Refinancing your debts | Mortgage Broker Ellenbrook
Most Australians have debt, like a home loan, but many don't take advantage of a regular review and refinance. As your biggest debt, your finances would benefit from ensuring you are not paying too much on your home loan with our FREE Home Loan Health Check.
It starts with a review of your home loan and debts
The very first step is to review the interest rate you are paying on your home loan and other debts: like your car loan or personal loan. Here are some questions to ask yourself:
- Are you paying too much compared to other offers available?
- Do other loans offer better features to help you pay it off faster?
- Could you consolidate these debts into one large loan or into your home loan?
- What are the costs of refinancing these debts to a lower interest rate?
Our FREE Home Loan Health Check will compare your current loan and other debts with thousands of other offers on the market at the moment, to see if I can find you a better deal. It only takes a short time and could save you money! Let me help to review your home loan and any other debts you may have.
The next step is weighing up the pros and cons
If there is a better deal to be had for you, we will chat through the pros and cons of refinancing. Some of the cons might be any exit fees or break costs, or additional valuations required by your new lender.
The pros are obvious: paying less on your home loan! But there are others like, accessing equity in your home to spend on other things, switching between a fixed and variable rate, consolidating your debt and more.
As your local Mortgage Broker in Ellenbrook and Midland, I will go through the pros and cons to help you make an informed decision. But if you haven't checked your home loan in a few years, it's likely you could save on interest.
Let's talk about refinancing together
Danielle Williams and her team in Midland, Ellenbrook and Bullsbrook are happy to chat you through the pros and cons of refinancing your home loan and other debts. The first step is to book our FREE Home Loan Health Check. You may also want to check out our:
- Free e-guide for download: refinancing your home loan
- Basic home loan calculators
- Property videos for beginners
- 5 ways refinancing your home loan can help you
Book your FREE Home Loan Health Check with Danielle, your local Mortgage Broker in Ellenbrook & Midland. Call today on 0433 841 593 or click on the Contact Us button at the top of the page.
Is it time to refinance?
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~