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John Costa


Average client rating
5/5 From 62 Reviews

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John was very helpful, responsive and patient while he walked me through the different options and through the process of buying my first home. Thanks, John

08 June 2024  


John is very knowledgeable and makes buying your first home less stressful Very good communication and easy to work with

30 May 2024  


John has delivered excellent and honest advice to us throughout our home ownership journey from buying our first home through to re-financing. He has always worked with us on very tight timelines, is easy to communicate with and provides detailed explanations to the many questions that we ask. I highly recommend John for anyone seeking an efficient mortgage broker.

19 May 2024  


John exceeded all expectations as my mortgage broker. Despite an extremely tight timeline, he delivered exceptional service with clear communication, transparency, and thorough explanations every step of the way. His expertise and professionalism made the process smooth and stress-free. I highly recommend John for anyone seeking a reliable, efficient and honest mortgage broker.

13 March 2024  


John was very supportive. He walked us through every step of applying for a loan and helped us choose a plan that works for us. I would highly recommend Johns services.

26 February 2024  


A big thank you to John Very knowledgeable and helpful through every step of purchasing our first home. John is a true professional, patient and supportive through the process of organising the loan and everything went through seamlessly. Would highly recommend Johns services.

30 November 2023  


John made getting my pre-approval and approval for a home loan easy and stress-free.
He was very accommodating and was able to help me after hours and also on weekends which I appreciated.
For anyone looking for a good mortgage broker I highly recommend speaking to John.

22 November 2023  


John was great, highly recommend.
Great communication, very knowledgable, happy to answer any of my questions, professional and friendly. Gave me all my options throughout the process and thoroughly explained everything.

23 August 2023  


John was very helpful and put in so much genuine effort to assisted us in getting a better home loan interest rate. Thank you so much and highly recommend.

22 August 2023  


Highly recommend John Costa. John invested a lot of time in answering all our questions, exploring scenarios, and working with the lender to make things easy for us. Great communication and a pleasure to deal with.

23 July 2023  


John was fantastic with everything from start to finish.
Helpful and patient and made sure everything ran smoothly.
Definitely recommend. Thanks John

29 May 2023  


John was fantastic. Made the experience as easy as he possibly could for us. Not only did he sort and organise everything required for us to get the best possible loan, he also kept us in the loop and explained the process from start to finish. Would definitely recommend his services to anyone looking to buy.

29 May 2023  


As a first home buyer I am so lucky to have had John on my side, guiding me through every step of the process. Highly recommend

16 May 2023  


John was a pleasure to do business with.
Hes has an extensive knowledge of the market and was able to advise and find the right home loan for me.

16 March 2023  


John was extremely helpful and responsive the whole way through the buying and mortgage process. He made the experience a lot easier and a lot less stressful. I cannot thank him enough

15 March 2023  


John was a brilliant Mortgage Broker and I wholeheartedly recommend him John's patience, thoroughness and reassurance made navigating the complexities of purchasing a first home feel like a breeze. John answered all questions in a timely manner and took the time to explain things if I was ever uncertain. Thank you, John

08 February 2023  


I cant thank John enough for helping me and navigating me through my purchasing journey. His knowledge is second to none and was always there for me whenever I had any questions. He was very thorough with documentation and kept me in the loop with everything that was going on. I can not recommend John enough

07 February 2023  


As first time buyers Johns expertise in helping us navigate the ins and out of getting a mortgage was second to none. He provided us with the confidence and reassurance at every step, often late in the day when we had one more question whether its understanding the right product and amount for your circumstances or guidance in navigating the complex world of the buying process Johns your guy.

27 January 2023  


Given the complexity of the finances required to first buy and then sell, Johns advice was vital. He explained how our options were structured, kept us informed throughout the lengthy process, and was available to troubleshoot various obstacles with solicitors and banks. Highly recommended.

21 December 2022  


John was incredibly professional and passionate about ensuring I got my loan. He proved this time and time again by going above and beyond at every hurdle we come across Thank you John

06 December 2022  


John was a great mortgage broker, he went above and beyond to help me not only in securing a mortgage but in all aspects of the purchase.

25 November 2022  


Our broker John Costa did an absolutely amazing job helping us with numbers and information on buying our first home

He broke down everything for us, made it really simple and easy to understand real estate and what well up against

I highly recommend John when looking for a broker, hell be able to show and give you the best rates the banks are offering and was just awesome all round

Thank you so much john

18 October 2022  


I spoke to John about refinancing my mortgage last year and through some number crunching and an open discussion, John was clear there were some things I needed to do to get myself where I needed to be in order to be successful at refinancing.

I took the advice, made changes to my financial situation, changed my spending habits, and less than a year later I contacted John again and went through the whole process. John is an absolute pleasure to deal with, extremely knowledgeable and you never get the feeling that he's trying to 'sell' you anything. The process was seamless and great communication throughout. I recommend John to everyone I know and love because of my experience with him. Thanks again, John

12 October 2022  


Thank you John for helping with my recent purchase. John came recommended to me by a friend who spoke very highly of his services. John was always available to walk me through options tailored to me and answer questions - his humour and personality make what can be a daunting experience exciting.
Would happily recommend John to friends and family.

08 August 2022  


John was an excellent mortgage broker He was able to answer all my questions, provide really valuable information, and always responded quickly. He walked me through the process from pre-approval to settlement, always making sure I knew what was required and what the next steps would be. I absolutely recommend John

01 August 2022  


John was fantastic to work with and helped me every step of the way from pre-approval to my formal loan approval. He answered all my questions in a timely and professional manner. John was always prepared to have a chat over the phone to discuss any concerns i had as a first time buyer. I really appreciated feeling so well looked after as this was all a very new process to me and it is quite a stressful time. Would highly recommend John and his organisation for any potential customers. Thanks John and team

23 July 2022  


What an absolute pleasure it was dealing with John. He laid out all options for us, was always available to chat, explain or make an amendment. All that was really left for us to do is find our dream home, which we now have.

14 June 2022  


John was friendly. helpful, informative and very quick to respond to my questions or update me on necessary information.

14 December 2021  


Couldnt be happier working with John throughout the process of applying for my first home loan. John was approachable, personable and always available to chat through anything I didnt understand. Highly recommend

14 December 2021  


John provided me with a commitment to achieve the product I wanted. He went well above what was required by him, and in the end managed to reach the goal I wanted. Would definitely recommend John to any person looking for finance.

14 December 2021  


John assisted me in applying for a mortgage for my first home purchase earlier this year. He was incredibly helpful in explaining the process and answering any questions I had. He was reliable, friendly and professional. I would highly recommend John's services to anyone seeking a broker.

13 November 2021  


John was an invaluable help during the home-buying process. He always made the time to talk through confusing concepts or help whenever needed and made the overall process much smoother and less stressful. Highly recommend and will be using John's services again in the future.

14 September 2021  


I was honestly so lucky to land John as my broker. As a first home buyer with zero knowledge of the world of purchasing property, a pretty small budget and a speckled history of bad credit and inconsistent employment I was far from any brokers dream client but John always treated me with so much patience and respect even though Im sure he had bigger fish to fry. My case took a long time as my circumstances kept changing as well as what I was looking for but John was there every step of the way patiently explaining every aspect of buying until we were both satisfied I understood. I honestly never thought I would be able to buy a home and John made it possible and as I sit typing in my new apartment I am reminded of how grateful I am of Johns never ending wealth of knowledge and huge amounts of patience and kindness Thankyou JOHN I need to print off a photo of you to frame and hang in the pool room -

14 August 2021  


John certainly knows his stuff, and is willing to do the hard work for his clients. Have always been impressed with Johns service over the years and would highly recommend him to anyone who needs advice on both new mortgages or refinancing for a better deal

15 July 2021  


John successfully guided me through applying for a bridging loan prior to and after buying a property at Auction, when I had not sold my own property. He was professional and down to earth, with a sense of humour when I had a melt down. He very patiently got back to me when a form had not been scanned successfully or the like. John comes highly recommended.

15 July 2021  


I can not speak highly enough of John. Due to my circumstances I didn't have the simplest of situations however John assured me the whole time he would find a way to make it happen, and he certainly did. He was very tentative and timely throughout the whole process, I felt like I didn't have to stress about anything. I will certainly be using John again.

15 July 2021  


John has assisted me in multiple mortgages and has always gone above and beyond to ensure we have achieved the best outcome. It has included regional as well as inner city properties, and also assisted when my income was from a foreign company in a foreign currency. Communication has always been excellent, I highly recommend John Costa as a broker.

15 July 2021  


I sought John Costa as my mortgage broker on a friend's recommendation. He was extremely helpful, working within my budget to ensure I got the best value for the property, selected the best bank, and ensured a smooth and trouble free process. He explained everything clearly and was always responsive, professional, knowledgeable, and friendly. I highly recommend John to those looking to buy property, particularly as a first-home buyer.

15 July 2021  


John went above and beyond to secure me the best mortgage deal on two occasions. He helped me to negotiate the documentation requirements and to understand the options available to me. He was very prompt and responsive in communications. My experience was entirely positive I recommend John to friends and I will return to use his services again. Thank you John

15 July 2021  


Great experience with John. Gave us all the time in the world and got a great result for us. Can't recommend highly enough

15 July 2021  


John was extremely helpful in assisting me to purchase my first home. He was professional, friendly, patient and very knowledgable. I would definitely use his service again in the future and recommend to anyone looking for a wonderful mortgage broker. Many thanks again John

15 July 2021  


John helped us so much throughout our construction and land loan. He gave us realistic goals and walked us through our first home journey. Constantly being responsive, understanding and patient with all of our questions and queries. Definitely recommend.

15 July 2021  


I contacted John earlier this year to assess my options for buying my first home in the future, but John went above and beyond my request and showed me that I could buy a property now, and that I also had the capacity to borrow more than I thought possible. As a first home buyer, he's been so helpful, always ready to jump on the phone to explain the basics of mortgages and settlements and grants etc. Nothing was too basic or too much of a bother, which has been super helpful since I had no idea what I was doing. I feel much more informed now, and still feel supported every step of the way. Thank you John

15 July 2021  


I cant recommend John enough. He worked with us for three years securing an off the plan mortgage for us. He is super friendly, patient, professional and is extremely knowledgeable.

15 July 2020  


John was incredibly helpful and so very easy to contact and talk with. He got me the absolute best deal on my mortgage. Thanks Mate.

15 July 2020  


John Costa from Mortgage Choice was very helpful and always had time to answer any questions. John was very professional and made the process easy. His ability and willingness to go the extra step was very reassuring.
Thanks John .

15 July 2020  


John is a professional and a mate. Buying property can be stressful but with John's help it enabled us to be confident of our next steps. I would definitely recommend John.

15 July 2020  


John Costa is a fantastic broker. Dedicated, dilligent, experienced, honest, goes the extra mile, and is a genuine pleasure to deal with. You feel his passion for helping people get their dream homes. He was my broker for my first apartment and have gone through him again to assist with refinancing my mortgage to take advantage of more competitive rates and deals out there. A great broker and a genuine person. Highly recommended

15 July 2020  


John was the most helpful and friendly person to talk to throughout my mortgage application process. He was always quick to respond and I felt like no question was too dumb to ask. Cannot recommend highly enough

15 July 2020  


We reached out to John as our mortgage broker and were very satisfied with his services. John was incredibly hardworking in securing us a home loan. He was warm, communicative and a consummate professional. He made the purchase of our first home all the more exciting for how enthusiastic he was. We would unreservedly recommend him to anyone

15 July 2020  


John, i cant thank you enough for assisting with my complex situation, we were able to get finance via your vast knowledge of the finance and banking industry. you were also very professional in your presentation and kept us well informed through the whole process. i would happily recommend you to anyone looking for a professional when needing any type of loan.
thank you once again.

15 July 2020  


John was a fantastic broker - he took the time to explain the process and was always available to answer our questions which was very helpful to us as first home buyers. I recommend having John assist you with your next salepurchase.

15 July 2020  


John was helpful throughout the whole loan application process and was able to succeed in getting me the loan which i required through his experience and network.

15 July 2020  


John has been exceptional mortgage broker for our mortgage needs. He has always gone above and beyond for us to meet our financial needs whether seeking home loan or business loan. I could not rate him more 5 stars as there 5 is the limit.

16 July 2019  


Thanks so much for helping me arrange my finances. I am so excited to be in a position to get my own home, which I thought would never happen. I might even get an investment property one day

16 July 2019  


from beginning to end John was fantastic His extensive knowledge of property transactions and his willingness to guide us through the process was exceptional. I look forward to engaging John again for future property related transactions. I highly recommend John to family, work collagues and friends where possible.

16 July 2019  


Efficient mortgage broker. Highly recommend his service.

16 July 2019  


Informative, professional and a pleasure to deal with. John is a true expert in his field and made the refinancing process simple and hasslefree.

16 July 2019  



Thank you John! And thank you for all of your help. You were brilliant.

04 April 2019  



This is the second time we have used John's Service. John's attention to detail and communication was outstanding from beginning to finalising loans. John took the time to explain the various options in an easy to understand manner and provided a rationale as to the best options for our circumstances. Overall John's customer service and flexibility around meeting times and sending documentation in a timely manner was most appreciated.

We have no hesitation in recommending John to family and friends or anybody looking for help with regards to financial loans.


Happy customers

Jake & Erin

30 April 2018  



Refinancing through John was a seamless and effortless transition. His extensive industry knowledge was second to none. Now I'm enjoying the lowest interest rate to pay my mortgage off faster.

04 April 2018  



Thanks so much for helping me arrange my finances. I'm so excited to be in a position to get my own home, which I though would never happen. I might even get an investment property one day :)

16 December 2017  

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