Refinancing | Mortgage Broker in Klemzig, Windsor Gardens & Prospect

Chances are, your life isn't the same as when you first settled your home loan. The market certaintly isn't! It's important to review and update your home loan regularly, so you can take advantage of lower rates, better features or even access equity. As your local Mortgage Broker in Klemzig, I can help review and refinance your home loan to a more competitive deal. 

Why do people refinance? 

• To save money: This is the most common reason people refinance! You can save money by accessing a lower interest rate or better features. This can help you free up cash-flow or even pay off your home loan faster.
• To access equity: If you have been paying off your home loan for a few years, you likely have a good portion of equity to use towards funding an investment property or a renovation. Refinancing can help you access available equity you have to use.
• To secure a new fixed rate: If you're coming to the end of a fixed rate term it is vital that you don't let your rate simply roll over to the standard variable rate set by your bank. Let's review your options for the next part of your home loan.
• To consolidate debt: Refinancing to consolidate smaller debts into your home loan is a great way to take control of your finances and get your debts (like a car loan, personal loan or credit card debt) paid off quickly.
• To take advantage of lender competition: The competitive between the lenders is fierce and just like with any other supplier, we need to make sure that your lender is giving you the best deal they can offer. Let me negotiate on your behalf and see what other lenders will offer you.

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Your home loan expert in Klemzig

Like with any supplier, it's important to review your home loan lender regularly and what they are charging you. Is it still competitive? Let me review your options.

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Our Refinancing Process

Step 1: We review your goals

It's important to know where you're at with your finances and what you want from your home loan. Do you want to save money, free up cash-flow, access equity or consolidate debt? We'll talk through your goals and go from there.

Step 2: We review your options

There's power in choice and at Mortgage Choice, we have over 35 lenders on our panel, including some lenders you may not be aware of. I compare your current loan to what's competitive in the market right now to see if I can find you a lower rate or a cashback deal.

Step 3: We make a decision

I meet with you to talk you through my advice and recommendations. We will look at the cost of refinancing, what it could save you and your overall financial strategy. We will weigh the pros and cons of each options, so you can make an informed decision.

Step 4: We get your refinanced

If you give me the green light to go ahead, I will then put together a strong application for the new lender and organise the discharge from your current lender. I'll act on your behalf, do all the legwork and keep you updated along the way.

 

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Let's explore your refinancing options

As your local Mortgage Choice Broker, I'm here to help you explore your refinancing options and provide clear advice on what is best suited to you.

I can chat with you by phone, video or in-person across Klemzig, Windsor Gardens, Prospect and wider Adelaide. I offer my services in both English and Serbian.

Get in touch with me on 0472 558 141 or click below to request a call back from me.

Call: 0472 558 141  Book an appointment