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Nicole Pennefather


What is refinancing?

Refinancing is the process of replacing your existing home loan with another loan under different terms or with another lender. It can be well worth your while and can save you money and years off your home loan. 

Here are some reasons to refinance:
  • Save money on your interest rate
  • Take advantage of better features - like an offset account
  • Switchg lenders
  • Change the structure of your home loan
  • Switch from fixed to variable interest rates
  • Access equity to invest or renovate
  • Take advantage of cashbacks on refinances
  • and more!

A free review of your home loan

The first step in refinancing is figuring out if there is actually a better deal out there. With interest rates so low at the moment, if you haven't reviewed your home loan recently - you could likely save money.

Nicole from Mortgage Choice Ormiston, Wellington Point and Brisbanes Bayside offers a free Home Loan Health Check, comparing your home loan against hundreds of others from over 25 lenders to see if we can find you a lower rate. We will compare interest rates, features and cashback offers available. 


Contact us