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Emma MacGillivray

Refinancing | Mortgage Broker Karalee, Lowood & Laidley

Paying too much on your home loan can significantly affect your finances and refinancing is an important part of making sure your loan is still competitive. I love the challenge of finding a home loan that's a better fit for my clients and will save them money in the long run.

Is now a good time to refinance?

It's less about whether it's a good time to refinance and more about how long it's been since you last checked it. With fierce competition between banks comes special rates and cashback offers. Let me do some shopping around to see if I can find you a better deal.

Where do I start?

Book a free Home Loan Health Check with me! There are lots of other lenders out there competing for your loan. The next step is to do some shopping around to see what else is available out there. As your local Mortgage Broker in Karalee, I will compare your current loan with hundreds of others to see if I can find a lower interest rate, better features or a cashback deal. 

  • If I find a home loan that's a better fit for you, I will talk you any fees that you might incur by switching and weight it out with savings in the long term.
  • If you would like to go ahead, I will manage the entire refinance process for you, putting together the new application and completing the discharge from your previous lender.
  • My refinancing service is free! Your new lender will pay a commission when your new home loan settles with them.

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