Mortgage Choice logo
Michael Saliba


Average client rating
4.9/5 From 101 Reviews

Sort by

First class service by the dedicated team at Mortgage Choice. Thank you Michael and Josie. Your efforts are very much appreciated and looking forward to our next venture with you

22 July 2024  


Our solicitor suggested this was a very complicated conveyance process. Michael and Josie at Mortgage Choice guided us through the process effortlessly. It was an absolute pleasure dealing with them and peace of mind knowing they were there to help us and had it all under control. -

22 July 2024  


Michael was extremely helpful in organising finance for our new home

14 June 2024  


We were very lucky to have had Michael and Josie as our mortgage broker from day one of our property journey. We were first home buyers, and Michael so generously guided us along the process - answering all our questions and providing honest guidance along the whole way. As a self-employed purchaser, the home loan process can feel daunting, but my wife and I felt confident in our dealings with him. Michael always took his time to give us all the info - he was extremely patient, an absolute honest bloke and very detail oriented. We got a competitive rate and most importantly confidence for our home loan in the end. We're very grateful to have had him on our journey

03 June 2024  


From our very first consultation, it was evident that Michael Saliba was a cut above the rest. His expertise and dedication shone through in every interaction. As first-time homebuyers, my wife and I were guided through the complex process of securing a house loan with utmost transparency. Michael and his team, including Josie, held our hands every step of the way until our loan approval. Their exceptional support and seamless experience have left us truly amazed. We wholeheartedly recommend them

If you're looking for a reliable mortgage broker, consider reaching out to Michael Saliba and his team at Mortgage Choice Revesby. Their outstanding service and commitment to clients make them the go-to choice for all your mortgage needs.

23 April 2024  


Absolutely outstanding service from this mortgage broker Michael and Josie went above and beyond to ensure a seamless and stress-free experience. Their expertise and communication skills are unmatched, making them the go-to team for anyone in need of mortgage assistance. Grateful for their exceptional support

10 April 2024  


I could not be happier with Michael and Josie refinancing my home loan. They made the refinancing process simple for me, and saved me by finding a significantly lower interest rate than what I was paying before.

10 April 2024  


From the very first consultation, it was clear that Michael was a cut above the rest. His expertise and dedication were evident in every interaction.
Mortgage Choice navigated the complex process of securing a house loan with ease, providing guidance and support at every turn.
Michaels patience and professionalism shone through, especially when explaining the intricacies of loan agreements and finding the best rates possible. Thanks to the hard work and commitment of Michael and Josie, I got my loan on time.
I cannot recommend Mortgage Choice highly enough. If youre in need of a mortgage broker who will go the extra mile to ensure your success, look no further.

18 March 2024  


Thank you so much to Michael team for making this process as easy and pain free as possible. Would highly recommend to anyone who is looking to borrow

11 February 2024  


We're grateful for Michael and Josie at Mortgage Choice Revesby, who expertly navigated unexpected complications in our mortgage journey. From initial consultation to closing, their professionalism and commitment shone through. Proactive communication, problem-solving skills, and genuine empathy made the process smooth. For unparalleled service and a positive homebuying experience, choose Michael and his team. Thank you for making our dream of homeownership a reality

22 January 2024  


Michael and Josie, what can we say, without you we wouldn't be just loving our new home

If you are looking for service that goes absolutely above and beyond your everyday broker who is just looking to close a loan than have a chat to Michael. We worked on our plans for about 12mths, and he was with us each step of the way giving us the best advice for our situation, no matter how many times we changed our direction on where and what to buy, Michael always answered with his honest advice that pointed us in the right direction for OUR needs. We were always presented with multiple options and given advice on the better deals that suits our situation.

In the end both he and Josie worked well past what we had ever expected, ensuring we had the best deal possible My husband and I cannot thank you enough for all the time, texts, emails and back and forths with the bank to get us through this whole process. I honestly do not know how I would have done this without you guys

We cannot recommend you enough Ifwhen we have to go through that process again, there isn't anyone else I would bother contacting. Thank you once again

19 January 2024  


Michael has a great knowledge of the industry and always gives sound advice.
Easy to deal with, highly recommend

06 November 2023  


Very helpful in navigating the refinancing process to find something that suited my needs

06 November 2023  


Michael has been our broker for quite a few years now, initially assisting us in refinancing for a lower interest rate and home renovations. Michael then assisted us with purchasing an investment property interstate and more recently, refinancing for a lower interest rate on both properties.

Michael is extremely knowledgeable
and well educated, patient and easy to work with whilst making the whole process so much easier.

Would also like to thank Michael's assistant Josie for her time and effort over the past few months.

Greg Lucille

28 September 2023  


Myself and my wife used Michael as our mortgage broker. The advice, knowledge he provided was second to none showing his experience.
We trusted the process the outcome was exactly we set out for lower interest rate with better benefits.

Strongly recommend to contact Michael as a mortgage broker.

Thank you Michael Josie

11 September 2023  


Michael has been my broker for several years. I have applied for some very challenging and complicated financial loans and I don't think that they would've been approved if it weren't for Michael's vast experience and knowledge. He makes any tricky situation look simple. Michael is the Super Broker. And his assistant Josie is quick, easy to communicate with, and a very hard worker. Highly recommend them

08 May 2023  


Outstanding service and help, Michael goes above and beyond for his customers and makes it easy. You know where you are at every step of the way. We will never do it ourselves again. Michael takes the hassle and headache of it all away. Made it super easy, even though our circumstances were not easy. Highly recommend Michael and his team.

07 May 2023  


Mike and Josie are extremely professional, well informed and easy to deal with. They gave us a range of options to choose from that would be suitable for our current financial situation and always kept us aware of the process of our loan and the steps needed to be done to have it approved. This is the second time they have helped us with our loan and we will definitely be using them again in the future

04 May 2023  


Michael is a superb broker. The best I have ever seen.

01 March 2023  


Michael is not just an advisor. He is a go to man who made sure our needs were looked after in difficult circumstances. His dedication towards his service is beyond words.
Thank you Michael, i will make sure all my business comes to you.

24 February 2023  


Great service, Michael is just the best. He looked after us so well and made sure we get what we needed.

24 February 2023  


Michael was very east to deal wish and made the process as easy as possible, I had gone to my existing bank first and it was a nightmare ! Thanks Michael for your time and your expertise is shown in your work would recommend you to everyone once again thank you.

28 November 2022  


Never too busy to answer questions or concerns. Went above and beyond what was required to ensure our loan settled on time.
Could not recommend enough and have already referred other friends to Michael Saliba and Smartline.

14 October 2022  


11 May 2022  


Mike was super knowledgeable- above and beyond! He also went into bat for us when it counted most and was able to come up with a result that I’m sure not many others would have. Would recommend!!

21 March 2022  


08 February 2022  


Michael and Josie were extremely knowledgeable and professional to deal with. No question was too silly to ask and put me at complete ease. Big decisions when it comes to finances and these guys know how it all works.

20 October 2021  


Michael Saliba was professional and friendly, and went above an beyond to get the best outcome for my financial needs.

25 September 2021  


22 September 2021  


Michael and Josie have been fantastic throughout the entire process of getting finance for a home loan. After being declined finance from a couple of banks, they searched hard to find a lender who would approve finance during what is a very difficult economic time. I would recommend them to absolutely everyone i know! Thankyou so much Michael and Josie for helping make our dream purchase a reality!!

15 September 2021  


Michael and Josie are awesome. The best consistent service always and every time.

15 September 2021  


Amazing sales consultant in Michael i was very happy with his advice and recommendations explaining how it would look financially at the end of the loan.

I just wasnt happy with the admin team in smart line who were very slow to action the loan once i signed. If it wasnt for michael's support i probably would have gone to another lender

23 July 2021  


Michael Saliba and his team were a lot better than many others I've had in the past.
Thorough in all aspects. Knew instantly what I wanted and helped me to achieve my goals. Thanks.

15 July 2021  


15 July 2021  


Have already recommended. Huge thanks to Mike and Josephine.

12 May 2021  


Being first home buyers, Michael met and exceeded our expectations with his extensive knowledge of the industry. We didn’t know what to expect but he provided us with a range of options, and was very professional with every silly question we asked

24 March 2021  


The service we received through Smartline was terrific. We were able to work with the broker to find the loan that best suited our financial situation. This is the third property we have purchase with this broker and we will use them again.

08 February 2021  


01 February 2021  


I had the pleasant experience of dealing with Michael Saliba who showed the utmost professionalism and dedication while tailoring my lending requirements. He even future proofed my lending plans by providing advice on how to best structure my loan.

04 November 2020  


02 November 2020  


Ive been dealing with Michael Saliba for a while now and have recommended him to several of my friends because he's been very helpful and a really nice fella :)

28 October 2020  


Michael found me the best loan for my situation and gave great advice on ways to reduce the time it takes to pay back my loan, saving me thousands.
Michael and Josie went above and beyond to ensure that I was kept informed throughout the process.

23 September 2020  


16 September 2020  


Mike and his team have been great! pleasure to deal with and very prompt with their service!

01 September 2020  


Michael is wonderful and Josie was awesome.

04 August 2020  


It was a pleasure dealing with both Michael and Josie. They made a very complicated process of refinancing very easy, at a very affordable rate. They made most of the specials that were going on for me. I am extremely happy with their service.

24 July 2020  


Michael was persistent and went above and beyond for us, we weren’t a straightforward client but Michael persisted until he had a solution for us. We are very thankful and very happy!!

27 June 2020  


10 May 2020  


Micheal and Josie were exceptionally helpful throughout the process and made the loan application easy to understand and guided me every step of the way. I will be recommending both Micheal and Josie to everyone. I can’t thank them both enough.

21 April 2020  


22 January 2020  


04 November 2019  


Michael was working with us for quite some period of time. Was patient, extremely imformative and the level if service we provided has been sexond to none!

24 October 2019  


All his been perfect for me.

15 October 2019  


09 September 2019  


26 August 2019  


Michael Saliba was amazing throughout the whole process. He helped up to refinance my property and later purchase our new home together. He came and met with us after hours and always explained everything to us really well and was very helpful. I have already recommended him on to other friends who are also looking to buy in the future.

24 August 2019  


11 August 2019  


Michael was a huge help through the whole process. We had a few issues to work through, and Michael gave us really clear professional advice on our best options for getting finances, while also getting us a great rate. He's very knowledgeable and was happy to spend time guiding us through questions on anything to do with the buying process. I think we'd have really struggled without him. Thanks so much Michael

05 August 2019  


A renewed and outstanding service offering.

14 July 2019  


Awesome service from our advisor he was always available to answer any questions we had all the way through the process and at anytime in the future

13 July 2019  


Michael went above and beyond to help me and husband get the rite product and the rite loan which was suitable for us. He was always contactable and answer all our questions we are beyond great full for his services

12 June 2019  


16 May 2019  


20 April 2019  


Michael Saliba went above and beyond for our Loan and got across the line through his hard work and dedication. I would definitely recommend him to my friends and family and appreciate his patience and advice.

18 April 2019  


Michael Saliba is an absolute legend. Down to earth, knows his stuff and you end up having a good experience in what could otherwise be a stressful time. Thank you Michael!!!

18 April 2019  


Michael Saliba is very knowledgable and efficient - the best broker I have worked with.

11 April 2019  


02 April 2019  


We found Michael professional, honest and approachable. He was easy to deal with and always happy to answer our questions no matter how many times we asked him. He helped us find exactly what we needed. We have recommended him already

14 January 2019  


04 January 2019  


We were thrilled with the service and professionalism Mr Saliba showed us. We would have no hesitation in recommending his services.
Kindest regards

Peter and Paula Welfare

31 December 2018  


19 December 2018  


Michael is a true professional. His attention to detail is commendable as is the level of customer service provided. I would gladly refer Michael to friends and colleagues.

18 December 2018  


Michael's service was extremely good however, there were various problems, numerous delays and lots of going back and forth between us and the bank. It was a stressful experience. I don't think this was due to anything he did or did not do.

17 December 2018  


Michael is personable and patient in explaining the process. He has set a new benchmark for customer service

15 December 2018  


Michael was exceptional throughout the whole process for me. He continually went above and beyond to keep the process moving and keep me informed every step of the way. I cannot thank him enough for his help and will definitely be using him again in the future home purchases I have.

06 November 2018  


Michael goes above and beyond to assist us financing our dreams each and every time we deal with him.

18 September 2018  


Great to work with, highly recommend.

12 September 2018  



Great experience honest, professional and efficient will recommend to all my family and friends

28 August 2018  



Great experience honest, professional and efficient will recommend to all my family and friends

28 August 2018  


Michael is a wonderful advisor and I would not hesitate in recommending him to anyone I know.

He is always helpful highly motivated and stays in touch throughout the whole process.

A true asset to any company.

Thank you Michael

14 August 2018  


Michael was great! Made the process easy and was easy to contact. Friendly and patient.I have since recommended him to a couple of my friends already.

28 May 2018  


07 April 2018  


30 December 2017  


18 September 2017  


Highly recommend Michael Saliba to anyone of my families and friends.... very knowledgeable and has attention to detail. He does all the ground work and then double triple checks all applications.. ensuring we have all thats needed to lodge. A big thank to Michael and looking forward to work him in future again.

25 June 2017  


Highly recommend Michael as he is very professional, competent, prompt, friendly and most importantly efficient. Michael was a pleasure do do business and and I feel confident that we will be well advised of our mortgage needs in the future.

Thank you Michael for providing a professional but very friendly service.

Brendan and Sharon

23 May 2017  


Micheal worked hard to secure my loan. Despite me putting him under time pressure throughout. Michael always returned my calls and was able to achieve what two other competition advisors didn\'t

23 November 2016  


Mike has built a relationship based on trust and the ability to deliver in a highly regulated industry. He has represented Smartline with distinction. I had never considered doing business with a broker prior. I have gladly recommend Mike and Smartline to others. Congratulations on building a trusted brand.

22 September 2016  


Michael was extremely helpful and insightful. His effective approach and efficiency were the perfect solution to the bank\'s administrative mistakes and delays.
Not only did Michael provide us with one of the best rates out there, but he created a smooth and easy experience during a very stressful time.

30 July 2016  


29 July 2016  


Michael was great to deal with and had a smooth process throughout. The low score in expectations is mostly due to Bankwest and not Michael. There were delays due to the signing of documents etc., Michael may have been able to help the situation by knowing exactly what Bankwest require and knowing their rules inside out. However, again, there was lots of misleading information from the bank that didn\'t help.


14 July 2016  


17 March 2016  


Michael Saliba provided unbelievable support during this process. He showed great communication and leadership. I\'ll be recommending Smartline to as many people as I can!

07 March 2016  


I am extremely impressed with Michael\'s very attentive, helpful, personable and professional service. Michael has gone far beyond my expectations in finding a great home loan for me, being extremely helpful and always contactable. He has made the process very easy and has been very personable as well.

25 November 2015  


Michael was brilliant. Professional and reliable. He made the process very easy and did all the hard work so they we didnt stress at all. I will be recommending Michael to everyone.

29 October 2015  


29 October 2015  


Michael did an amazing job and guided me and kept me informed through the whole process. i believe he went above and beyond and would recommend him to my family and friends.

22 February 2015  


I am so pleased with the service provided by my broker. He has achieved a wonderful rate of interest on our loans and is saving us loads of money. Michael is efficient and always contactable and I look forward to a long financial future together.

21 January 2015  


21 October 2014  


Michael Saliba went above & beyond to help me with my home loan & was always there to answer questions & put my mind at ease with everything I needed & explained everything to my partner & I in a way that was easy to understand. I would & have fully recommended Michael Saliba & Smartline to all my friends.

02 September 2014  


05 June 2014  

Contact us

Contact your existing broker?

contact-us-broker-1Smoother experience as they have all your information.

contact-us-broker-2Better understanding of your financials to provide tailored advice.

contact-us-broker-3Faster response compared to being matched with a new broker.

Contact existing broker