Home Find a local expert Michael Barrett

With over 30 years in the banking and construction industry I understand that everyone's financial situation and needs are different.

I am your experienced mortgage broker that does all of the hard work for you. Specialising in home or renovation, construction and guarantor loans, my digitally enabled service is free, so call me today to discuss how I can find the best possible solution to meet your needs.
  • Call Us Mortgage Choice Sandringham
  • Office - 0427 238 222
  • Open Hours Mortgage Choice Sandringham
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment


Latest home loan interest rates

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I work hard to ensure that getting your home, investment or personal loan is as easy and stress free as possible. In our ever changing environment, we are digitally enabled to meet your needs, every step of the process can be completed online. I am passionate about helping people achieve their financial dreams and there is no better time than right now to start.


I can help you with any type of home loan that suits your needs:

  • First home buyer loans
  • Construction loans
  • Home loan refinancing
  • Renovation loans
  • Investment property loans
  • Home equity loans 

I do all the work and at no cost to you

I have access to hundreds of loans and products from over 30 lenders so I can find an option that suits you. I'll do all the paperwork for you, making it as painless as possible, as well as keeping you updated as your loan progresses.

My home loan service comes at no cost to you as the lender pays us after your loan settles. Many brokers are paid a different comission based on the lender you choose to have your loan with.

As a Mortgage Choice broker I'm paid the same rate regardless of the home loan you choose from our wide choice of lenders. This means my focus is purely on the loan that's right for you, and one of the many things our customers love about working with Mortgage Choice!


I can also help you with:

I can also assist you with a diverse range of financial services, such as:

  • Car loans
  • Commercial Loans
  • Personal loans
  • Equipment finance
  • General Insurance needs 

I come to you

I aim to make your life easier, so I can come and meet you at a time and place that suits you. 

I service the areas of Sandringham, Beaumaris, Highett, Black Rock, Mentone, Parkdale, Mordialloc, Aspendale, Aspendale Gardens, Braeside, Waterways, Edithvale, Chelsea, Chelsea Heights, Bonbeach and surrounding suburbs.

Get in touch today

For more information contact Mike on 0427 238 222



The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

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