Refinancing your loan | Mortgage Broker Blacktown, Box Hill NSW & Rouse Hill
Refinancing can be a great way to make sure that your home loan is still the right one for you. It's important to check regularly that your loan is still competitive and structured correctly for your life. It could save you thousands (or years) off your home loan. Here's how the Mortgage Choice team in Box Hill & Blacktown can help.
Navigating the refinancing process can be tricky - which is why it's important to have the right team by your side. It's important to weigh up the pros and cons of refinancing to make sure that it is still going to leave you better off in the long run.
Refinancing with Mortgage Choice in Box Hill NSW & Blacktown
We have a number of steps we follow when reviewing and refinancing your loan. It matters to us that you find the most competitive deal available to you, which is why we take our time to make sure we've looked at all available options.
Step 1: We ask your current lender for a discount
A very important step in the process is to approach your current lender. We want to see what rate discounts or cashback deals they might offer you to stay. Most lenders don't offer the same deals to existing customers as they do to new customers, and we want to push them to give you the best deal available.
Step 2: Free Home Loan Health Check
This is the comparison part of the process. With our Home Loan Health Check, we compare your current home loan to other loans available on the market to see if we can find you a better deal from 30+ lenders. We look for things like a lower interest rate, cashback deal or better features. If your current lender doesn't offer a good option to stay, we'll see if we can find you a new lender and home loan product.
Step 3: We arrange the refinance for you
If we can find you more competitive options than your current loan and lender, our Mortgage Choice team in Box Hill & Blacktown will take you through the pros and cons of moving. We cover any fees the lender might impose to exit your home loan early, and if that makes sense in the long run. If you decide to go ahead, we will organise the refinance for you, including all the paperwork.
When is the right time to refinance?
If you haven’t had your home loan reviewed in the last two years or you're approaching the end of your fixed rate period, you should reach out to us and discuss your options.
- Have you checked your home loan in the last two years?
- Are you coming to the end of a fixed rate period?
- Has your financial situation changed?
- Do you want to access your equity for investment or renovation?
Contact your local Mortgage Choice Blacktown & Box Hill NSW team
Our team in Box Hill NSW & Blacktown has the expertise and experience to make the refinancing process easier than ever. As mobile brokers, we can come to you! We service the areas of Box Hill NSW , Gables, Rouse Hill , Blacktown, Schofields, Riverstone and surrounds.
Contact Andrea Lord and her Mortgage Choice team on 0488 701 300 or book an appointment below.
Call 0488 701 300 Book an Appointment
Is it time to refinance?
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
