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Michael Barrett

With over 30 years in the banking and construction industry I understand that everyone's financial situation and needs are different.

I am your experienced mortgage broker that does all of the hard work for you. Servicing the beach side areas from Sandringham through to Bonbeach and surrounding suburbs. With over 30 years in the banking & construction industry I understand everyone's needs are different. Specialising in Owner Occupied, Investment, Refinance, Construction & Guarantor Loans, I have the experience to facilitate the correct loan structure with the best rate to suit your needs.
  • Call Us Mortgage Choice Sandringham
  • Office - 0427 238 222
  • Open Hours Mortgage Choice Sandringham
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

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We work hard to ensure that getting your home, investment or personal loan is as easy and stress free as possible. We are passionate about helping people achieve their financial dreams and there is no better time than right now to start, call us to help you get the best rate!


We can help you with any type of home loan that suits your needs:

  • First home buyer loans
  • Construction loans
  • Home loan refinancing
  • Renovation loans
  • Investment property loans
  • Home equity loans 

We do all the work and at no cost to you

We have access to hundreds of loans and products from over 30 lenders so we can find an option that suits you. We'll do all the paperwork for you, making it as painless as possible, as well as keeping you updated as your loan progresses.

Our home loan service comes at no cost to you as the lender pays us after your loan settles.

We can also help you with:

We can also assist you with a diverse range of financial services, such as:

  • Car loans
  • Commercial Loans
  • Personal loans
  • Equipment finance
  • General Insurance needs 

We come to you

We aim to make your life easier, so we can come and meet you at a time and place that suits you. 

We service the areas of Sandringham, Beaumaris, Highett, Black Rock, Mentone, Parkdale, Mordialloc, Aspendale, Aspendale Gardens, Braeside, Waterways, Edithvale, Chelsea, Chelsea Heights, Bonbeach and surrounding suburbs.

If meeting in person doesn't suit you, we can easliy arrange an online appointment to discuss your options.

Get in touch today

For more information contact Mike on 0427 238 222



The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

If you're wishing to purchase a home with the guidance of a Mortgage Broker who is genuine, caring, incredibly persistent, personable, professional, hard working and communicative then you need to look no further than Mike.
He is the very best He also happens to be a fantastic human being.
Mike has been my broker 3 times thus far, he's also assisted my son James to buy his first home, and he also g... read more

03 September 2023  

Working with Mike has been great, his profesionalizm and expertise helped us with complicated refinancing and new purchase. We highly recommend Mike as a broker with can do attitude

29 August 2023  

Michael is informative, knowledgeable and extremely helpful. Couldn't recommend anyone more highly for your financial guidance

04 June 2023  

We used Mike to help us in purchasing our first home. He was so helpful every single step of the way till the day we got our keys Would 100 recommend Mike to anyone.

17 April 2022  

Michael was so easy to deal with. Was straight onto organising everything and we really didnt have a moments worry when getting the mortgage for our new home and then remortgaging. I high recommend Michael.

17 July 2021  

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Building your home guide

Building a brand new home or completing major renovations on an existing property are some of the most exciting projects we can undertake as home owners.

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