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Scott McCray

Scott McCray .. Mortgage Broker servicing Manly, Sydney & South Melbourne

Scott has a passion for property, a desire to simplify his clients’ lending experience, and more than 20 years’ experience as a Property Investor & Mortgage Broker.

His results-focused approach is based on developing long-term relationships with his clients. “It’s essential that clients receive a personalised mortgage broking service from a professional they trust,” he says.

Scott services Manly, Sydney and South Melbourne.
  • Call Us Mortgage Choice Fairlight
  • Office - 0411 280 650
  • Open Hours Mortgage Choice Fairlight
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment


With his dual skillsets in property investment and lending, Scott can guide you through the entire transaction, offering strategic advice aimed at driving sustainable wealth creation through property.

  • Home loans
  • Investment loans
  • Refinance loans
  • Renovation finance
  • Building / Construction loans
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • SMSF Loans
  • Car and asset finance
  • Latest Property Stats

Other areas I service

Scott specialises in working with all levels of property purchasers – from those entering the market right through to experienced investors. 

He provides a full mortgage broking service to clients all across Australia, and is available for meetings at a time  convenient to you. 

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Scott and maria were amazing, they really helped us get everything over the line providing good consulting and due diligence. I would highly recommend them!

10 November 2021  

Scott was extremely helpful and guided me through the entire process of purchasing my first home, something I found very daunting until I engaged his services. He was so patient and accommodating of my changing needs in a rapidly moving market.

20 June 2021  

Scott was diligent in his work and supported and updated us through out the process

25 May 2021  

Scott was always eager and ready to help and his advice was invaluable. His response to any emails we sent was super fast, which was especially important when making an offer on a property and assisting us through pre-approval and settlement.

26 December 2020  

Scott and Maria as always are super responsive and always keeping you informed despite the delays at the banks end. Highly recommended.

21 September 2020  

Scott went above and beyond in helping my partner and I with securing a loan. He spent a lot of time answering my countless questions.

13 May 2020  

Very happy with Scott and Smartline. Thank you

05 September 2019  

Really appreciated how hard scott worked for us to get our loan application sorted in a short space of time. He was always quick to reply (even on weekends) and kept us in the loop along the way. We really appreciated his service and would definitely recommend him to our friends

15 August 2018  

Very responsive service. Have already recommended to friends. Scott went above and beyond for us!

13 July 2018  

Scott has always been professional, efficient and reliable in all my dealings.

12 January 2018  

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