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Ben Phillips

Award winning Mortgage Brokers

Ben Phillips and the team at Mortgage Choice Mackay are award-winning Mortgage Brokers that can help with home loans, car or personal loans, business lending, financial advice and more.

Save time, get advice and book your free, no-obligation, appointment with us today.
  • Call Us Mortgage Choice Mackay
  • Office - 07 4953 2799
  • Open Hours Mortgage Choice Mackay
  • Monday 8:30am -5:00pm
    Tuesday 8:30am -5:00pm
    Wednesday 8:30am -5:00pm
    Thursday 8:30am -5:00pm
    Friday 8:30am -5:00pm

    After Hours and Saturday Appointments available by Appointment
  • Free Appointment

73 Wood Street MACKAY, QLD 4740
Centrally located - 73 Wood Street Mackay 
As your local Mortgage Choice brokers servicing the Mackay and Whitsunday region, we can save you time, hassle and possibly money by helping you find the finance solutions for your lifestyle. 

We believe that every Australian has the right to home loan and financial advice they can trust and afford. Everyone’s circumstances are different and we focus on getting you the right outcomes for you so you can get on with leading a rich and rewarding life, knowing you are in control of your finances.

Ben Phillips and his award winning team at Mortgage Choice Wood Street Mackay, have been your local Mortgage Brokers for over 15 years and are experts at helping home buyers achieve their dreams.

With access to over 20 of Australia's leading banks and lenders, Phillips Mortgage Choice in Mackay can compare hundreds of products to help you find a home loan that's right for you. They offer professional home loan advice for a wide range of requirements, including:

  • First home buyer finance 
  • Next home finance 
  • Property investment loans 
  • Home loan refinancing
  • Debt consolidation
  • Fixed, variable and interest only home loan packages 
  • Commercial finance 
  • Personal and car loans 
  • Equipment finance and leasing 
  • Life and income protection insurance 
  • Wealth and finance advisory service 

Know the feeling of having the right home loan for you! Call us to book your obligation free appointment or simply submit your details and we will contact you as soon as possible. We look forward to working with you! 

Office Hours:

Monday: 8:30am - 5:00pm

Tuesday: 8:30am – 5:00pm

Wednesday: 8:30am - 5:00pm

Thursday: 8:30am - 5:00pm

Friday: 8:30am - 5:00pm

We can arrange to meet outside business hours at your request. 



The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

We have worked with the Mortgage Choice Team twice now. Most recently we refinanced a loan I honestly cannot fault the service. Justin Grace went above beyond to get the best result for us. They were patient persistent, guiding us through the requirements to ensure a really positive outcome. They kept us up to date with the progress of the application were quite simply a dream team to work with. I will have no hesitations engaging them again when required. Highly recommended

21 October 2023  

The team at Mortgage Choice are so amazing, they will confidently guide you through the process of a loan with ease. The professional standards Ben and the team have are outstanding. The right choice is with Mortgage Choice.

13 October 2023  

Awsome service on the ball with keeping us up to date with our application progress. I would use Justin Shoer as my broker in the future.

07 November 2022  

Ben our broker is very knowledgeable, quick with numbers and doesnt beat around the bush
Kate - was so helpful and understanding getting our paperwork sorted

20 September 2022  

Second time dealing with Mortgagechoice Mackay and exceeded my expectations again. Wonderful people to deal with and cant recommend them enough. Thankyou.

04 July 2022  


We cannot thank Tiffany and Fiona enough. This is the second time they have helped us with a home loan. Even though we live and purchased in Cairns they made the process so easy and quick.

We built our first home and now have bought a renovator's dream. We can’t wait to start this new Journey and can't thank the team enough. We highly recommend Tiffany and Fiona to anyone looking for home loan advice.

J & C. Vitols
17 August 2021  


Your professionalism, knowledge, customer service is second to none and your teamwork is awesome!
Nothing seemed to be an issue for the both of you and we would really like to thank-you for your wonderful customer service. You always kept us in the loop and up to date. Thank-you both once again in helping us make a dream a reality!

T. Hobley & J. Burridge
17 August 2021  

Ben and Brigette were amazing and went above and beyond to help us purchase our dream home .
Thank you so much

18 July 2021  

Tiffany explained everything in an easy to understand way. Having banking terminology broken right down for us was very important and Tiffany is great at it. We walked away confident we understood what was happening with our loans. Happy to recommend her and give 5 stars Special shout out to Fiona for reassuring us through the process.

18 July 2021  

Tiffany is a unique mortgage broker...she personally gets to know her customer's individual circumstances and her communication and knowledge is second to none. When she says she will contact or follow up things, she does so 100. Just refreshing to take the heat and stress out of sorting through the minefield of mortgages. Thanks is not enough...

18 July 2021  

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