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Brad Kirby

Refinancing your loan | Mortgage Broker Frankston

As the interest rates are on the rise, many people are asking us about refinancing. The truth is, if you've had your home loan for more than two years, refinancing is a great way to make sure your home loan is still right for you, and has a great interest rate. 

A lower interest rate is on everyone's minds right now, as people try and insulate themselves against further market rises. But there are many other great reasons to refinance, like:

  • Securing a lower interest rate or better features;
  • Switching from a fixed to a variable interest rate (or vice versa);
  • Changing lenders if you don't like your current lender;
  • Consolidating your debt into one low rate home loan;
  • Accessing equity to invest or renovate;
  • and much more!

Our Home Loan Calculators

When is the right time to refinance?

When is the right time to refinance and how often should you be reviewing your loan? It's an important question to ask yourself, especially when you want to check you're not paying too much. Check out our video below to find out.

Start with a free Home Loan Health Check

Not sure where to start? Mortgage Choice Frankston offer a free Home Loan health Check to see if there is a better deal available for you. We have thousands of home loans and over 30 lenders to compare your current home loan to. We look for lower interest rates, better features or cashback deals. 

To book your free Home Loan Health Check, call Brad Kirby on 0499 999 956 or book an appointment below.

Book an appointment  Refinance Quick Quote

We service the areas of Frankston, Patterson Lakes, Seaford, Frankston North, Frankston South, Tooradin,  Carrum Downs, Langwarrin, Lydhurst, Cranbourne, Pearcedale, Skye & across Victoria.

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contact-us-broker-1Smoother experience as they have all your information.

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