Home Loans | Mortgage Brokers in Eltham, Greensborough & Doncaster
Home loan advice from our local Mortgage Broker team in Eltham
The Mortgage Broker Eltham team know how important it is to get the right home loan for your purchase. Our free home loan service can save you time and money, while our years of experience will ensure that the home loan product we recommend matches your budget and new property.
Our promise to you:
- We figure out what you need from your home loan including the structure of the home loan, features and type of lender.
- We do all the research and negotiation from our panel of over 35 lenders to find you a great 'home loan' fit.
- Our Mortgage Broker Eltham team puts together your home loan application supported by all the right documents, and answer any questions the bank has.
- We follow your home loan all the way through to settlement! Our Mortgage Broker Eltham and Greensborough team will even remind you when it's time to review your home loan and see if we can save money.
Our service is free
As a Mortgage Broker in Australia, our home loan service is free of charge. It means you have access to the expertise and knowledge our home loan team has built over years - without having to worry about the cost. We think it levels the playing field and gives you the best chance at a great outcome on your home loan.
What our home loan clients say
"Using Mortgage Choice to find a loan that would suit our needs was an easy, stress free process. Dwayne and Sharon were both a pleasure to work with - attentive, clear with directions and advice, and prompt to communicate with us. Our application was processed quickly and efficiently. We would thoroughly recommend using their service." [Susan, Greensborough]
Your home loan experts in Eltham
As part of our free home loan service, our Eltham Mortgage Broker team uses our years of experience to recommend a home loan product that matches your budget and your new property.
Home loan FAQs
- Step 1: Initial appointment with us! As your home loan experts in Eltham, we'll discuss your financial situation, needs and goals.
- Step 2: Provide documents. Submitting these documents will allow us to conduct a bit of preliminary assessment on exactly how much you can borrow, what your repayments might be and what lenders will suit.
- Step 3: Research. Our Mortgage Broker Eltham team will then do some research into which of our 35+ lenders suits you and what great loan options they have. Our Morgage Broker Eltham team put together a shortlist and you can make a choice on which one you feel is right for you.
- Step 4: Conditional approval. The lender will provide conditional approval while they organise a property valuation and a credit check.
- Step 5: Unconditional approval. This is when the lender gives you formal acknoledgement that your home loan application has been approved - yay!
- Step 6: Complete loan documents. Your loan documents will be sent by your lender. Once they arrive, we'll organise a time to help you complete them.
- Step 7: Loan settlement. Your conveyancer/solicitor will organise a settlement date directly with the lender, according to the contract settlement date. We can help you source a great conveyancer if you need one!
- Step 8: Complete! Our home loan service doesn't end once your home loan is completed. Our experienced home loan team in Eltham and Greensborough will remind you when it's time to review your loan.
- Stamp duty (you can avoid this or have it discounted if you are a first home buyer)
- Property transfer fee
- Mortgage registration fee
- Lenders Mortgage Insurance if you are borrowing more than 80% of the value of the property
- Loan application fee
- Conveyancing fees
- Pest and building inspections
- Insurance
- Site connection costs if you are building a new property.
Contact our Home loans team in Eltham
Access personalised home loan advice with the team at Mortgage Choice in Eltham. Book a phone, video or in-person chat with us, or simply pop into our office at: Unit 7, 739A Main Road Eltham, Victoria 3095.
Our team services the areas of Eltham, Greensborough, Doncaster, Templestowe and across wider Melbourne.
Call us on 0428 152 227 or request a call back from our team below.
Call: 0428 152 227 Request a call back
Home loans in Eltham
Get the right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
