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Philip Le

Buying your first home? We are your local Mortgage Brokers in Cabramatta, Wetherill Park, Fairfield

Start your home loan journey today

Buying your first home? 

Buying your first home can be a complicated process. But as your local Mortgage Choice expert, Philip can do all the legwork for you to help you achieve your home ownership dreams.

Firstly, we’ll take the time to search through hundreds of home loans from our lenders to find the one that suits you.

We’ll also help you determine if you're eligible for any concessions, as well as prepare the loan application on your behalf and follow it through to settlement, keeping you up to date along the way. 

First Home Buyers - Frequently asked questions

1. Do I need Lenders Mortgage Insurance?

If you have less than a 20% deposit, you may need to pay for lenders mortgage insurance. Lenders Mortgage Insurance is a premium payable by you the borrower that protects the lender against potential losses if you are unable to repay your loan. To find out, get in touch with Philip Le this week. 

2. Do I need a building and pest inspection?

Before signing off on a property purchase, you may want to consider organising a building and pest inspection as a condition of the sale.

These reports are done through qualified inspectors and can identify major hidden issues you might have missed, like termite damage, water leakages, structural damage, asbestos and other danger. 

What are the next steps?

As your mortgage broker from Mortgage Choice Cabramatta, Wetherill Park and Fairfield, Philip will let you know just how you stand in terms of borrowing options. If you're ready to get started with the purchase of your first property, then get in touch with Philip this week.

 

Contact us today

Call our team today on 0415 654 321 to book an appointment on or click "Contact Us" so that we can get the details to contact you.

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