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Lucas Barrett

Mortgage Choice Sandringham | Your local mortgage brokers in Sandringham, Hampton, Mentone, Mordialloc and surrounds

We're just two young brothers that are making the home loan journey a chilled and easy process!

As your local mortgage brokers, we're your home loan experts in Sandringham, Hampton, Mentone, Mordialloc and surrounds. Purchasing your first home, refinancing or investing, we have access to over 35 lenders to ensure we find the right home loan for you.
  • Call Us Mortgage Choice Sandringham
  • Office - 0401 724 929
  • Open Hours Mortgage Choice Sandringham
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

As your local mortgage brokers based in Sandringham, Hampton, Mentone, Mordialloc & surrounds, we’re experts in all things home loans.


  • We’re free: Our services are entirely free. The chosen bank pay us a commission, and this is the same regardless of which bank we go to, providing you confidence that our home loan recommendations have your best interest at the forefront.
  • We have access to over 35+ lenders: Whether you’re a first home buyer, looking to add to your investment portfolio or wanting to refinance, our access to a wide range of lenders means you’ll be able to compare which lender suits you best.
  • We specialise in First Home Buyer lending: As young brothers ourselves, we understand the challenges to enter the property market. We’re passionate about getting first home buyers to climb the property ladder. As mortgage brokers, we love helping our clients in getting their first loan but work together for life to continue to grow their investment portfolio, for free.
  • We’re passionate about saving you money: Often times, mortgage holders fall victim to the ‘loyalty tax’, where you pay more on your loan to your bank than a new customer would. As your chosen mortgage brokers and home loan experts, it is our job to find competitive and lower rates available for your situation, and refinance – for free.
  • Our services are Australia wide: Based in the beautiful suburbs of Sandringham, Hampton, Mentone, Mordialloc & surrounds, as your trusted home loan experts, we’re accredited to provide our free services Australia wide. Perhaps you want to purchase your first home in Hampton, refinance your property in Mordialloc or purchase that investment property interstate, we’ve got you covered.
We're on your side

Growing up in Sandringham, Mentone and surrounds, we’re your local home loan experts. As brothers and business partners, we specialise in getting first home buyers into their first properties. Creating wealth through property is something we, as mortgage brokers, are both so passionate about, and work with every client to make the dream of owning an investment property a reality.

As your mortgage brokers, our job is to offer fair, expert advice on home loans and level the playing field with our 35+ lenders. We don't work for the banks: we work to find the best outcome for you, and are with you every step of the way.


Call us today on 0401 724 929, send us an email on or send us a message either via our website or via our Instagram! Click on the links below:

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Our Mortgage Choice team in Sandringham service all parts of Melbourne, including: St Kilda, Elwood, Bentleigh, Brighton, Sandringham, Hampton, Black Rock, Highett, Beaumaris, Cheltenham, Mentone, Parkdale, Mordialloc, and surrounding areas.


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Our mortgage broking services include: Home LoansFirst Home BuyersInvestment LoansRefinancingCar Loans & Asset FinanceBusiness LoansMortgage Brokers SandringhamMortgage Brokers HamptonMortgage Brokers MentoneMortgage Brokers Mordialloc

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

I would highly recommend Elijah and Lucas to anyone considering obtaining a home loan. As a first-time buyer, I had so many questions and worries throughout the process, however they were there to answer every one of my questions every step of the way. Always reassuring that no question was silly. Thank you so much Elijah and Lucas, I couldn't have done it without your support and guidance.

30 May 2024  

Elijah and Lucas are an awesome broker team - super down to earth friendly, genuinely just want to help you with your goals, are super responsive and also break things down for you to easily understand.

26 May 2024  

Lucas and Elijah are not only two extremely professional and driven brokers who helped me achieve the goal of getting my first property, but also two great guys.
The whole process was efficient and smooth, I couldnt recommend them enough. I will be doing more business with the two in the future.

23 May 2024  

What a team Elijah and Lucas took us through every step of the way with our recent purchase. An absolute pleasure to deal with, their communication and attention to detail really put us at ease and we knew we were in good hands. Thank you both for all your time and effort

10 May 2024  

I have used Lucas and Elijah a couple of times now, both times they have gone above and beyond to obtain finance, previously having dealt with other local renowned brokers who are all show and no substance they were a breath of fresh air. Highly recommend.

01 May 2024  

As someone who is brand new to the property market, Elijah has been so helpful to me by explaining and answering all my questions regarding the home buyers scheme, and all the options that are out there for those looking to buy a home for the first time. He has been so friendly, patient and attentive - I am so grateful for his help and expertise. I could not recommend this service enough for those wh... read more

28 March 2024  

Lucas and Elijah were great to work with. Stepped me through the mortgage process, communicated really well and were flexible when I had to delay my application. Would highly recommend them.

29 February 2024  

Thx Elijah Lucas for all your assistance in brokering a better deal for us. Great outcome for us. We appreciated all you did, particularly behind the scenes, to get us to the end of what was a fairly easy process. Recommend Elijah Lucas to anyone with a mortgage who, like us, never really explored our options.

22 February 2024  

We recently had the pleasure of refinancing with Lucas Elijah as our mortgage brokers, and we couldn't be more thrilled with the service they provided. In fact, their exceptional support throughout the entire process deserves not just a 55 rating, but a remarkable 65 stars
Lucas Elijah demonstrated an unparalleled level of expertise and commitment to making the refinance process as smooth and stres... read more

14 February 2024  

Have just bought our first home thanks to the hard work from Lucas and Elijah. Lots of issues along the way but elijah and lucas came up with resolutions and were speedy at getting the whole process sorted. It was easy working with you guys and couldn't recommend you highly enough. By far the best brokers we have spoken with Thanks again for all your hard work and guidance.

07 January 2024  

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