Your first home | Mortgage Broker Burwood
You have some money saved and you're ready to start looking into buying your first home. Congrats! It's exciting, but daunting. With the help of the Mortgage Broker Burwood team, you can find a great first home loan to fit your property.
How can a mortgage broker help?
The mortgage broking service is free in Australia - to help Australians access transparent home loan advice. After all, you're investing hundreds of thousands of hard earned money into your property. So how can we help you?
- We explain the process and costs: our team can explain all the steps involved in buying a home and give you a realistic idea of what you can borrow.
- We do all the research for you: it's a big ask to expect first home buyers to find a great home loan off the back of their own research. It could takes you hours online or on the phone. Mortgage brokers do all the research for you. We know what to look for and how to match a home loan to your needs.
- We help you apply for incentives: there are plenty of grants and incentives available to first home buyers to ease your financial transition into being a property owner. We will let you know what you're eligible for, and help with the paperwork.
- We do our application for you: that's right - we will complete the application for you and package it up in a way that gives you the best chance of approval. We follow your application all the way through to settlement with your lender.
- We help you get pre-approval: which is like a conditional green light on your loan. It means your lender has reviewed your application and said yes - which gives you a maximum spending limit, and the upper hand during negotiations.
Basically, our team will support you all the way to your first home. Even if you're not ready to apply for pre-approval yet, we will put a plan in place to get you there.
Need a guarantor loan?
Saving a decent deposit for your first home can be hard. Did you know your parents could help you, by becoming your guarantor? This could get you into your first home faster and avoid paying Lenders Mortgage Insurance (LMI) fees.
A guarantor on a mortgage is the person who provides the additional security for your home loan. Most lenders prefer the guarantor to be a close relative – usually a parent, grandparent or siblings. But there's plenty to weigh up before they become a guarantor or you accept their help. We'll talk you through the process, benefits and things to consider.
Download our e-guide on guarantors
Get in touch with us
Choose a Mortgage Choice broker who has your best interests at heart, not the lender's. Aaron and the team are committed to finding you a great first home loan. Our team can help you in Mandarin, Cantonese & English.
我们可以用英语、粤语和普通话为您提供帮助。
