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David Jamieson

First Home Loans | Mortgage Broker Applecross & across Perth

Buying your first home is such an incredible step to take in your life - especially when you're backed by the right home loan. As your local Applecross Mortgage Broker, I offer expert advice about your first home and how to choose one that will work for your finances in the long-run.

Choosing your first home loan with my help

It might be your first time buying property, but it doesn't mean that your home loan shouldn't be both competitive and suited to your finances. I help first-home buyers understand their options, repayment types and what home loans fit their budget.

  • Borrowing power: As your local Applecross Mortgage Broker, I take time to work out what you can afford to borrow, what your repayments will look like and which lenders will offer you a great deal. You can ask any questions you have: there's no such thing as a 'silly' question when it comes to your home loan.
  • 35+ lenders to choose from: The difference between using a bank or a Mortgage Broker for your home loan is that your bank only has a limited range of loans. In contrast, I have over 35+ lenders and thousands of loans to choose from. 
  • Easy process: I do all the heavy lifting on the loan process like putting together your pre-approval and application and answering any questions the lender has. 
  • Deposit and incentives: There are lots of incentives available from the state and federal Governments, designed to help you buy your first home faster. I'll go through them with you and how much deposit you will need to get there. 

Our Loan Calculators

How much deposit do I need?

In the past, you may have heard that banks require a 20% deposit to approve a home loan. While a bigger deposit can certainly save you some fees, it's no longer a must-have. With various Government schemes, like the First Home Guarantee or the Regional Home Guarantee, you can now buy with as little as 5% and still avoid paying Lenders Mortgage Insurance (LMI). I'll talk you through the eligibility for each incentives and cover other strategies, like using a Guarantor Loan.

My home loan service is free

Mortgage Brokers in Australia are paid by the lender, not the client. That means you can access experienced advice about your next loan or refinance at no cost. It's one of the reasons I love what I do! Any first home buyers can access independent advice on their home loan without the cost.



Your Local Broker

Hi, I'm David! As your local Mortgage Choice Broker - I work for you. There's no hidden agenda and I don't play favourites with our 35+ lender partners. I provide independent, expert advice and only recommend loans that I believe will help you achieve your goal.

Find out more about David


Need help? Ask an expert

My focus is on delivering easy-to-access advice and support when you need it most. I can meet with you in Applecross, Booragoon, Winthrop, Riverton, Brentwood and across Perth. Alternatively, I can meet with you remotely: by phone or online, anytime. 

Get in touch with me on 0430 522 989 or book an appointment below.

Call: 0430 522 989  Book an appointment

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