Stuart Pullar
Mortgage Broker in Ashgrove | Home Loan & Financial Planning Experts
The home lending team at Mortgage Choice in Ashgrove can help you find the home loan, car loan or other finance that best meets your needs.
Save time, get advice and book your free no-obligation appointment with us today.
Save time, get advice and book your free no-obligation appointment with us today.
Ashgrove
5.0
- Call Us Mortgage Choice Ashgrove
- Mobile - 0414 408 535
- Office - 07 3463 0500
- Fax - 07 3463 0509
- Open Hours Mortgage Choice Ashgrove
- Monday - Friday: 9:00am - 5:00pm
After hours by appointment - Free Appointment
Address
Unit 3, 229 Waterworks Road ASHGROVE, QLD 4060
Latest home loan interest rates
Starting from
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p.a.Comparison rate
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p.a.Mortgage Choice Ashgrove Utilising all our professional and finance experience, we focus on providing the best possible services for our clients in Ashgrove, Bardon, The Gap, the Brisbane CBD and other surrounding areas.
We take the hassle out of finding the right loan
Our job is all about financial problem solving; We have access to over 20 different lenders, including the big 4 banks. Using our knowledge and expertise we will find the right loan to meet your needs at NO COST to you.
Check out our Google reviews, Facebook reviews, and our Web Site reviews.
Our service is what set's us apart!
Stress-Free Service
We do the hard work for you and find the most suitable solution to meet your needs.
Call us today on 0414 408 535 or book online using the "Book an Appointment" button above.
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What we can do for you
Home Loans
Investment Loans
Refinancing
Personal Loans
Car Loans
Equipment Finance and Loans
Commercial Finance
Debt Consolidation
The right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
Client reviews
Gary did an amazing job as my mortgage broker. Nothing was ever too hard for him despite my many requests. He responded quickly in every instance and he advised me well on the matters relating to my home loan. I would absolutely recommend Gary to anyone.
Helen Smith
27 July 2022
I first spoke to Gary after being declined by another bank lender. I am a single mum working part time and it wasn't until after I was declined that I was told I didn't meet the banks lending policy as not of all of the income I receive could be used for serviceability.
Gary was positive and gave me hope that buying a home would happen for me. I got in touch when I was ready to apply again and the se... read moreMel Eade
27 July 2022
My wife and I couldn't ask for a better mortgage broker to help us through our property finance. Gary and Matt were always prompt and happy to explain any of the details. They navigated a complex settlement and made sure that the purchase went through smoothly.
We 100 will be continuing to use their services in our next refinance.Mark Cracknell
09 June 2022
Gary and Matthew were great help sorting through the paperwork, and getting our loan sorted with minimal fuss from our side.
Reilly Coughlin
24 May 2022
After dealing with Gary in a profession context, I am beyond impressed with his attention to detail and prompt response time.
Kyra
24 May 2022
I am a first time home buyer, and was depending on the FHG for single parents. I knew nothing about how to go about buying my first home and securing finance in Australia. And of concerns was my age, Im over 50. I researched and approached 3 mortgage brokers to assist. One said they do not have capacity, the other just never made contact with me after I completed their online form for an agent to cal... read more
Eunice Pietersen
22 February 2022
Gary and Matthew were both excellent in navigating our mortgage refinance. Very punctual with updates and ensuring we were getting the best interest rate. Would highly recommend the team.
Rachael Baker
22 February 2022
Buying my first home was a stressful and overwhelming experience but the team at Mortgage Choice Ashgrove were absolutely amazing with explaining each step in depth Their communication was prompt, professional and thorough from my initial enquiry to after settlement. Gemma was always only a phone call away to answer all 100 of my questions and was always so lovely If I were to purchase another property in the future I would not hesitate to call Stuart and the team from Mortgage Choice Ashgrove
Eilish-Rose Davie
23 December 2021
Stuart and his team have backed us through our long journey of refinancing and building a whole new dwelling on out existing property.
There were so many ups and downs and he never not once gave up on us. We are now about to start our build and it's all thanks to Stuart and his wonderful team.
Thank you so muchCaitlin Kuhnemann
22 November 2021
Stuart from Mortgage choice was recommended to me by a friend and did not disappoint. He was extremely helpful with the process of finding me the right home loan and answered all my questions and queries in a prompt and easy to understand manner.
Michelle
22 November 2021
Stuart's help I was able to secure a great value loan on the property of my dreams. His expert knowledge of the finance industry meant he was able to overcome potential problems to find the best mortgage for me, quickly and easily too.
Belinda Davis, Wilston, QLD
- Upgrader
I would like to take this opportunity to thank you for the wonderful support and job you have done for us during our mortgage search. Stuart, you were more than helpful in answering all our questions even when they weren't part of your role. You were always quick to respond and call back and were always happy to help and most importantly, honest. We will definitely be referring you to any friends/family/colleagues that require your service.
Brad and Jade Carver, Rosewood, QLD
- First Home Buyer
We are extremely lucky to have found you. Thanks a million and all the best.
Bruce and Heather Ward, Alderley, QLD
- Refinancer
We just wanted to say thank you so much for giving up your Saturday afternoon to help us understand mortgages and lenders much better.
I feel that my many hours of research have paid off. Your advice and help today has made me feel confident that I was on the right track with my understanding of how things work!
We began our search in October 2011 but today is the first time I have felt excited about buying a property. Up to now it has been a chore, so thank you - you have definitely met your goal and made this process fun.Jodie Shubert, The Gap, QLD
- First Home Buyer
I can't think of anything you could improve. I was really happy with everything from beginning to end.
Che Stapleton, Enoggera, QLD
- Refinancer
We are so happy with the service we will be recommending you to everyone. Thanks Again.
Kerry James and Andrew Lee, Red Hill, QLD
- Upgrader
Stuart was professional and very helpful, always following up quickly with any enquiries. Would use the service again for sure.
Stephen and Ros Ward, Oxley, QLD
- Upgrader
What can you improve on? Nothing. If it ain't broke, don't fix it!
Shaun Burke, Newstead, QLD
- Upgrader
Great service - Stuart went above and beyond, helping us choose the right loan and answering all our questions. Highly recommend.
Adam and Jenifer Golebiowski, The Gap, QLD
- First Home Buyer
Service was excellent throughout the entire process, right from the initial contact. The ongoing feedback and assistance was far and above what we expected and made the entire process of obtaining a loan for investing a very simple exercise. We were especially pleased at the full explanation of all options in plain English and having very detailed plans presented to us.
Don Noble, Parkwood, QLD
- Property Investor
Great service and got us a great mortgage deal, I can't believe why anyone would bother going to the banks themselves.
Son and Michele , Albion, QLD
- Upgrader
I was a little apprehensive - but I really didn't have sufficient time to shop around myself. The service was so good that using your brokerage service will now be my first port of call. It just saved so much time and I got a better deal than I could have arranged myself.
Tracey and Anthony, Brisbane , QLD
- Property Investor
Great - made it so easy. Better than any solicitor advice and guidance.
Joanne Lindsay, Keperra, QLD
- Refinancer
The service we were provided was exceptional. We were guided through the process and where we had questions, concerns they were immediately answered. The advice we were given help guide us through our property purchase.
Tim and Rachel, Mount Gravatt, QLD
- Upgrader
Very quick response, friendly and great customer care. I am thankful to Stuart Puller and his team from Ashgrove for their great support throughout my loan journey. I appreciate their ongoing support.
Best thing was they made my decision making easy.
Great team. I would use Mortgage choice Ashgrove again. I am more than happy to refer to friends and family.Mohan and Divya, Springwood, QLD
- Property Investor
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Need help with your next home purchase?
Talk to a brokerExtra Information
Home Buyer Concession Scheme
From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.
To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.
Click here for more information on the ACT First home Owner Grant.
Stamp duty concessions in NSW
From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.
Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000
How much is the First Home Owners Grant NSW?
The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.
If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.
Click here for more information on the NSW First Home Owner Grant.
How much is the First Home Owners Grant in the NT?
The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.
As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.
Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.
Click here for more information on the NT First home Owner Grant.
How much is the First Home Owners Grant QLD?
As a first home buyer in Queensland you could be entitled to the $15,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.
As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.
Stamp duty concessions
If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $400,000 or less for your block. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.
Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.
Click here for more information on the QLD First home Owner Grant.
How much is the First Home Owners Grant SA?
There are currently no specific stamp duty concessions available for first home buyers in SA.
The $15,000 FHOG in South Australia is only available to first home owners who buy or build a brand new home. You can choose from a house, apartment, townhouse or villa, but you will only be able to claim the FHOG SA if you pay below $575,000 for your home.
You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.
Click here for more information on the SA First home Owner Grant.
Stamp duty concessions in TAS
If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at
$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).
How much is the First Home Owners Grant TAS?
The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.
Click here for more information on the TAS First home Owner Grant.
Stamp duty concessions in VIC
First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.
How much is the First Home Owners Grant VIC?
The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.
Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.
Click here for more information on the VIC First home Owner Grant.
Stamp duty concessions in WA
If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.
If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.
How much is the First Home Owners Grant WA?
The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.
If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.
If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.
The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.
Click here for more information on the WA First home Owner Grant.
State / Territorial Revenue Web Sites
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