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Nicole Pennefather


Average client rating
5/5 From 24 Reviews

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Highly recommend Nic She was always available to answer any questions and give advise also a pleasure to deal with. Extremely friendly and approachable. Worked tirelessly to help us get our dream home. We will be using her again in the future

01 September 2023  


Nicole has been wonderful to deal with when negotiating and coordinating our recent mortgage initiation and changes. She delivered a professional service. She ensured all timelines were met despite several complications from the bank perspective. Nothing seemed to be too much trouble for her. She truly went above and beyond our expectations.

19 December 2022  


Nicole delivered a very professional service for us. Her responses were always timely be. Nothing seemed to be too much trouble for her. She truly went above and beyond our expectations.

12 November 2022  


Nicole was professional throughout the whole process. I would highly recommend her to anyone who needs advise with their mortgage. Very happy with the outstanding service we received.

23 October 2022  


14 October 2022  


Nicole was so easy to deal with. She answered and explained all my queries professionally and was always available via phone, emails and txt messages. Very knowledgeable.

22 August 2022  


11 August 2022  


Nicole was amazing. She made a horrible seperation financial settlement a whole lot less stressful. Nic is professional, friendly, super efficient and 110% knows her stuff. Would not hesitate to recommend and will definitely be a return client.

10 March 2022  


Nicole was fantastic! Would highly recommend her and will use her again in the future for sure!

17 January 2022  


Our advisor Nicole was brilliant and so helpful throughout our experience, we have done this a few times and this was by far the easiest and simplest experience.

05 January 2022  


Nicole came up to many barriers in assisting me with my loan. Each time she was able to navigate the problem extremely quickly! Nicole was fantastic at keeping me calm, finding loan options to suit my needs and getting us into a home despite me having many obsticles to overcome. Nicole was calm with me, helpful in EVERY way and gave us the option to have a home for ourselves. Prior to this we were homeless and couch surfing, Nicole didn't give us a house she gave us back our life gave us stability and gave us a place to make happy memories!

27 November 2021  


25 November 2021  


Amazing service, Nicole took care of everything for us. Was very approacable, helpful and profesional.

13 October 2021  


I was passed over to Nicole from another Smartline broker who I was extremely happy with so I was a little uncertain to change, but right from my first conversation with Nicole I knew she was the perfect broker for me. She made herself readily available, was very responsive to my requests and was happy to spend extra time talking me through my endless questions. I have already recommended her to friends who have since used her services and received the same excellent broker experience. Highly recommend ??

02 October 2021  


Nicole was fantastic, she listened to me and worked really hard to get my finance sorted. Would recommend her to all my friends.

05 September 2021  


31 August 2021  


Nicole helped us buy our first house. My partner and I knew nothing about what we needed to do or what we needed and she walked us through every step. Nicole went above and beyond to explain everything to us and to make everything run as smoothly as possible. I would highly recommend her to anyone buying a home and especially those buying their first home

18 July 2021  


Thanks to Nicole for helping us through the process

14 July 2021  


Amazing experience. Nicole made buying our first house an amazing experience and we couldn’t be more thankful of her help throughout the whole process

19 May 2021  


Nicole was fantastic. Being self employed and having two businesses can be tricky with getting finance. Nicole guided the process and knew exactly which banks didn't have issues with self employment and business ownership finances.

17 May 2021  


Nic was absolutely amazing. We had a lot of bumps in our journey to getting our home loan, but Nic kept us informed and went above and beyond, making sure the bank hadn't forgotten us. I always felt like Nic was on our side and she is very personable

11 March 2021  


Nicole has been awesome to work with. We chopped and changed our plans with our mortgage a few times and she was always ready with honest feedback and willing to help find the best solution! Totally recommend working with Nicole.

03 February 2021  


We were so happy with Nicole's contact and advise. She was able to achieve exactly what we were hoping for. Her support was truly impeccable. Would highly recommend Nicole.

30 December 2020  


Couldnt have asked for better help. will be recomending Nicole to everyone. Thank You

29 October 2020  

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