Your local mortgage broker and home loan specialist for North Melbourne, Carlton, Fitzroy and surrounds

Looking for a home loan? Talk to John Costa, your local Mortgage Choice broker from North Melbourne. Let us research and compare over 20 lenders for you.

  • Office 0403 250 275
  • Open Hours

  • After hours by appointment Free Appointment
  • 5.00
  • 12 Google Reviews Mortgage Choice - John Costa

Win 2 years' worth of interest on us!^

Take out a home loan with us and you could win 24 months' worth of interest on us! What would you do with the savings? 

At Mortgage Choice North Melbourne, we pride ourselves on providing excellent service to our clients and seek to obtain the best outcome to suit your needs.

You can be assured that any enquiry will be dealt with quickly and efficiently. We're contactable at all hours and we cater for first home buyers, investors and new home purchasers. We can also help you with a quick home loan health check to ensure you´ve still got a great deal on your existing home loan.

Why do people work with Mortgage Choice North Melbourne?

At Mortgage Choice North Melbourne we know that searching for the right home loan can be stressful and confusing - you may not even know where to start or what loan products are on the market. We do all the work for you, searching through hundreds of loans from our wide panel of lenders, including the big banks, to find the one that's perfect for you.

Not only do we help you find the right loan, but we also prepare all the paperwork and follow up with the lender that you have chosen saving you time and effort.

Our home loan service is at no cost to you

Our home loan service comes at no cost to you as the lender pays us after your loan settles. Many brokers are paid a different comission based on the lender you choose to have your loan with.

As a Mortgage Choice broker we are paid the same rate regardless of the home loan you choose from our wide choice of lenders. This means we are focused on the loan that's right for you, and one of the many things our customers love about working with Mortgage Choice!

See our video What makes Mortgage Choice different? to find out more about how we get paid


We don't just do home loans

Mortgage Choice North Melbourne is a full financial centre to help you on your financial journey. We have a full financial service in our office to help you map our your financial plans as well as protect the things most important to you.

We can help you with:

  • Home loans
  • Investment loans
  • Refinancing
  • Car loans
  • Personal loans
  • Commercial & Equipment finance
  • Financial planning
  • Insurances 
  • and more!

We make it easier for you to discuss your plans with us

At Mortgage Choice in North Melbourne we are happy to meet you at a time and place of your choice, making life that little bit easier for you.

We service the following areas: North Melbourne, Parkville, Carlton, Carlton North, Fitzroy, Fitzroy North, Collingwood, East Melbourne, Abbotsford, Northcote, Fairfield and surrounds.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~




























Google Reviews


John was a fantastic broker - he took the time to explain the process and was always available to answer our questions which was very helpful to us as first home buyers. I recom...

Mortgage Choice - John Costa


John, i cant thank you enough for assisting with my complex situation, we were able to get finance via your vast knowledge of the finance and banking industry. you were also ver...

Mortgage Choice - John Costa


John is a professional and a mate. Buying property can be stressful but with John's help it enabled us to be confident of our next steps. I would definitely recommend John.

Mortgage Choice - John Costa


John was incredibly helpful and so very easy to contact and talk with. He got me the absolute best deal on my mortgage. Thanks Mate.

Mortgage Choice - John Costa


John Costa from Mortgage Choice was very helpful and always had time to answer any questions. John was very professional and made the process easy. His ability and willingness...

Mortgage Choice - John Costa


John Costa is a fantastic broker. Dedicated, dilligent, experienced, honest, goes the extra mile, and is a genuine pleasure to deal with. You feel his passion for helping people...

Mortgage Choice - John Costa


John was helpful throughout the whole loan application process and was able to succeed in getting me the loan which i required through his experience and network.

Mortgage Choice - John Costa


from beginning to end John was fantastic! His extensive knowledge of property transactions and his willingness to guide us through the process was exceptional. I look forward to...

Mortgage Choice - John Costa


John has been exceptional mortgage broker for our mortgage needs. He has always gone above and beyond for us to meet our financial needs whether seeking home loan or business lo...

Mortgage Choice - John Costa


Informative, professional and a pleasure to deal with. John is a true expert in his field and made the refinancing process simple and  hasslefree.

Mortgage Choice - John Costa


Thanks so much for helping me arrange my finances. I am so excited to be in a position to get my own home, which I thought would never happen. I might even get an investment pro...

Mortgage Choice - John Costa


Efficient mortgage broker. Highly recommend his service.

Mortgage Choice - John Costa

"Thanks so much for helping me arrange my finances. I'm so excited to be in a position to get my own home, which I though would never happen. I might even get an investment property one day :)"

Angela - First Home Buyer
Brunswick, VIC

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

Download now


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