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Michael Sam

Michael Sam Mortgage Broker in Wahroonga servicing Hornsby, Turramurra & Pymble and surrounds

A friendly and approachable lending expert with a "can-do" attitude, Michael Sam is all about building long-term partnerships with his clients.

With a professional background in investment banking and corporate lending, Michael is dedicated to tailoring loan solutions for his clients based on an assessment of their current and future needs and goals.

He offers a mobile service across the Sydney metropolitan area.

Contact Michael now for your free home loan assessment.
  • Call Us Mortgage Choice Wahroonga
  • Office - 0488 048 875
  • Open Hours Mortgage Choice Wahroonga
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
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Start your home loan journey today


Michael delivers tailored financing solutions to his clients in a quick, easy and efficient way.  

He can assist with all your personal and business borrowing needs, including:

  • Home loans
  • Investment loans
  • Loan refinancing
  • Construction loans
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • SMSF loans
  • Personal loans
  • Car and asset finance
  • Reverse mortgages (third party referrals)
  • Business loans
  • Equipment finance
  • Commercial property finance
  • General & Life Insurance (third party referrals)

Other areas I service

Michael is a determined problem-solver who will find an appropriate lending solution for your unique circumstances and needs. 

Even if your credit history is challenged or your loan serviceability score is low, Michael will strive to find a solution that works for you, and will be your advocate at every stage of the way.

He offers a mobile service across the Sydney metropolitan area, with a particular focus on the North Shore.  Michael is equally happy to work with clients from other parts of Australia via phone and video-conferencing.

Check out our free calculators!

Wanting to find out your borrowing capacity based on your salary and financial commitments?  At Mortgage Choice servicing Wahroonga and surrounds we understand that finding out how much you can borrow for a property can be tricky, which is why we have some awesome calculators to make it easy!

Check out our free home loan calculators here or get in touch with Michael to discuss your unique circumstances.

Ready to kickstart your journey to  home ownership?

We’ll assist you along the way and do all the legwork for you! Call Michael today on 0488 0488 75

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Michael was amazing to deal with. He was very knowledgeable and took the time to explain everything to us so that we clearly understood every step we were taking. He was patient and attentive to all questions. We felt like we were always getting the best advice for us and as a result we were able to buy our first family home with confidence.

25 September 2023  

Had a great experience working with Michael on my recent investment property refinance. Diligent, professional and helpful - much like a trusted advisor on your side to guide you through the property buying journey. I would definitely work with him in future and recommend him to others.

12 December 2022  

Good support.

12 December 2022  

Michael was an absolute pleasure to deal with. He walked us step by step through the process and nothing was ever a problem for him. He made the process easy, we couldn’t of been happier with the service we received.

21 September 2022  

Michael was engaged to refinance our home loan for a better deal. We found Michael very professional and responsive. It was a full end to end process without a lot of work from our side Michael handled everything and we couldn't be happier with the service that we were provided. We would have no hesitation in recommending Michael to anyone wanting to refinance or even getting their first mortgage.

18 September 2022  

Excellent services and advice

18 July 2022  

Michael has been proactive in applying his expertise in support of our mortgage application. He is clearly knowledgeable about the various packages available and has also proven himself adept at managing his role as intermediary between ourselves and the mortgage companies. Along the way Michael has provided us with prudent and relevant advice in a timely manner - helping us to get the best mortgage fo... read more

10 July 2022  

Michael has been fantastic in helping me understand the mortgage application process. He has been very quick to respond, always available and is someone I can genuinely trust. Its been a long journey but Im glad Ive got Michael to help me out. Highly recommend

07 July 2022  

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Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

Download now


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