Mortgage Broker Riverstone | Riverstone Home Loans
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Home loans Riverstone
One of the oldest towns in Australia, Riverstone was originally settled in 1803 as farming land. In the modern day, Riverstone is a quiet, convenient residential area filled with friendly neighbours and a thriving community. All of your essentials are covered with grocery stores, a gym, eateries and beauty salons all within easy reach. And with the handy train station at your doorstep, travelling throughout Sydney is a breeze. Riverstone is a popular location for families, with plenty of parks to enjoy and several schools, including Norwest Christian College. Riverstone offers an excellent lifestyle - settle down here and experience it for yourself!
In Riverstone, the median house price was $995,000 in 2023. Are you thinking about making this area your home? Get in touch with Julie Stansfield today to discuss your needs further.
Getting home loan pre-approval
It may be tempting to jump straight into making offers and purchasing your new property; however, pre-approval is an important step in the process to ensure everything runs smoothly. Pre-approval determines exactly how much you can borrow, allowing you to set a hard budget and plan your repayment amount accordingly. This is particularly helpful if you plan to attend auctions, helping you avoid overbidding and landing in a sticky spot.
Pre-approval can also help the final financing process run smoothly once your offer is accepted because all your documents are ready and prepared already. The seller may even be more likely to choose you as a buyer if you have pre-approval, since you appear to be unlikely to pull out of the deal. The benefits are endless!
However, it’s important to note that while pre-approval is an excellent tool in your home-buying journey, it is still not an ironclad guarantee of securing a loan. If your financial situation or the loan conditions change while you have pre-approval, it may be revoked and you will need to reapply. If you’re thinking about buying a home soon, talk to Julie Stansfield, your Riverstone mortgage broker, to discuss your situation from pre-approval to settlement and beyond.
Home loan calculators
Try out our range of free, simple to use online home loan tools to start getting your head around the numbers.
Call Julie Stansfield on 0410 559 068 to talk about your plans to buy a home further
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