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Adam Cullen

Mortgage Broker Darwin, Palmerston, and Northern Suburbs

Adam Cullen is your mortgage broker in the Darwin region, including Palmerston and the Northern Suburbs - talk with him today to start your home loan journey.
  • Call Us Mortgage Choice Darwin
  • Office - 0493 964 328
  • Open Hours Mortgage Choice Darwin
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Office 407, Level 4, 66 Smith Street DARWIN, NT 0800
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Start your home loan journey today

Mortgage broker Darwin, Palmerston, and the Northern Suburbs region

Adam Cullen, your mortgage broker in the Darwin area, is passionate about financial education and making sure you get the very best home loan you can. He knows that the home loan process can be overwhelming, and takes pride in helping his clients navigate their options and supporting them through these life milestones. With Adam as your mortgage broker, your journey to homeownership will be as smooth as possible, because he takes the time to understand your unique needs and goals.

Having lived in Darwin for over 30 years, Adam knows the area like the back of his hand and can assist you in your home search with helpful tips and advice. Adam is also heavily involved in the local motorsports community and has won numerous awards for both competition and volunteering, as well as holding several committee roles with the North Australian Motor Sports Club (NAMSC) over the years. In his spare time, Adam loves to explore local markets and cafes around Darwin and Mindil Beach with his wife.

Top home-buying tips

When you’re buying a home, no matter whether it’s your first home or your tenth, it’s important to consider whether the home is right for your needs and situation, as well as thinking logically about whether it is a prudent purchase. Remember to look out for issues that may be costly to fix in the future, like tilting floors, drainage issues, and structural damage. It can be easy to become emotionally attached to a home, especially if you are looking for your first home, but it’s more prudent to leave emotions out of such a huge decision.

You will also need an amazing home loan to go with your new purchase - and that’s where Adam comes in. The best loan for you might not necessarily just have the lowest interest rate! Adam will also evaluate the structure, fees, and features of many different loans to make sure that you are getting the right solution. He will leave no stone unturned finding your loan, so you can move forward in your home-buying journey with confidence. Talk to Adam today if you are thinking about buying a home, and experience the difference with a broker who cares about you.

Contact Adam Cullen to discuss your home loan in Darwin

We can also help you with

Personal and car loans

Adam’s expertise extends to more than just your home loan queries. He can also secure you a stellar personal loan and amazing car financing. He will evaluate your financial situation, work with you to find the right solution for you, and take care of all the application paperwork - you won’t have to lift a finger! Whether you’re searching for a new car or planning another large purchase, Adam is here to help everything run smoothly. 

Talk to Adam today

How much deposit do I need?

When your deposit is less than 20% of the purchase price, you will generally need to pay Lenders Mortgage Insurance (LMI); however, there are several methods of avoiding this cost, such as using a guarantor. When you work with Adam as your Mortgage Choice broker in Darwin, he will talk you through every option for your unique circumstances, and advise you on how to best prepare yourself to buy a home.

Fixed vs variable loans

When selecting a home loan, you will need to choose between a fixed and variable rate structure. Both of these loan types have their advantages and disadvantages, which Adam will explain to you and help you evaluate. Ultimately, the choice will depend on your preferences and lifestyle - if you prefer the stability of set repayment amounts, then a fixed rate may be ideal, while variable rates give you more account flexibility. 

Contact Adam Cullen on 0493 964 328 to start making your home ownership dreams a reality

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

Download now


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