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Nandini Varma


Average client rating
5/5 From 71 Reviews

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My husband and I have used Nandini at Mortgage Choice for all our financial needs for over 10 years now. We trust her experience and expertise in providing us with the best possible solution to whatever we approach her with to better ourselves

Thankyou so much Nandini for always going above and beyond to ensure we are always looked after
We highly recommend you to all our family and friends ?

15 May 2024  


Nandini has been our choice of broker for many years and has helped us with multiple investment properties and loans. She is highly recommended. Don't hesitate to contact her. She always goes above and beyond to get the results. 5 stars from me.

15 March 2024  


Nandini and her team at Mortgage Choice - Cairnlea always go above and beyond to help their clients. From our first home from construction to hand over, to now refinancing our loan. Nandini is always so lovely to deal with. She is prompt when it comes to answering our queries, she offers advice when needed and always updates us, both through emails and phone calls. She has made it stress free process for us to sort out our finances. Thank you so much for all your help

14 November 2023  


We couldn't thank Nandini enough for her assistance in ascertaining the most appropriate loan package for our third purchase using Mortgage Choice in Cairnlea. Nandini really knows her stuff and was at all times quick to respond to all my questions, even after hours. She is very professional yet friendly and will go out of her way to get you answers promptly. I have referred many family members and friends to Nandini and highly recommend her services Sincere thanks again Nandini for all your assistance and patience

12 November 2023  


Nandini does really go above and beyond to ensure that everything goes well for her clients. This was my first time working with her and to be honest I was quite nervous since this was my first purchase. She made me feel very secure by communicating with me consistently throughout the process which I think is great. Would highly recommend.

19 August 2023  


Nandini was very helpful in unlocking home equity. Thank you.

12 April 2023  


Nandini is tenacious, friendly and offers exceptional customer service. She was in regular contact with us during our very long building process and offered advice the whole way. She was able to offer an out of the box solution for our unique circumstances and we couldnt be happier with her service. Her many years in the finance industry are a great asset to the level of service she has provided. Thank you

18 December 2022  


Nandini is the most professional and accurate Mortgage Broker I have ever come across. I have been working with her for years now and there are no nasty surprises or changes as she ensures 100 accuracy and best value for her clients. She has the highest integrity, always working with the best benefit for the client in mind. I can't praise her enough for all the great work and support she has provided to me. Thank you very much Nandini.

08 December 2022  


Nandini is the loveliest and the most hard working broker I know. She goes above and beyond to be able to service and cater your needs, she honest and very thorough.
When i purchased my first home nearly 20 years ago Nandini was my broker, she also helped us with debt consolidation and refinancing. Most recently she helped us purchase land for another home.
I would recommend Nandini 110

27 October 2022  


We have had multiple dealings with Nandini, from our first property purchase in 2012 and a couple refinances thereafter and each time she has been such a pleasure to go through the whole process with. She provides exceptional service and will go above and beyond to assist us to get the best outcome and results for our current requirements. Thank you Nandini for all your help, we definitely would recommend and will come back for our future home loan needs.

17 October 2022  


It was wonderful working with Nandini as she is more than helpful assisting us at every step and liaising with bank and other parties which made the process smooth for us. I would highly recommend her for any such future engagements.

08 September 2022  


I cant thank Nandini enough for helping me get my first home. Always there for you even with a text message, after hours, weekends anytime. We will be keep on choosing her in future as well. Thanks heaps Nandini ?

07 August 2022  


I have been dealing with Nandini for over 15 years, she helped me buy my first home and two others over the years. Nandini will give 110 of her time and skills to help you get what you need. I have also referred many of my friends along the way and she also used her skills to help them. I would highly recommend Mortgage Choice - Nandini to help you get the results your looking for.

22 July 2022  


I highly recommend Nandini. Keeps communication consistent throughout the home loan process and makes things easy to understand. Also very lovely to interact with.

23 April 2022  


Nandini from Mortgage choice Cairnlea has been such an important part of our property purchase journey.Her patience and professionalism over the past 3 years has made our property dream a reality.
Will definitely be seeking her services again in the future and recommending to family friends.

23 April 2022  


Nandini has been a huge help in helping me to get a loan for my new car. She was patient explained everything that was needed in great detail and was quick to respond whenever i had a question.

22 February 2022  


Nandini from Mortgage Choice was a pleasure to work with.
I don't have enough words to describe the amount of effort and time she dedicated to my partner and I. She did everything in her power to help us get a loan approved in such a short period of time with extremely short notice.
She was there for us every step of the way - even responding to calls, texts and emails after hours.
I highly recommend Nandini from Mortgage Choice for anyone from first home buyers through to investors. Nandini will provide guidance and support through the whole process.

22 February 2022  


Nandini is an amazing mortgage broker, as first home buyers she talked us through the whole process and government incentives with professionalism and kindness along each step of the way. We can't thank Nandini and her team enough making us home owners sooner than we imagined. Always super responsive to our enquiries and updating us along the way. She truly helped us fast forward the home buying journey with helping us better improve our finances with great recommendations.
A very big thank you, and with lots of appreciation we cannot recommend Nandini and her team enough.
We look forward to working with you again in the future.

23 December 2021  


Nandini has been an absolute help with everything and was always patient with us. We appreciate all the work and effort she has put in - we now have our house that we can call home. We are extremely happy

23 September 2021  


Nandini is very helpful and professional she ensures she gets the best results and she has helped us on many occasions thankyou again Nandini

23 September 2021  


Nandini has been helping my family out for the last 10 years, from purchasing our first home to refinancing our mortgage several times she will always find the best options for us our finances.
She and her team will always communicate keep yo in the loop during the process too.
I couldnt recommend her enough , she is the best.

23 September 2021  


Nandini has been so helpful and professional with purchasing our property. She was always so responsive with any queries we had and is clearly passionate about helping people through the process. We would recommend Nandini and mortgage choice and we would definitely look to her for future property purchases.

23 September 2021  


Nandini and her team provided excellent service. Nandini is customer focused, dedicated and has excellent response time.
I am very happy with her services and would strongly recommend to any one wanting to take a loan.

23 September 2021  


Very satisfied with the professionalism and the level of service provided. Nandini has been extremely helpful and I couldnt be more satisfied with the assistance she provided me in helping me find the best loan available. She would always make herself available to assist with any queries that I had and she kept me updated throughout the whole process.

23 August 2021  


Nandini and Nisha did a fantastic job with sorting out my first mortgage, I couldn't be more thankful Nandini ensured she was present and responsive throughout the process, she diligently accessed my circumstances and discussed the packages that would suit my needs, provided guidance with paperwork and recommended a great solicitor. The team went above and beyond to meet the settlement deadline and obtained the best rates for my land and construction loans.
I highly recommend Nandini if you're after an excellent service and a hassle-free mortgage experience

24 July 2021  


I would definitely recommend Mortgage Choice in Cairnlea to anyone and everyone who is in the market for a Home loan, Investment loan, Personal loan or any type of loan. Because Nandini works very hard for you to get the best interest rate. She got me and my extended family members the lowest rates. I can't thank enough Nandini and her team for their professional service and help they had provided me and my family.

24 July 2021  


Nandini and her team at Mortgage Choice has been my go to option for all my home loan needs. I have been associated with her for over 2 years and all I have is high degree of praise for the detailed work she undertakes. When it comes to work, there is great attention to details, thorough checks and the communication is right on the money. I have recently refinanced with her help and she provided me with all the guidance through the journey. If anyone is looking for financial advice, especially home loan advice, I would highly recommend approaching Nandini.

23 June 2021  


Nandini and Nisha were both extremely helpful in assisting me with purchasing my first property. Nandini had assisted my family on previous occasions over the last decade and has always gone above and beyond to support and assist in every way. She assisted in securing the loan despite the many hardships that came my way during the difficult process that comes with buying a first home.

23 June 2021  


Nandini is the go-to choice She has helped us out so much throughout the last 12 months. She's worked so hard to help us meet almost impossible deadlines and always goes above and beyond for us. We can't thank her enough and will be coming back to her to help us with our next property. Highly recommended broker that will look after your best interests.

23 June 2021  


Nandini and her team, helped me with every single step in purchasing my first property. I didnt really know too much coming into the journey but thankfully Nandini guided me throughout the whole experience. If you're looking for a Mortgage Broker who cares and takes a personalised approach to both your finances and your goals then Nandini is an amazing fit.

23 June 2021  


Nandini and Nisha are an absolute treat to work with. Nandini is very well organised and is extremely helpful. She takes additional pains to support and assist in every possible way. She helped us secure the loan even in the hard Lock-down times. I would recommend her to everyone.

23 June 2021  


Nandini was extremely helpful and assisted me to get my dream house. I have just had my settlement today and I loved the service that Nandini and her team have provided to me during Stage 4 Lock-down in Melbourne. The process was extremely easy and everything went smoothly. I would recommend her service to everyone, including friends and family

23 June 2021  


Nandini's level of professionalism, diligence and responsiveness to her clients is something rare in the industry. I highly recommend her to anyone looking for a reliable and highly competent mortgage broker.

23 June 2021  


Nandini and Nisha were absolutely fantastic in helping us refinance our home loan. They were always very helpful and available to answer any questions and to help us through all parts of the process.
Thank you
Andrew and Sally

23 June 2021  


Fantastic mortgage broker. Nandini's been my broker for over 8 years I and couldnt be happier. Always helpful, informative and a lovely person. She always does her best to get the best loan, available all time and guides us to the right deal. Highly recommend

23 June 2021  


We will recommend Nandini Verma greatly. She deserves more than 5 stars rating for the service provided. She understood our needs and guided us through out the process including to deal with Solicitor. Nandini and Nisha always kept us updated on every single update. Thanks heaps for your service

23 June 2020  


Highly recommend Nandini from Morgage choice she went above and beyond to help me secure my first home loan.

23 June 2020  


The team is very responsive throughout the whole journey. They have explained the process to us and guided us alongway. They even accomodated us even in late evening meetings after work shift and saturdays. Going the extra mile made the process seamless for us.
Thank you Nandini and the team. Building our first property was not that stressful because of your efforts. Looking forward for more collaborations in the future

23 June 2020  


Would definitely recommend Nandini, she's very knowledgeable and kind. She goes the extra mile and works very hard

23 June 2020  


I couldn't recommend a better mortgage broker than Nandini, she is an absolute credit to Mortgage Choice and an outstanding advisor .
I have been dealing with Nandini and her team for over 10 years and they have helped me and my family get our first home loan, my case was handled extremely efficiently and professionally by Nandini throughout the whole process, she is very quick and responsive.
You can tell Nandini has a lot of experience and knows the process very well which is a massive help and always prevents further delays.
Nandini is also always helping me re-finance my mortgage finding me a fantastic deal with a high street bank and providing me excellent service.
I would definitely recommend Nandini who has been fantastic.
Thanks Nandini for all the help

23 June 2020  


Nandini is an awesome personality who takes care of everything for you while buying your dream Home. I had an amazing experience with her for all my hassle free processes say it be Bank loan, settlement and to the day I entered to my first home with family. Everything went like a charm.
I strongly recomend her and have already remcomended to my friends group to take help from her.

23 June 2020  


Nandini Team are the most caring and professional team Ive dealt with.
They all took the time to know me and my family and worked extremely hard to help me purchase my home. I thank you Nandini and team for all your hard work. I will always recommend you.

23 June 2020  


We highly recommend Mortgage Choice in Carinlea. Nandini and Nisha were a fantastic help with our home loan. Nandini helped so much with our finances with a great professional service. For your mortgage needs, please give Nandini a call, you will not be disappointed.
Mark Maria

23 June 2020  


Nandini was amazing in helping me and my partner get an understanding for our first home. We cant thank her enough for making us feel so comfortable and supported

23 June 2020  


Nandini was very professional and helpful throughout the process of obtaining the home loan and the settlement. The entire experience was hassle free and I would highly recommend Nandini and team.

23 June 2020  


Nandini and Nisha helped us through our land and construction loan.
Our land title has been delayed for four years but they worked consistently and patiently through the years. They communicated regularly and consistently making sure we understand the process and the requirements.
As you know the economy and interest rates have been volatile the past few years but Nandini made sure we get the leverage and the best deal in the current market conditions. Nandini takes her job and her fiduciary duty to clients seriously.
Nandini and Nisha are superstars. I am very confident to recommend their team to anyone who is looking for a broker.

23 June 2020  


Excellent Customer Service,
Nandini and the team were very professional and informative, they showed a great understanding of the business and would highly recommend

23 June 2020  


Nandini ji has helped us in every moment while our loan process was and still she is helping us whenever we need help. She has been very friendly, Approachable and reliable person. And Nisha in her office very helpful and calm nature... fantastic people to deal with ..We are like family now.. if you need anything with finance please approach her in Mortgage choice will not get disappointed..

23 June 2020  


Fantastic service and such great attention to detail. Went above and beyond to get me the best result Would recommend whole heartedly

23 June 2020  



Nandini went above & beyond to help me get the best Home loan she could. Her service was extremely impressive. I would recommend Nandini to any one.

Louise Borg
03 October 2019  


I had a very good experience with Mortgage Choice in Cairnlea. Nandini Varma and Nisha Ande were extremely helpful. They put my mind at ease by always providing me with updates. They answered all my questions and were very polite.

24 June 2019  



Our mortgage broker has been a pleasure to deal with. We trust that she goes beyond to ensure our needs are met and she explains everything so well.

Nick & Emily Hua,
16 December 2017  



Nandini provided an excellent and friendly service, extremely helpful through the whole process. She had my best interest at heart and worked hard to get me the best possible deal. I have no hesitation to go back to her for any future purchase and definitely will recommend her to my family and friends.

Alison H
16 December 2017  



We are very happy with your service - please keep being yourself ! You treat customers with lots of care and make them feel very special. We really felt very supported and looked after every step of the way.

Amal M & Nicola M
16 December 2017  



Excellent service, very friendly, focussed on customer needs, excellent response time and after sales service. Fully satisfied with her service and we will use her services again.

Dr A K
16 December 2017  



Mortgage Choice through Nandini , has assisted me with the purchase of my home through sound advise, ie. options available in the finance industry, where I am better off. When she says she will work with you to achieve your goal, she meant every word of it.

It has always been a pleasure working with Nandini. Since the time I bought my first home in November 2008 up until this time, I always go back to Nandini . For a trusted, professional

Leia J
16 December 2017  



We had a wonderful experience dealing with Nandini and were also communicated very well by Nisha, We always felt like we had our best interest in front of their mind.

Mr S & L Cannon
16 December 2017  



Nandini worked with us, over a three-year period, to consolidate our various debts, after clearing up our credit history. She kept persevering over this period until we achieved our goal. We are very grateful to Nandini for her untiring effort and outcome-oriented approach.

M & B D
16 December 2017  



Nandini kept us upto date on the progress of the loan at every stage. She was quick to answer questions and follow up with the bank. Living a busy life it made it easy trusting Nandini and her team to do all the work , taking the stress out of dealing with the bank.

H & C Daniels
16 December 2017  



Excellent professional service from Nandini. She is the reason we will keep returning to her for all future home loans. Thank you so much Nandini, we really appreciate your assistance.

Venda N & A
16 December 2017  



We are so thankful we found Nandini. She could not have done more for us. Her knowledge and experience is second to none. She was positive and professional and always a pleasure to deal with !

C & A Kennedy
16 December 2017  



Nandini went above and beyond our expectations to ensure we were well looked after and given the best deal possible out of our home loan. I could not have imagined a most pleased experience with a broker and we would highly recommend her to our family and friends.

M & M Agpasa
16 December 2017  



Our experience with Nandini at Mortgage Choice was at the most very professional and was was dealth with in a manner of great care and patience. Nandini, you are a beautiful person, who takes great care of her customers. We thank you very much for looking after us.

S & R Micallef
16 December 2017  



I have dealth with Nandini previously,hence why I have gone back to obtain my second mortgage after 5 years. Nandini and her assistant Nisha have very open communication from the beginning of the application, to the very end after settlement to ensure greatest customer satisfaction.

Stephen & Karen Lay
16 December 2017  



Nandini was exceptional as a mortgage broker. She is knowledgable, professional and obviously passionate about her customer service. She was personally engaged throughout the process and worked extremely hard to get me a competetive finance in a rather complex scenario where a few others failed.

I have no hesitation in recommending her to anyone looking for the best product without the hassle of self shopping. Thank you Nandini.

R Dahiya
16 December 2017  



On behalf of our family, we would like to thank you for all your help rendered during processing our loan. The process was stress-free and you kept us informed at each and every step along the way.

Noel B & Sharon C
16 December 2017  



Your friendly, professional yet personal service together with the care, great effort and time spent with me was more than what I could expect and what many do not offer. You save me much time and effort by crunching all the figures and sourcing the best deal suitable to my needs.

Claudelle M
16 December 2017  



I have been very satisfied with the level of professional and dedicated service that I have received.

Hung N
16 December 2017  



I have had association with Nandini over many years. She has been quite invaluable in her assistance and support in helping me make the right choice and the best decision. She goes that extra step to ensure that you are satisfied not only with your choice but the service she provides. I have already recommended her to many of my family and friends.

Diana U
16 December 2017  



Very helpful, understanding, non-judgemental, professional and competent with the process from start to finish.

S & J A
16 December 2017  



I have been dealing with Nandini Varma for more than 15 years and have engaged her with all my major financial investments. Excellent service and advice was always provided.

Gerard Daniels
16 December 2017  

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