Refinancing | Mortgage Broker Queanbeyan and Greenleigh
Is your home loan still competitive? Your home loan is not something you can simple 'set and forget'. If it has been a while since you review your loan, chances are you could be paying more than you should. Worse still, your home loan may no longer reflect your current needs and goals. I can help!
Our Home Loan Health Check
As a general rule of thumb, it is a good idea to review your home loan every year. But as we know, comparing thousands of home loans can be overwhelming and time-consuming. Your local Queanbeyan Mortgage Broker is here to help!
As part of our free Home Loan Health Check, I will compare your current loan with others on the market to see if the loan terms and interest rate you currently have are still competitive. I look for lower interest rates, better features or even a cashback offer.
- I do the shopping around for you, negotitating with your current lender and other lenders to see who will give you the most competitive and suitable offer.
- I take you through any fees associated with switching your loan. These fees are set by the lenders and we need to ensure the fees don't outweigh the savings.
- If you're happy to go ahead, I will organise the entire refinance so you can just enjoy the peace of mind knowing your home loan is still the right one.
When is the right time to refinance?
In an unpreditable market with inflation and climbing interest rates, it's vital that you also review your home loan. It's especially important if you are coming to the end of a fixed-rate term, after which your interest rate will revert the default rate set by th lender. If your focus is on investment, refinancing can also be a great way to access equity. Chat to me about your refinancing needs!
I'm here to help - your local Queanbeyan Mortgage Broker
I can help you review your loan and see if there's a better deal available. As your local mobile broker in Queanbeyan, Greenleigh, Hume and across ACT/NSW, I can come to you! I can help customers in English, Nepali and Hindi.
Contact Shiva Basyal, your local Queanbeyan Mortgage Choice Broker! Call 0433 883 225 or click below to request a call back.
Call: 0433 883 225 Request a call from Shiva
