Investment loans | Mortgage Choice in Northern Suburbs
Investing in property can have many benefits when building long-term wealth. Having the right finance as a foundation of your investment can help deliver good returns for long-term investors. Our Mortgage Choice team in Northern Suburbs are experts in investment finance and can help you make the right decision to suit your strategy.
Expert support with your investment
When considering an investment loan it's important to be sure about how it will potentially impact your financial circumstances. It's also important to have a wide range of investment loans to choose from, to ensure you have the right investment loan for your purchase.
Our team at Mortgage Choice in Northern Suburbs will weigh up your options, comparing hundreds of investment loans from over 25 lenders to find the right one for you. We do the shopping around for you and negotiate with the bank to get you a competitive rate - which will directly impact your returns.
We'll then complete the paperwork and application for you, so you can spend time finding the right property. The banks are competing hard for your business. Let us help you choose the right deal with expert advice at no cost to you.
Using equity to purchase your investment property
Your home equity is the difference between your property's market value and the balance of your mortgage. This can be a valuable asset when it comes to property investment as you can use your equity as a cash deposit on your purchase. If you have had your home for a few years or more, it's likely you have quite a good equity reserve built up.
For example, a property worth $500,000 with a mortgage loan of $150,000 has equity of $350,000. Instead of finding a cash deposit to buy an investment property, you could use this equity as the deposit.
Our team will review your current home loan and let you know what equity you have access to for investment purposes. We'll help you weigh the pros and cons of spending your equity on purchaing property.
Find out more about investing
We have a great range of handy educational resources to help you find out more about home loans and the process. Check them out:
- Our handy home loan calculators
- Our simple Mortgage videos
- Our free e-guides: investing in property
- Read: What is home equity & how can it be used?
Your expert team in Northern Suburbs
We're excited to help you find the right finance for your investment! Call our team at Mortgage Choice in Northern Suburbs today on 0413 010 338 or click on the Book an appointment button.
Our team in the Northern Suburbs service the areas of Duncraig, Greenwood, Hillarys, Kingsley, Joodalup, Kinross, Quinns Rocks, Carramar, Nowergup, Carabooda, Eglinton, Yanchep, Butler, Two Rocks, Alkimos, Girrawheen, Wanneroo, Gnangara, Mariginiup & surrounds.
