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Philip Le

We search over 25 lenders to find you the right car loan. Plus, our car buying service for new cars gets you the right car for the best deal, delivered to your door!


Competitive car loans - your one-stop shop for vehicle finance.

You focus on the car, while we work hard to give you a great deal on finance. We can search our wide panel of lenders to find you the right car loan.

At Mortgage Choice, we understand there's nothing like the feeling of driving away in a car of your own - whether it's your first car, an upgrade to the family car or a new work vehicle.

We also know that your choice of car isn't the only thing that matters – you also need to be confident that you have the right finance in place for your purchase. When you're in the market for a car, it's easy to accept the finance solution offered by your dealer or bank. But chances are you could save money by shopping around. And we know how important that is.

That's where we can help. We give you access to a wide range of lenders all competing for your business. We can explain the options and help you decide which vehicle finance option is best suited to your needs - no matter whether you're buying through a dealer or private sale.


Why not try our new door-to-door car buying service.

No time to search for the right car yourself? Our car buying service gets you the right car at the right price, delivered to your door. Use our national buying power to get a great deal with no haggling & no hassles! We search a national network of car dealers to get the best deal, then deliver your new car to your door. We can even help you with the trade-in of your old vehicle.


Top tips to consider when buying a car.

  • Don't just look at the interest rate when choosing your car loan
  • Low rate loans may seem great on paper, but could include hidden fees and charges that can really add up over time.
  • Consider loans that let you pay extra on top of your monthly repayments
  • This is a great way of reducing the overall cost of the loan, but not all lenders will allow you to do this, and some of them will charge you extra fees for early repayment
  • Consider total costs
  • Make sure you consider the total cost of the loan over time, for example break costs and monthly charges, not just the monthly repayment
  • Read the fine print
  • Make sure you read the fine print of your loan agreement so you really understand any additional fees and charges and how they will impact your total repayments
  • Lease or buy?
  • There are important differences between leasing and buying a car, and it's worth having a good idea of how each option works to make the right choice for you. Read more here to decide if leasing a car is right for you.



Need a car loan for your business? We are here to help. Specialising in car loans for sole traders and other businesses.


Businesses looking for car finance have a range of options open to them. The most appropriate type of loan for each business' needs will depend on business structure, cash-flow requirements, GST registration status and tax considerations.



Contact us today

Call our team today on 0415 654 321 to book an appointment on or click "Contact Us" so that we can get the details to contact you.


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