These are the friction points of getting a mortgage and how Mortgage Choice Peregian Beach & Noosaville removes these
Streamlining Your Mortgage Journey: How Mortgage Choice Peregian Beach & Noosaville Navigates the Friction Points
When it comes to securing a mortgage, the journey is often laden with friction points that can be daunting and time-consuming. At Mortgage Choice Peregian Beach & Noosaville, we understand your challenges and strive to make this process seamless and efficient.
1. Information Gathering: Embracing Technology
In this digital age, gathering information for a mortgage should be simple and efficient. However, outdated practices persist with some banks and brokers utilizing cumbersome PDF snapshot forms. At Mortgage Choice, we leverage cutting-edge technology, offering electronic snapshot forms that can be completed on any device - be it your phone, tablet, or PC. Our system utilizes AI to tailor the form, only asking for necessary information, enabling a swift and convenient completion process.
2. Efficient Document Collection: A Secure Portal for Your Convenience
Traditional methods of document collection often involve time-consuming steps, including emailing sensitive information. Our commitment to your security and convenience is evident through the provision of a secure portal. This portal allows you to upload your required documents, make notes for each document, and provide a clear view of the requested and uploaded materials. Additionally, we use a secure program, Bankstatements.com.au, streamlining the submission of statements directly to us within seconds.
3. Streamlined Pre-Approvals: Your Confidence Booster
At Mortgage Choice, we invest in the resources and technology needed to attain fully assessed pre-approvals efficiently.
Unfortunately, many Brokers and Lenders won't work on your Mortgage application until you find a property. This is because they are under-resourced and don't have the team or technology to work on pre-approvals effectively.
We understand the importance of commencing your property search with confidence. This is why we are happy to work on a free pre-approval for you.
4. Personalised Contact: Your Dedicated Connection
Getting in touch with your lender or broker should never be a frustrating experience. At Mortgage Choice Peregian Beach and Noosaville, we prioritise personalised communication.
Unlike those using message banks or call centres, we do not outsource our services. Our team consists of local professionals based on the Sunshine Coast, ensuring that you always have a dedicated point of contact for any mortgage process stage.
5. Choosing the Right Broker: Rely on Social Proof
The overwhelming decision of choosing the right broker can be alleviated by examining social proof.
We take pride in our 700+ 5-star Google and Facebook reviews across our two offices. These testimonials from satisfied clients speak to the quality and reliability of our services. Take a few minutes to research our reviews and gain insight into our clients' experiences.
6. Effective Communication: Eliminating Frustrations
Effective communication is key to a successful mortgage journey. Regrettably, many clients have faced issues with their previous brokers or lenders failing to provide updates promptly. To address this, we've structured our team to align with the stages of the mortgage process. From inquiry to post-settlement, you'll always have a designated point of contact to keep you informed.
7. Trust and Reliability: Your Transaction, Our Priority
Establishing trust in such a significant transaction is paramount. At Mortgage Choice, we emphasise trust and reliability by consistently delivering on our promises.
With over 300 mortgages facilitated each year and a dedicated team with industry-specific qualifications, we prove to be a trustworthy choice for your mortgage needs.
8. Knowledge and Expertise: Guiding You Through
Knowledge gaps in the mortgage process can lead to uncertainty and anxiety. We bridge this gap by offering a wealth of knowledge and valuable relationships. Our team has strong connections with solicitors, conveyancers, agents, and building and pest inspectors to ensure you are well informed at every step of the journey.
9. Local Expertise: Understanding Your Unique Needs
Dealing with a faceless corporation from Sydney, Melbourne, or Brisbane can be frustrating. At Mortgage Choice Peregian Beach & Noosaville, we pride ourselves on being locals who understand the unique dynamics of the Sunshine Coast's real estate market and employment landscape.
Our offices in Peregian Beach and Noosaville allow in-person or online meetings, making the process convenient for our local clientele.
10. Personalised Experience: You're More Than Just a Number
Tired of feeling like a number in a sea of clients? We recognise and appreciate your choice to work with us and strive to offer a personalised experience.
Our commitment extends beyond settlement; we maintain regular check-ins and re-price your home loan regularly.
If you have any questions about these or think there are missing points that you'd like clarification about, please contact us today.
