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Pene McIntyre

Pene McIntyre Mortgage Broker in Wangaratta

With her diverse and extensive experience in lending, Pene has an excellent knowledge of the broader finance market and a unique understanding of the challenges of dealing with different lenders. Personable approachable, she believes that open communication is essential in supporting her clients to make educated and sensible decisions about their financial future.
  • Call Us Mortgage Choice Wangaratta
  • Office - 0438 771 427
  • Open Hours Mortgage Choice Wangaratta
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

7 Ely Street WANGARATTA, VIC 3677


As your local lending expert, Pene offers straightforward, honest advice, and will draw on her extensive network of lenders to find and negotiate a competitive loan and set you on the road to financial security. 

  • Home loans
  • Investment loans
  • Refinance loans
  • Construction loans
  • Renovation finance
  • Equity release
  • Deposit Bonds
  • Bridging loans
  • Reverse mortgages (Referred to third party)
  • Personal Loans
  • Car and asset finance
  • Business equipment finance
  • Commercial property finance
  • Business loans
  • Insurance (third party referrals)

Other areas I service

An award-winning team who go above and beyond to take the stress out of the borrowing equation. They’re always ready to listen, answer questions, and work their mortgage magic. Pene is mobile across north-east Victoria and southern New South Wales.

  • Wangaratta
  • Benalla
  • Myrtleford
  • Bright
  • Porepunkah
  • Yarrawonga
  • Beechworth
  • Wodonga
  • Albury
  • Shepparton

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Amazing service! Would highly recommend.

14 December 2021  

Lauren at smartline wangaratta , awesome to deal with

06 July 2021  

Pene goes above and beyond, I highly recommend her to anyone who needs a loan or has one all ready.

05 September 2018  

Would 100% recommend pene to anyone needing a broker, she went above and beyond to help a couple clueless first home buyers make a purchase with minimal stress and kept us well informed throughout the whole process, any questions we had pene was quick to answer with great knowledge whether it was during business hours, after hours or even on the odd public holliday. Couldn’t recommend anyone more!

25 April 2023  

Pene's service exceeded our expectations. She was always available to answer questions, even outside of business hours. From start to finish, Pene made the whole process very easy.

10 April 2023  

Pene was fantastic in helping me understand my obligations and understanding the layout of the loan and what options I had.

03 April 2023  

Pene was extremely helpful and supportive through the whole process. She was very flexible and accommodating with contacting her to complete required documents. Pene went above and beyond to meet short and sudden settlement requirements on my apartment. Thank you for the fast turn around of my home loan.

29 March 2023  

Penny and Lauren are really helpful throughout the process of our home loan. Excellent service??Thank you Lauren and Penny for helping us to have our 1st home.

28 January 2023  

Pene was amazing and everything was completed in a timely manner. I would highly recommend Pene for anyone's financing needs.

02 January 2023  

Pene was amazing through every step of my mortgage. She was approachable and answered any questions that I had. Highly recommend her services to anyone.

28 December 2022  

My adviser makes the whole process such a breeze, very informative and always finds the best deal for the situation. Would highly recommend

15 December 2022  

Thank you Pene, you have made the loan process a lot easier for us. Very professional and personable service.

13 November 2022  

Pene was fantastic throughout the whole process of selling my existing property and refinancing my new property

02 November 2022  

Lauren was easily contactable and very responsive to our needs. A great experience, thanks so much Lauren.

31 January 2023  

I have used Smartline Wangartta for a number of transactions over the past few years including recommending my son to use them first purchase and sale of his first home. Lauren is always efficient, throughough and reliable in recommending products and responding to email enquiries.

18 January 2023  

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