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Scott Wills


Average client rating
4.9/5 From 49 Reviews

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We've been referring our own clients to Scott for home loans for years now and every single client has been very happy with his service.
This time, we used Scott to refinance our own home loan and his service was outstanding. He is personable, knowledgable, thorough and enjoyable to work with. Great job to Scott and his team, they come highly recommended by us

30 April 2024  



I am very unhappy - my loan rate has ended up higher than the website advertised rate. I am now left to speak to Macquarie directly to resolve this. I am currently stuck on hold trying to resolve this issue with Macquarie. This is my first experience in many years dealing with a broker - hard to see the value add.

29 January 2023  


04 January 2023  


Scott is extremely hardworking and a real professional. He does what he says and he diligently stayed with me for over 12 months to make sure I get the right loan solution for purchase of my property. He kept me informed all along the way and went out of his way to help me. I will recommend Scott as the best loan broker / financial adviser to anyone, anytime

30 October 2022  


Scott was so efficient and cool, he got us everything we needed with a rate 2% lower then what we were currently on. We didn’t have a straight forward application as I had been on maternity leave for 2 years, but Scott did everything efficiently we couldn’t be happier and we will definitely be recommending Scott

28 August 2022  


Had floods & cut off, lost power-still he was able to get everything completed successfully, the outcome was above & beyond my expectations.
Many thanks Scotty.

18 July 2022  


We found Scott extremely professional, helpful and pleasant. Would recommend Scott to anyone in need of his services.

21 June 2022  


Scott was recommended by a friend and exceeded my ecxpectations throughout the whole loan process. He was always available night and day, and weekends to answer any questions I had. I wouldn't hesitate to recommend his services to anyone I know needing a Loan broker.

22 May 2022  


Scott was recommended by a friend and exceeded my ecxpectations throughout the whole loan process. He was always available night and day, and weekends to answer any questions I had. I wouldn't hesitate to recommend his services to anyone I know needing a Loan broker.

22 May 2022  


23 March 2022  


22 December 2021  


Scott Wills has been helping us for few years now. Scott is one of the most genuine professionals we had a privilege to meet in our lives. What can you expect when you engage Scott?
- establishing financial facts based on your situation
- presented with options to suit your needs now and reflection of those options into the future
- taking the stress off securing your mortgage through guidance and life long financial experience
- clear, fast and professional communication
- after sale customer service - it doesn't end with your mortgage approval with Scott
- nurturing proffesional relationship
If you want to find a professional who's always learning and genuinely care for where you are and where you want to be, Scott Wills will exceed your expectations every time. Scott's ability to remain calm during a very stressful time of securing the mortgage is like an anchor during the storm. We have recommended Scott to friends and will continue to use Scott as our financial broker into the future.

21 December 2021  


Scott does his job in a very professional manner, but the thing that sets him apart from all the rest is that he has an old school type of approach to things unlike any of the big banks you can talk to Scott one on one and feel like he wants to help. I have recommended Scott to a few of my friends and will keep on doing so. Thanks Scott

17 November 2021  


11 November 2021  


We can not highly recommend Scott wills enough. Through our whole experience for buying our first home, Scott made the process from start to finish incredibly easy for us.

20 July 2021  


08 July 2021  


Scott never gave up! We have a really strange financial set up, owning an investment property in New Zealand and earning our main income here in NSW, and Scott worked through options with several lenders and found a product that suits us well.

20 February 2021  


Great experience
Great service
Scott keeped me in formed every step of the way.
Would highly recommend smartline to my family and friends

16 February 2021  


Expert in what he was talking about and I’ll process was seamless and professional. Would definitely recommend Scott Wills to anyone as a mortgage broker.

13 October 2020  


We are very lucky we came across Scott! Right from the start we felt comfortable and it stayed that way through the entire process,easy to deal with and gave us all the information along with recommendations,
We would recommended Scott to everyone!

02 October 2020  


10 September 2020  


I have utilised Scott Wills services twice in the past 8 months.The service and communication is excellent and nothing is a problem. I felt really supported throughout both transactions right up until and after settlement.

01 June 2020  


Great service, Scott went out of his way to secure this loan . I’m not a man with many words . But overall awesome.

01 March 2020  


Scott went above and beyond for us the only downside is the way Anz bank dealt with everything but we got there thanks rob Kearines

19 September 2019  


Scott did a great job and it wasn't an easy refinance so his help was crucial. He is calm and unflappable and immediately gets stuck in when an issue arises, and heading off problems before they could become a drama. He's one of the best people I've ever worked with.

25 June 2019  


There are 3 things that Scott did very well~
1. he cared - every time we spoke i felt that Scott genuinely cares.
2. he helped - I learned a lot from Scott and he was willing to share what he knows.
3. he built trust along the way -by doing all these small steps.

15 November 2018  


30 August 2018  


When we first spoke to Scott we were in dire straits and needed help - Scott went that extra mile for us and help us

30 May 2018  


We went to scott for advice on what the best options where for our situation and he made it very easy for us to move our moorage with our previous lender over smart line. Scott took the time to understand our needs and i will not hesitate to recommend Scott to anyone looking for a professional mortgage broker.

28 November 2017  


This is the third time I have used Smartline, I always use smartline due to how easy and quick the process is. The flexibility of Scott Wills my broker makes the whole process easy for me due to I am a shift worker so he is happy to take calls or come to me when it suits me. I have recommended smartline to many friends and family and for these reason I will continue to do so.

10 October 2017  


Scott has been amazing right through the process
Listened to our needs and filled every single one of them.
We have been trying for 2 years to finish off our home and add the finishing touches with our pool and thanks to Scott the kids will be swimming just in time for summer and our house will be ready for entertaining xxx

31 July 2017  


10 April 2017  


12 February 2017  


21 December 2016  


03 November 2016  


Scott was a great help from the start. He was able to describe a number of loan options in simple terms and advise me on the best loan. During the loan approval process Scott always kept me informed and ensured the whole process was smooth. Why would you go anywhere else?

22 September 2016  


The service & information we received from our advisor Scott Wills was faultless & settlement took place exactly as promised , we then received our welcome pack & within a few days the PIN to activate , our experience with Smartline has been fantastic by all involved & I would have no hesitation recommending Smartline to family ,friends or work colleagues .

03 August 2016  


I would like to thank Scott for his ongoing hard work and support with my home loan,
Scott still keeps me informed with current changes in the market, I think this a fantastic.
Many Thanks Scott.

29 July 2016  


Scott Wills was very professional and friendly.
The service was top notch & I would recommend Smart Line especially Scott Wills to anyone .

29 June 2016  


25 June 2016  


Scott Wills was my advisor and was friedly and helpful

25 May 2016  


Provided a no fuss service. Very fast turn around.

20 February 2016  


Liked the no fuss process & fast process. Great service

20 February 2016  


25 August 2015  


02 August 2015  


Scott Wills at smart line made our purchase the easiest transaction we have ever had. I have and will strongly advise friends and family to use his business and I hope to use his business again thanks

15 July 2015  


19 June 2015  


19 June 2015  


13 November 2014  

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