Your first home loan | Mortgage Broker Campbelltown & Menangle
Buying your first home is an exciting time. You may have already done some research or even some quick sums with a home loan calculator online. There's a lot to consider when choosing the right first home loan and we can help! Our free Home Loan service supports first home buyers in finding a great first loan.
A home loan is more than just the interest rate. You have to look at the lender, features, term and structure to figure out if it's going to suit you. That can be difficult to do, especially if you're doing it alone. The Mortgage Broker Campbelltown team specialise in first home loans: we've been there ourselves! We will:
- Answer any initial questions you have about your first loan and the options available.
- Calculate your borrowing capacity and possible repayments based on real numbers like your income, expenses & debts.
- See what first home incentives & grants you may be eligible for.
- Do the research from thousands of home loans to give you a small selection of home loans we think would suit you.
- Complete the application paperwork and follow-up with the lender for you, all the way through to settlement.
Find out more about first home incentives
We have 30+ lenders available
When you go to your bank for a home loan you are limited to the home loans they have available, which could be a dozen or so. They may have a few that you're eligible for but you're stuck with the interest rates and features they offer. In the other hand - we have thousands of home loans available from a panel of over 30+ lenders.
The difference is we start with you and what you want, not the other way around. We then search through our lenders & products to find one tailored to you.
What is a guarantor loan?
If you’re trying to buy a home with less than a 20% deposit, lenders may require you to pay Lender’s Mortgage Insurance otherwise known as LMI, or you will need to ask an immediate family member to go guarantor on your loan.
A guarantor can provide security for your home loan in the form of assets, typically their home. In this situation, the guarantor uses the equity in their home as additional security for your loan. But there are risks involved, so make sure you chat to us to find out more.
Talk to our expert first home team
We start with what you need from your home loan and then fit a home loan tailored to you. We are available via phone, video chat or our mobile team can come to you.
Call Kyle directly on 0499 464 426 or book a call on the button below.
Our team service the areas of Glenfield, Eagle Vale, Claymore, Campbelltown, Menangle Park, Menangle, Macquarie Fields, Ingleburn, Minto, Narellan Vale, Douglas Park, Camden, Picton, Thirlmere, Tahmoor, Bargo, Silverdale, Leppington & wider NSW.
