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Nicole Pennefather

Nicole Pennefather Mortgage Broker in Ormiston, Wellington Point, Bayside & Surrounds

Looking for help with your Home Loan? Whether it is needing help to achieve your first property dreams, building your property portfolio or simply looking for a better deal, Nicole at Mortgage Choice Ormiston, Wellington Point, Bayside & surrounds is your personal mortgage broker.
  • Call Us Mortgage Choice Ormiston
  • Office - 0432 015 149
  • Open Hours Mortgage Choice Ormiston
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
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A mortgage broker who puts her clients’ needs first, Nicole has the industry know how to help you secure a smart, sustainable finance solution. She can help with all your lending needs, particularly home loans and refinancing, investment loans and SMSF loans.

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)
  • SMSF loans
  • Loan protection insurance
  • Building/construction loans

Other areas I service

With a professional background in financial planning and accounting, Nicole will ensure your loans are structured correctly to minimise unnecessary costs, maximise wealth and remain in line with your financial goals.

She offers a mobile service across Ormiston, Wellington Point, Bayside and surrounds in south-east Brisbane.


Check out our free calculators

Looking into home loans in the Ormiston, Wellinton Point, Redlands Coast, Bayside area? Use our calculators to find out how much you can borrow, your potential repayments and more. We understand that finding out how much you can borrow for a property can be tricky, which is why we have some awesome calculators to make it easy!

Check out our free home loan calculators here or get in touch with us to discuss your unique circumstances.


Ready to kickstart your journey to  home ownership?

We’ll assist you along the way and do all the legwork for you! Call me today on 0432 015 149 or




The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Highly recommend Nic She was always available to answer any questions and give advise also a pleasure to deal with. Extremely friendly and approachable. Worked tirelessly to help us get our dream home. We will be using her again in the future

01 September 2023  

Nicole has been wonderful to deal with when negotiating and coordinating our recent mortgage initiation and changes. She delivered a professional service. She ensured all timelines were met despite several complications from the bank perspective. Nothing seemed to be too much trouble for her. She truly went above and beyond our expectations.

19 December 2022  

Nicole delivered a very professional service for us. Her responses were always timely be. Nothing seemed to be too much trouble for her. She truly went above and beyond our expectations.

12 November 2022  

Nicole was professional throughout the whole process. I would highly recommend her to anyone who needs advise with their mortgage. Very happy with the outstanding service we received.

23 October 2022  

Nicole was so easy to deal with. She answered and explained all my queries professionally and was always available via phone, emails and txt messages. Very knowledgeable.

22 August 2022  

Nicole was amazing. She made a horrible seperation financial settlement a whole lot less stressful. Nic is professional, friendly, super efficient and 110% knows her stuff. Would not hesitate to recommend and will definitely be a return client.

10 March 2022  

Nicole was fantastic! Would highly recommend her and will use her again in the future for sure!

17 January 2022  

Our advisor Nicole was brilliant and so helpful throughout our experience, we have done this a few times and this was by far the easiest and simplest experience.

05 January 2022  

Nicole came up to many barriers in assisting me with my loan. Each time she was able to navigate the problem extremely quickly! Nicole was fantastic at keeping me calm, finding loan options to suit my needs and getting us into a home despite me having many obsticles to overcome. Nicole was calm with me, helpful in EVERY way and gave us the option to have a home for ourselves. Prior to this we were homeless and co... read more

27 November 2021  

Amazing service, Nicole took care of everything for us. Was very approacable, helpful and profesional.

13 October 2021  

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