not just a customer for him.
I'll recommend him to everyone.

19 July 2016  


I met Kim Narayan about 6 months ago when looking to finance my first investment property.
Finance not being my forte, I needed a broker who was an expert in their field who was proactive and who could explain, in simple terms, the pros as well as the cons, of borrowing to invest.
Kim really listened to what I had to say about the goals I had set myself for investing. While she pulled no punches, she said it could be done and she went about making it happen I am now on the brink of buying my first investment property, with hopefully, many more to come.
I would recommend Kim Narayan to anyone

20 July 2015  


Kim could not have done more to help us into our dream home. We made a few rushed decisions that could have led to losing a large amount of money. Kim went above and beyond to ensure that it didn't happen. She secured the home loan, so we can raise our two beautiful girls.
To this day we are in debt to her. If you need a loan, there is no need to look further than Kim from Mortgage Choice Parramatta.
Once a again, Thank you.

20 July 2014  


Thanks Kim. You are our home loan angel -

20 July 2014  


Kim has helped us for the past 5 months. We made an offer on a property and then had trouble securing finance because of a commercial component of the property. Kim went above and beyond with the lender and valuer to arrange the finance. Fortunately we missed out on that property due to a higher bidder but then we had our finance ready and Kim did all the hard work when we found a more perfect house. She kept us up to date. She was always happy to take a call for any questions or queries. I would highly recommend Kim to anyone looking for advice on mortgages. She was always honest, cheerful and helpful.

20 July 2014  


Hi Kim,
It has been great working with you on my 3 property deals so far. I hope there are many more to come.
You have proven to be experienced in obtaining investment loans. Your personal knowledge being an investor has challenged my thinking and I have been better off for it.
Make an appointment to sit with Kim. It will be worth your time.
Thanks again Kim.

20 July 2013  


Kim is brilliant at what she does- helping us find a loan suitable for our needs in a very short time frame. She is accountable for what she does and was always on the ball with advising us on different types of loan options and how we would maximise the most from our loan. We have gained incredible knowledge from what she has taught us and are forever thankful Would highly recommend her to all our family and friends.

20 July 2013  


Kim is absolutely fantastic to deal with a genuine down to earth person a true professional. My wife I will always highly recommend her services to our complete circle of friends, family acquaintances.

20 July 2013  


Kim has assisted my husband and I on 2 occasions and we could not be happier with the service she has provided. These days it is very rare to find someone who goes over and above the call of duty and as a mature aged couple we were nervous about any new financial decision we were making but Kim put our mind at ease and offered advice that made the whole process easy and stress free. Kim doesn't over promise and under deliver and she made us feel comfortable and in safe hands right from the start. That said, more important to us was that we trusted Kim. I couldn't recommend Kim highly enough.

20 July 2013  


I would like to express my sincere thanks to My Mortgage Choice Broker Kim Narayan. Her tireless assistance has helped me achieve the dream purchasing my first home.
There were many challenges faced during the process all the way through the application process right up until settlement in all it took 812 months for everything to finally go through. Kim was there for me the whole way through helping with every hurdle and set back. She went above and beyond what any other finance provider would have. Kim is a wonderful assest to the Mortgage Choice team and deserves commendation for her commitment to upholding the good name of the company. Thank You
Proud New Home Owner

20 July 2013  


When we decided to build our first home together, we had no idea where to start with organising our finances. We tried doing our own research to figure out what was the best home loan for our circumstance, but that was mind boggling to say the least So we decided to meet with Kim Narayan from Mortgage Choice, that was the best decision we ever made.
Kim's knowledge of the industry is extensive, she is very helpful and transparent through every stage, from the moment we met with Kim we felt at ease and comfortable. Kim listened to what we wanted and recommended products that suited our financial situation and future financial goals.
From our initial meeting with Kim all the way through to signing on the dotted line, Kim kept us up to date throughout the loan application process. We got the feeling that Kim really cares, we were not just a number. Even now having moved into our new home Kim still follows up with us to make sure everything is ok.
If you are looking for a stress free home loan process and want to deal with a professional and knowledgable broker than Kim is exactly what you are looking for.
I highly recommend Kim's services
Cameron Katie

20 July 2013  


Kim is more than a mortgage broker, she is a trusted advisor to us. She helped us restructure our loans to best suite our needs and kept us updated every step of the way. I would highly recommend Kim to anybody who is looking at borrowing or refinancing.

20 July 2013  


Kim was an absolute joy to work with. She made the process so easy to understand and got me the best deal with such little fuss. She was there every step of the way - even when on holidays I felt she was still there to contact - and even when things got a little hairy during the settlement period, she worked swiftly and effectively. I can't recommend Kim enough. Thank you

20 July 2012  

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