Refinance and Save on your home loan

What is Refinancing?

Refinancing lets you change your home loan to suit your new circumstances. We recommend an annual Home Loan Health Check to assess whether the original home loan you chose is still the most suitable option for you.

Refinancing can be a smart way to manage your money. Here are a few ways in which you may benefit from refinancing.

Peace of mind - a fixed rate can mean knowing what your repayments will be each month
Reduce your monthly repayments through access to a lower interest rate
Potential to pay off your loan faster through more flexibility
Reduce your monthly repayments overall by consolidating credit cards, personal loans or other debts into a lower rate loan
Free up some extra cash to finance a renovation or purchase an investment property by unlocking equity in your current property
Home loan refinancing may be used for different reasons including:
Renovating your home or other home improvements such as a pool.
Paying off your debts such as credit cards by rolling them into your home loan.
Obtaining a cheaper rate, even if it means giving up a few loan features.
To raise cash for a purchase such as a car.
You want to switch from a variable rate to a fixed rate, perhaps because you can want to reduce the risk of higher repayments.

If you’ve had a home loan for a few years now, it’s safe to assume your life has changed in that time. You may have started a new job, received a promotion, or gone through significant life changes. Refinancing your home loan could save you thousands and reduce your loan term.

Why contacts us for a home loan health check?

You could obtain a new loan with a lower rate or more appropriate features
Save on interest repayments
Consolidate your debts
Increase your loan amount or access equity for other personal and financial goals.

Free resources for refinancing

If you would like to do some of your own research first, make sure you check out our home loan resources about refinancing below!

Want a FREE home loan health check?

Contact us today on

or click Book a Meeting at the top of the page

Is it time to refinance?

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~