Debt Consolidation | Mortgage Broker in Calamvale, Parkinson & Algester
Most short-term finance options carry high interest rates, making it difficult to stay on top of your finances. Debt consolidation can be a great alternative and make your life a lot easier! As your local Calamvale Mortgage Choice Broker, I'm passionate about debt consolidation and helping my clients minimise interest. Let's discuss your options!
Debt consolidation with Steven Li at Mortgage Choice
Debt consolidation is the process of rolling your smaller debts - like a car loan, credit card or pay-later debts - into a larger loan, like a home loan or personal loan. Interest rates are much lower on larger loans meaning consolidating your debt can save you money on interest and help you pay them off faster.
- You could save money on repayments by securing a lower interest rate.
- You could make use of features like an offset account to further minimise interest.
- You could put more of your money into paying off the actual loan amount.
- No more late fees or dealing with more than one lender.
How Mortgage Choice can help
Together, we'll go over what you currently owe (and at what interest rate), and look at rolling those debts into a larger loan, like your home loan or a new personal loan. Mortgage Choice has a lending panel with over 35 lenders, so we have access to thousands of personal loans and home loans with great low rates.
But, every situation is different and unique. As a Mortgage Broker, I take a holistic approach and look at your finances as a whole, so I know what recommendations will benefit you in the long run.
Your Local Calamvale Mortgage Broker
Lots of everyday Australians struggle with managing smaller debts. That's why I'm so passionate about debt consolidation and how it can streamline your finances and save you money. Get in touch with me to chat about the options available to you.
Find out more about StevenMore than the interest rate
What's important with debt consolidation is making sure that you're not turning a short-term debt into a long-term one. As part of the debt consolidation process, I will take you through some effective strategies to pay off the short-term portion of your new loan faster, so it truly leaves you better off! We can explore making additional repayments, switching to fortnightly repayments, and more.
Let's start on your new chapter
It's my job to put your needs first as we look at strategies to get your debts under control. As a mobile broker, I can meet with you in Calamvale, Parkinson, Algester and across wider Brisbane. I can also chat you with by phone or video - whatever suits you best.
Call me directly on 0435 201 861 or click below to request a callback.
Call: 0435 201 861 Request a call
