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John Costa

Your local mortgage broker and home loan specialist for North Melbourne, Carlton, Fitzroy and surrounds

Looking for a home loan? Talk to John Costa, your local Mortgage Choice broker from North Melbourne. Let us research and compare over 20 lenders for you.
  • Call Us Mortgage Choice Kensington
  • Office - 0403 250 275
  • Open Hours Mortgage Choice Kensington
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
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Start your home loan journey today

At Mortgage Choice North Melbourne, we pride ourselves on providing excellent service to our clients and seek to obtain the best outcome to suit your needs.

You can be assured that any enquiry will be dealt with quickly and efficiently. We're contactable at all hours and we cater for first home buyers, investors and new home purchasers. We can also help you with a quick home loan health check to ensure you´ve still got a great deal on your existing home loan.

Why do people work with Mortgage Choice North Melbourne?

At Mortgage Choice North Melbourne we know that searching for the right home loan can be stressful and confusing - you may not even know where to start or what loan products are on the market. We do all the work for you, searching through hundreds of loans from our wide panel of lenders, including the big banks, to find the one that's perfect for you.

Not only do we help you find the right loan, but we also prepare all the paperwork and follow up with the lender that you have chosen saving you time and effort.

Our home loan service is at no cost to you

Our home loan service comes at no cost to you as the lender pays us after your loan settles. 

We don't just do home loans

Mortgage Choice North Melbourne is a full financial centre to help you on your financial journey. 

We can help you with:

  • Home loans
  • Investment loans
  • Refinancing
  • Car loans
  • Personal loans
  • Commercial & Equipment finance
  • Insurances 
  • and more!

We make it easier for you to discuss your plans with us

At Mortgage Choice in North Melbourne we are happy to meet you at a time and place of your choice, making life that little bit easier for you.

We service the following areas: North Melbourne, Parkville, Carlton, Carlton North, Fitzroy, Fitzroy North, Collingwood, East Melbourne, Abbotsford, Northcote, Fairfield and surrounds.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

John was very helpful, responsive and patient while he walked me through the different options and through the process of buying my first home. Thanks, John

08 June 2024  

John is very knowledgeable and makes buying your first home less stressful Very good communication and easy to work with

30 May 2024  

John has delivered excellent and honest advice to us throughout our home ownership journey from buying our first home through to re-financing. He has always worked with us on very tight timelines, is easy to communicate with and provides detailed explanations to the many questions that we ask. I highly recommend John for anyone seeking an efficient mortgage broker.

19 May 2024  

John exceeded all expectations as my mortgage broker. Despite an extremely tight timeline, he delivered exceptional service with clear communication, transparency, and thorough explanations every step of the way. His expertise and professionalism made the process smooth and stress-free. I highly recommend John for anyone seeking a reliable, efficient and honest mortgage broker.

13 March 2024  

John was very supportive. He walked us through every step of applying for a loan and helped us choose a plan that works for us. I would highly recommend Johns services.

26 February 2024  

A big thank you to John Very knowledgeable and helpful through every step of purchasing our first home. John is a true professional, patient and supportive through the process of organising the loan and everything went through seamlessly. Would highly recommend Johns services.

30 November 2023  

John made getting my pre-approval and approval for a home loan easy and stress-free.
He was very accommodating and was able to help me after hours and also on weekends which I appreciated.
For anyone looking for a good mortgage broker I highly recommend speaking to John.

22 November 2023  

John was great, highly recommend.
Great communication, very knowledgable, happy to answer any of my questions, professional and friendly. Gave me all my options throughout the process and thoroughly explained everything.

23 August 2023  

John was very helpful and put in so much genuine effort to assisted us in getting a better home loan interest rate. Thank you so much and highly recommend.

22 August 2023  

Highly recommend John Costa. John invested a lot of time in answering all our questions, exploring scenarios, and working with the lender to make things easy for us. Great communication and a pleasure to deal with.

23 July 2023  

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