Award-winning Mortgage Broker team in Peregian Beach also servicing Peregian Springs, Coolum, Yaroomba, Mt Coolum, Doonan, Marcoola & Eumundi

Call: 0447 905 133

Are you looking for the best mortgage broker team in Peregian Beach, Peregian Springs, Coolum, Yaroomba, Mt Coolum, Doonan, Marcoola & Eumundi? Look no further than our team of experts.

With years of experience and a passion for helping our clients find the right mortgage solution, our team is dedicated to providing top-notch service and expert advice. We understand that each client has unique financial needs and goals, and we are committed to working with you to find the mortgage that best fits your individual situation.

Mortgage Choice Peregian Beach, Your Local Home Loan Experts

Call Us Mortgage Choice Peregian Beach
Mobile - 0447 905 133
Office - 07 5474 9834
Fax - 07 5444 6027

Open Hours Mortgage Choice Peregian Beach
Mon - Thur 8:30am - 5:00pm
Fri 8:30am - 4:00pm
Saturday: By appointment
Free Appointment

Address

Suite 1, 222 David Low Way PEREGIAN BEACH, QLD 4573

Latest home loan interest rates

Starting from

p.a.

Comparison rate

p.a.

Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Find your dream property & leave the home loan to us

Discover your perfect property and let us handle the home loan process for you. Welcome to Mortgage Choice Peregian Beach and Noosaville! We understand that finding the right home loan can be overwhelming and time-consuming.

Our team of skilled brokers is dedicated to simplifying the process and supporting you every step of the way. We are committed to finding the ideal loan that suits your specific needs, ensuring your property dreams become a reality.

With access to thousands of home loans from over 30 banks and lenders, rest assured that we'll find the perfect match for you. We take charge and do the research on your behalf, negotiating with the lender to secure the best terms.
Leveraging our strong relationships with lenders, we know who to contact to secure your finance at a competitive rate and navigate the approval process smoothly.
Our goal is to make the entire process easier for you. Once we find the right loan, we'll handle the paperwork and manage the application process all the way through to approval.
At Mortgage Choice Peregian and Noosaville, we can help with Peregian Home Loans, Peregian Springs Home Loans, Coolum Home Loans, Yaroomba Home Loans, Mt Coolum Home Loans, Doonan Home Loans, Marcoola Home Loans & Eumundi Home Loans, Cooroy Home Loans, Cooran Home Loans, and Sunshine Coast Home Loans. You pick your dream home and we can do the rest.

What sets us apart is our exceptional service. Take a look at what our delighted customers say in the 600+ reviews.

Want to quickly find out how much you can borrow? Fill out our Snapshot form, and our team will reach out to you within the day to discuss your options. We're here to make things easy for you!

For more information take a look at our social channels or drop into our office at Peregian Beach on David Low Way in the Peregian Village.

New Home Guarantee Scheme - 1st July 2023

Thinking of Selling your home?
3 Reasons to get Pre-approval before you list.

_{The Mortgage Broker Sunshine Coast team service the areas of Peregian Beach, Peregian Springs, Noosa Heads, Noosaville, Noosa, Marcus Beach, Tewantin, Coolum Beach, Mount Coolum, Yaroomba, Bli Bli, Yandina, Marcoola, Pacific Paradise, Mudjimba, Cooroy, Sunrise Beach, Castaways Beach, Eumundi & surrounds.}

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

I was in need of a car loan and the team here at mortgage choice made it happen The experience was quick and so easy, Im now driving around in my new car thanks to Gordy and his beautiful team THANKS GUYS
Libby
23 November 2023

Seamless process. The whole team were fantastic Gordon from the beginning who was honest and clear on what we could do and how to achieve it, through to Jasmina who closed out our settlement. We will be back to use this team again
James
20 November 2023

Gordon has been amazing from the first time we walked in 2 years ago looking for a home loan. He organised a great rate then and we're about to come off our fixed rate loan and he's negotiated a far better rate than we were originally offered by the bank. Highly recommend Mortgage Choice Peregian Beach and Noosaville.
Josh
02 November 2023

A straightforward process as always with the Peregian Beach team. The initial brokerage experience 2 years ago was flawless, but their aftercare whilst assisting us with the transition from a fixed rate of 2.34 to the current variable is truely above and beyond.
Our bank presented us with a variable rate offer that wasnt at all competitive in the current market. Unfortunately we were in a situation... read more
Lauren
31 October 2023

I honestly could not be happier with the service from all involved at Mortgage Choice Peregian Beach. Steffi was fantastic right from the get go. She has so much knowledge and talked us through the entire process of refinancing our mortgage, outlining our options and providing valuable feedback. The entire team were so efficient, the communication was exceptional and I would gladly recommend to anyone
Plus, we were able to secure a very competitive new rate
Elyse
24 October 2023

The team is amazing they are always welcoming highly professional and efficient
Curtis
23 October 2023

This is the 2nd time weve used Gordon and the team. This time we refinanced saving us thousands. They made the process easy, from start to finish. Highly recommended.
Dan
23 September 2023

Easy to deal with and very professional,
Thanks again team
Thomas
24 August 2023

I can't speak highly enough about Mortgage Choice Peregian Beach and their team, led by Gordon MacVicar. James and Mallory are also incredible members of this tight-knit group. From start to finish, my experience with them was seamless and impressive.
Their knowledge is top-notch, and they guided me through the mortgage process effortlessly. What really stood out was their dedication to going the e... read more
Chris
17 August 2023

We met Gordy one and half years ago. We told Gordy that we wanted an acreage blockdream home. Gordy set up a meeting with us and directed the steps that we had to take to own a house. He explained everything so we really understand what we had to prepare in order to get a good borrowing power. My partner is a a business owner so it was a struggle to get our home. We followed Gordys advice and stick... read more
bella
10 August 2023

Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

Download now

Help me calculate

More calculators

Value of property

State

Property use

Type of dwelling

Type of property

First Home Buyer?

Calculate

Total fees:

Breakdown	Amount
Stamp duty on property
Transfer fee
Mortgage registration fee

Need help with your next home purchase?

Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $650,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.

State / Territorial Revenue Web Sites

View